# Catch: All Rewards, No Debt — Store Credit on Every Purchase > Virtual rewards debit card earning cash back on all purchases. (iPhone/iPad app by Catch Inc. (U.S.).) - Source: https://appshunter.io/ios/app/catch-all-rewards-no-debt/id6446602411 (this page in markdown: same URL + `.md`) - Developer: [Catch Inc. (U.S.)](https://appshunter.io/developer/1642832867) - Category: Shopping, Finance - Price: Free - Rating: 4.53/5 from 133 App Store ratings · 62 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 40 MB - Languages: English - Released: 2023-08-21 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/catch-all-rewards-no-debt/id6446602411/reviews.md ## What is Catch? Catch is the virtual rewards debit card (powered by your normal debit card) that earns you $$ on all your purchases. Earn on your everyday spend and treat yourself next time you shop at your favorite beauty & apparel brands. Plus, get access to exclusive drops from our partner brands, and trade rewards with a trusted community of 100,000s of savvy shoppers. As seen in: The Economist, Business Insider, Modern Retail, Payments Dive, PYMNTS…
 HOW IT WORKS Get a free virtual debit card powered by your normal debit card or bank account. Earn 1.5% back on any purchase, anywhere (gas, coffee, groceries, etc.) Plus up to 15% back at 100s of the hottest brands Redeem your $$ rewards at any Catch partner brand. They’ll auto-apply when you pay with your Catch card. INSTANT $$ REWARDS WITH EVERY PURCHASE. Earn rewards on your everyday spend and treat yourself next time you shop. Get 1.5% back on every purchase, plus 5-10% at the hottest beauty & apparel brands. NO DEBT. NO FEES. It’s totally free. Stay on top of your finances without giving up on the things you love. Shop smart, save more, and enjoy guilt-free indulgences. No credit card required. FREE MONTHLY DROPS – JUST BECAUSE. Get treated like an influencer with exclusive $$ drops from our partner brands, and limited-time offers in the app. Think of it as a weekly thank you for being part of the Catch community. Getcatch.com @paywithCatch ## Key features - Virtual rewards debit card - Earn 1.5% back on all purchases - Up to 15% back at partner brands - Exclusive partner brand drops - Trade rewards with community - No debt, no fees ## What do users think of Catch? Overall sentiment: mixed **Pros** - 💰 Earn rewards on everyday purchases with debit card - 🛍️ Wide variety of partner brands and merchants - 👍 User-friendly and intuitive app interface - 🔔 Helpful notifications about expiring credits and new deals - 💡 Innovative cashback model avoiding credit card debt - 🎁 Regular credit drops and exclusive app-only deals - 📱 Seamless mobile app experience - 🔐 Easy login with phone number only - 🌟 Discover new brands through the platform - ⚡ Quick rewards redemption process **Cons** - 🚫 Account suspension and fraud flags without clear explanation - ❌ Inconsistent customer service responses - 😤 Changes to app features reducing community swaps/credits - 🔒 Overly strict identity verification process - ⚠️ Misleading referral promotion claims - 🛑 Forced migration to CatchPass debit card requirement - 😞 App shutdown announced (April 2025) - 🤔 Lack of transparency on account denials - 💔 Credits withheld or accounts deactivated without cause - 🚨 Discriminatory account rejection practices reported **Commonly reported bugs** - PIN setup failure preventing account access - Account blocking during transaction attempts - Card deactivation during account review process - Application review delays exceeding stated timeframes - Account closure without explanation or warning **Most requested features** - Restore community swaps feature for additional savings - Clearer communication on fraud flags and account issues - Support for multiple payment methods beyond debit card - Better explanation of account suspension reasons - More transparent referral program terms ## Recent user reviews (10 of 62) All indexed reviews: https://appshunter.io/ios/app/catch-all-rewards-no-debt/id6446602411/reviews.md ### 3/5 — Was cool till they changed it *2025-04-16* This app is super cool until they changed it daily. There would be cool credits that you could claim in the community section and it made me do a lot more shopping than usual because I was saving money but now there’s never any community swaps. So you’re not really saving anything unless you spend something. They should put it back to the way it was. ### 5/5 — Say it ain’t so! *2025-04-15* I just joined Catch two weeks ago. I love this app! | get rewarded for using my debit card to make purchases and then can use my rewards towards purchasing socks from Darn