# CBT Mobile Banking

> Mobile banking app for personal and business accounts with comprehensive financial management tools. (iPhone/iPad app by Zions Bancorporation, N.A..)

- Source: https://appshunter.io/ios/app/cbt-mobile-banking/id449071371 (this page in markdown: same URL + `.md`)
- Developer: [Zions Bancorporation, N.A.](https://appshunter.io/developer/337012802)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 11,049 App Store ratings · 110 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 62 MB
- Languages: English
- Released: 2011-07-21
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cbt-mobile-banking/id449071371/reviews.md

## What is CBT Mobile Banking?

Managing your finances on the go has never been easier with the California Bank & Trust Mobile Banking app.¹

Personal banking features

Account management
• View account balances, details, and activity across accounts
• See your free personal credit score and report
• Apply for new accounts
• Review statements and notices
• Export transactions options

Payments & transfers²
• Send/receive money with Zelle®
• Transfer funds, pay bills, and send wires
• Mobile check deposit

Security & card controls
• Use biometrics for sign-in on supported devices
• Lock/unlock cards instantly
• Set up and manage security alerts

Rewards & offers
• View credit card rewards
• Discover personalized offers

Self service
• Find a branch and ATM
• Schedule travel notifications
• And more

Business banking features

Payments & Transfers² ³ ⁴
• Pay bills and employees
• Send and receive wire transfers
• Use Zelle® for business payments
• Send ACH direct deposits
• Mobile check deposit
• Edit or cancel payments
• Review payment history

User management⁵
• Manage users and permissions
• Reset passwords and access
• Receive personalized activity alerts

Invoice & Get Paid³ ⁴
• Create and send invoices
• Share payment links and QR codes
• Accept cards, ACH, and Apple Pay

Security & authorization⁶
• Use biometric sign-in 
• Multi-factor authentication (MFA)
• Enable dual authorization
• Manage alerts and secure messages

To use the App, you must:
• Have a deposit, loan, line of credit, or credit card account with California Bank & Trust
• Have a compatible mobile device and U.S. phone number
• Be connected to Wi-Fi or a mobile internet data service**

Have a comment or question? Email us at MobileBankingCustomerSupport@zionsbancorp.com.

**Message and data rates may apply. Please check with your carrier for details.

1 Mobile Banking requires enrollment in Digital Banking. Fees from your wireless provider may apply. Please refer to the applicable Rate and Fee Schedule (Personal or Business Accounts Schedule of Fees or Service Charge Information). Subject to terms and conditions of the Digital Banking Service Agreement. Trademarks used are the property of their registered owner and California Bank & Trust is neither affiliated with nor endorses these companies or their products/services.

2 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. See your Zelle® and Other Payment Services Agreement for more details. Standard text and data rates from your mobile phone carrier may apply. Available services are subject to change without notice.

Zelle® is intended for sending money to family, friends, and people you know and trust. It is recommended that you do not use Zelle® to send money to people you don’t know. Neither Zions Bancorporation, N.A. nor Zelle® offer a protection program for any authorized purchase made with Zelle®.

In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled in Zelle®.

Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC. and are used herein under license.

3 Wire Transfers and ACH Direct Deposit require enrollment in each service. See the Personal or Business Accounts Schedule of Fees for fees associated with each service.

4 Feature availability for business users is subject to user Entitlements.

5 User Management and certain administrative capabilities are restricted to Customer System Administrators (CSAs) on the business profile. Other conditions may apply, such as if the business has enrolled in Dual Authorization for certain transactions. Refer to the Digital Banking Service Agreement for more information.

6 Approvals are currently applicable for businesses who are enrolled in Dual Authorization, where two business users are required to complete certain transactions (one initiator and one approver).

## Key features

- View account balances and activity
- Mobile check deposit
- Send/receive money with Zelle®
- Pay bills and employees
- Lock/unlock cards instantly
- Biometric sign-in
- Create and send invoices

## What do users think of CBT Mobile Banking?

Overall sentiment: neutral

**Pros**

- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Convenient mobile deposits
- 👍 Helpful staff
- 👍 Simple and functional

**Cons**

- 🐛 Inconsistent check deposit success
- 🐛 Buggy app crashes and errors
- 🔍 Difficult to read transaction details
- 🔍 Confusing app layout changes
- 🔍 Lack of basic features like card locking

**Commonly reported bugs**

- Login issues and credential problems
- Inconsistent check deposit failures
- Vertical transaction layout issues
- Inability to use app in landscape mode

**Most requested features**

- Future transaction and deposit viewing
- Improved mobile check deposit reliability
- More user-friendly transaction details
- Facial recognition login option
- Ability to edit payee information

## Recent user reviews (10 of 110)

All indexed reviews: https://appshunter.io/ios/app/cbt-mobile-banking/id449071371/reviews.md

### 5/5 — Nancy True

*2026-08-24, version 8.0.36*

You guys make banking fun!

