# Cawelo: Net Worth Tracker — Private savings & wealth

> Private savings & wealth (iPhone/iPad app by Viktor Borbely.)

- Source: https://appshunter.io/ios/app/cawelo-net-worth-tracker/id6755550722 (this page in markdown: same URL + `.md`)
- Developer: [Viktor Borbely](https://appshunter.io/developer/1540166986)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 49 MB
- Languages: American English
- Released: 2025-12-17
- Data updated: 2026-11-09

## What is Cawelo?

Cawelo is your net worth tracker without a bank login. See your savings and assets at a glance and find out how long your money would last.

No spreadsheets, no logging every purchase. Once a week you enter your balances, and Cawelo shows your net worth, your savings and how your safety net grows.

HOW LONG WOULD YOUR MONEY LAST?
Your financial runway shows in a single number how many months or years your savings would cover your living costs. Cawelo works out your next savings goal and your current level, so you see your safety net grow step by step.

YOUR NET WORTH IN TWO MINUTES
Cash, bank accounts, savings accounts, investments, pension and property, and on the other side loans and other debts: Cawelo adds it all up to your net worth and shows how it changes in a clear chart.

YOUR WEEKLY WEALTH RITUAL
A gentle reminder on Sunday evening, a few numbers updated, done. You keep the overview without thinking about money every day.

PRIVATE FROM THE START
• No bank connection, no bank login
• Your financial data is stored on your device, and the app works offline
• App lock with a code, face or fingerprint
• Encrypted backup to your phone's own cloud
• Hide amounts with one tap

MADE FOR BEGINNERS
You don't need to know about finance. Short explanations help you understand every number. Cawelo is for anyone who wants a calm overview of their money, whether you are just starting to save or already building wealth.

KEY FEATURES
• Net worth tracker and asset overview
• Financial runway: how long your savings last
• Savings goal and levels, worked out for you
• Assets and liabilities kept apart
• Your net worth over time in a chart
• More than 30 currencies
• Notes on your balance updates
• CSV export and backup
• English, German and Hungarian

Cawelo is not a bank and does not give investment advice. It helps you understand your own financial situation.

TERMS OF USE
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Yearly | $22.49 | per year |
| Havi | $4.49 | per month |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Lifetime | $44.99 | one-time |
| Lifetime -30% OFF | $5.49 | one-time |
| Supporter Lvl 2 | $1.99 | one-time |
| Supporter Lvl 10 | $8.99 | one-time |
| Supporter Lvl 5 | $5.49 | one-time |
| Supporter Lvl 1 | $0.99 | one-time |
| Supporter Lvl 3 | $2.99 | one-time |
| Supporter Lvl 5 | $3.99 | one-time |


## Is Cawelo safe?

Not enough ratings yet to assess Cawelo.

## Is Cawelo legit?

Cawelo: Net Worth Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Cawelo is 63 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.0.0 — 2026-11-08

Now CAWELO
• Calm Wealth Journey is now CAWELO, with a fresh look. All your data is kept.

Your Financial Runway
• A redesigned look makes it clearer how long your savings would last.

Subscriptions carry over
• Your existing subscriptions stay when you switch phones. Nothing is lost.

Support the developer
• You can give the developer a small one-time contribution.

Easier-to-read buttons and chart labels.

### 0.14.0 — 2026-10-15

Weekly reminder
• No longer reminds you on Sunday if you already logged a balance that week.
• Now follows your device's time zone.

No more password
• Your data is now encrypted with a key the app keeps for you. Your Apple or Google account backs the key up, so a new phone can find it.

Cloud Backup
• In Settings, you choose whether your data is included in your phone's cloud backup.

### 0.13.2 — 2026-09-22

Weekly reminder
• No longer reminds you on Sunday if you already logged a balance that week.
• Now follows your device's time zone.

Plus the usual bug fixes and performance improvements.

### 0.13.0 — 2026-05-29

Bugfixes and performance improvements

### 0.12.0 — 2026-05-11

Bugfixes

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## More apps by Viktor Borbely

- [Applify](https://appshunter.io/ios/app/applify/id6456944283)

All apps by Viktor Borbely: https://appshunter.io/developer/1540166986

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-09.*