Tough. I just wish I found it sooner. Today, I opened the app to find this message- "Catch is saying so long!" What?! This is too late to be an April Fool's joke. Please say it ain't so! This is such an awesome model for helping businesses and customers avoid credit card fees and also for customers to get rewarded by using their debit card and purchasing from participating businesses. I wish more people had known about and used the app. Thank you for making this available while it lasted! ### 5/5 — There’s no catch! *2025-02-27, version 1.3.4* There is literally no Catch! This app saves me so much money and I love getting so many free deals! Easy to use and great for college students hoping to save money! ### 5/5 — Savings for using my same debit card *2025-02-14* As someone who avoids credit cards, one of the downsides is I don’t get access to rewards. Catch changes the game for me — allows me to keep spending like I like (no debt) but earn something for it with amazing brands I love (shout out Darn Tough and Bombas socks) ### 1/5 — Bad experience *2025-02-08, version 1.3.1* I was trying to purchase an item from PacSun and Catch thought I was committing fraud which is not true. I wish they would give me another chance. ### 1/5 — Customer service is discriminatory *2025-01-18, version 1.2.18* Because of my name they did not accept me and lied and said they do not accept new customers, even though I see ads for this company all the time advertising cash back, I will be suing for false advertising . ### 1/5 — HORRIBLE APP *2024-11-14* I am new to catch and just created my account in September. Its now November and I attempted to complete a transaction (after verifying my identity successfully) and was told my account was blocked because it was flagged for fraud. How is that possible when I haven’t even completed or attempted a transaction through catch? No one could give me an answer and I’m so glad to be deleting my account. Other app’s are less hassle than this one. What a waste of time. I’d like to add I NEVER leave reviews, but I want people to be informed. ### 5/5 — AWESOME *2024-11-01, version 1.2.12* A MUST NEED. At first it looked to good to be true, but I was so wrong. I love this so much 😁 ### 5/5 — The app is super easy to use, and I’ve already saved so much! *2024-09-29, version 1.2.8* Obsessed with this app! 😍 I’m hooked! Not only do I get rewards for shopping at all my favorite brands, but the exclusive credit drops each week are a total game-changer. ### 5/5 — A must-have if you shop online *2024-09-20, version 1.2.7* Catch is a must-have and must-use if you shop at any of their partner brands. I exclusively use Catch when shopping Summer Fridays and Rare Beauty. ## Frequently asked questions about Catch ### What does the Catch app do? The Catch app provides a virtual rewards debit card that allows you to earn money back on all your purchases. It's powered by your existing debit card or bank account, offering a way to save money on everyday spending and enjoy exclusive benefits from partner brands. ### How do I earn rewards with Catch? You earn rewards by using your Catch virtual debit card for any purchase, anywhere. You'll get 1.5% back on all spending, and up to 15% back at select beauty and apparel brands. Rewards are automatically applied when you pay with your Catch card at partner brands. ### Is there a cost to use Catch? No, the Catch app and its virtual rewards debit card are completely free to use. There are no hidden fees or costs associated with earning or redeeming your rewards. It's designed to help you save money without any financial burden. ### What kind of rewards can I get? You can earn cash back on every purchase, with a base rate of 1.5% and higher percentages at specific partner brands. Additionally, you get access to exclusive 'drops' which are special offers and deals from partner brands, treating you like an influencer. ### Who is Catch for? Catch is designed for individuals who want to shop smarter and save money on their everyday expenses. It's ideal for those who prefer using a debit card and want to earn rewards without the risk of accumulating debt associated with credit cards. ## Version history (last 5 releases) ### 1.3.4 — 2025-02-26 Minor stability and performance improvements. ### 1.3.3 — 2025-02-23 Minor stability and performance improvements. ### 1.3.2 — 2025-02-15 Minor stability and performance improvements. ### 1.3.1 — 2025-02-04 Minor stability and performance improvements. ### 1.3.0 — 2025-01-28 Introducing our new Swaps feature! 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Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*