### 5/5 — Love CBT

*2026-07-27, version 8.0.36*

Always an ease with them. I’m with this bank for 10 years and plan on staying. Great service and like family to me

### 5/5 — Online banking

*2026-07-27, version 8.0.36*

I’ve talked to a customer service (girl’s name is Lynn Werge) she walked me through the steps for accessing my online banking and despite my computer semi-illiteracy I was able to get it done easily. I really appreciate her insistence and care to make sure I’m able to do what I needed. I moved to another state where is no office of CTB, but I plan to keep my account, because this bank’s customer service is the best I experienced (not only today’s operation) and there was no problem that I was not able to solve, so thank you.

### 1/5 — CBT App

*2026-05-14, version 8.0.34*

App not user friendly.  Extremely difficult when trying to deposit a check.  Taking a picture of a check and centering the account number and endorsement are not easy.  I had to go into the branch to make my deposit. Luckily it worked with this one check but with several attempts .

### 1/5 — …

*2026-03-28, version 8.0.34*

One star rating because I tried to deposit my check any rejected saying it’s over my limit. Nonsense. I already signed the Back also.

### 1/5 — Not useable

*2026-03-05, version 8.0.33*

The app is useless. Does not work.

### 5/5 — Excessive withdraw

*2025-12-28*

I can believe they charged me 40 dollars for taking out money in my savings why I don’t understand I’m barely making ends meet and have a small savings for my emergency use really upset I liked 1st bank way more then this one  one way or another they rob us of my hard earned money

### 5/5 — Personal service

*2025-12-27, version 8.0.32*

Our local branch of CB&T is exceptional for its personal attention to customers .  It operates as a neighborhood bank, knows most customers by first name, provides notary and other services and has a great community reputation.

### 1/5 — App dosent allow payments

*2025-12-11, version 8.0.26*

I can’t make my Heloc payments. App have a monthly payment option.

### 5/5 — No more running balance?

*2025-09-07, version 8.0.22*

Now when I go to the app It has no running balance? Also m daughter was at my house today,she zilled me 200.00 for my Bda..it is now next day & still does not show on app? So I called the 24 hour number to get my balance & after I enter m info,it said we are closed,call back during hours opened? HUH? I have been with this bank 24+ years& this so called New Update is a joke.

## Frequently asked questions about CBT Mobile Banking

### What can I do with the CBT Mobile Banking app?

The app allows you to manage your personal and business finances on the go. You can view account balances and activity, transfer funds, pay bills, deposit checks, send and receive money with Zelle®, and control your debit and credit cards. It also offers features for business users like invoicing and user management.

### Is the CBT Mobile Banking app free to use?

Yes, the app itself is free to download and use. However, message and data rates from your wireless provider may apply. You will also need to be enrolled in Digital Banking and have a deposit, loan, line of credit, or credit card account with California Bank & Trust to use the app.

### What are the security features of the app?

The app offers robust security features including biometric sign-in on supported devices, the ability to lock and unlock cards instantly, and the option to set up and manage security alerts. For business accounts, it also supports multi-factor authentication (MFA) and dual authorization.

### How can I send money to friends and family using the app?

You can send and receive money with Zelle® directly through the app. Zelle® is a fast way to send money to people you know and trust. Transactions between enrolled users typically occur in minutes. You will need a U.S. checking or savings account to use Zelle®.

### What are the requirements to use the CBT Mobile Banking app?

To use the app, you must have a deposit, loan, line of credit, or credit card account with California Bank & Trust. You also need a compatible mobile device and a U.S. phone number, and be connected to Wi-Fi or a mobile internet data service. Enrollment in Digital Banking is also required.

## Version history (last 5 releases)

### 8.0.36 — 2026-06-25

Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Make sure to turn on auto updates to ensure you always have the latest version of our app.

### 8.0.35 — 2026-05-21

Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Included in this release:
• Send instant transfers to your external account and receive funds in minutes
• Payments package services for our business customers
Make sure to turn on auto updates to ensure you always have the latest version of our app.

### 8.0.34 — 2026-03-19

Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Make sure to turn on auto updates to ensure you always have the latest version of our app.

### 8.0.33 — 2026-01-15

Thank you to our customers for providing valuable feedback. We continue making improvements by fixing bugs and improving the experience. Make sure to turn on auto updates to ensure you always have the latest version of our app.

### 8.0.32 — 2025-12-18

New Digital Banking updates are here!
• Transaction downloads improved with running balances in multi-account reports.
• Simplified alert settings with clearer organization and navigation.
• Activate personal credit cards directly in the app.
We also fixed bugs and made performance improvements. Enable auto updates to get the latest features.

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## More apps by Zions Bancorporation, N.A.

- [NB\|AZ Mobile Banking](https://appshunter.io/ios/app/nbaz-mobile-banking/id337007406)
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All apps by Zions Bancorporation, N.A.: https://appshunter.io/developer/337012802

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
