# CBT Mobile Banking — user reviews

> 109 indexed App Store user reviews of CBT Mobile Banking by Zions Bancorporation, N.A., rated 4.80/5 from 11,049 ratings.

- Source: https://appshunter.io/ios/app/cbt-mobile-banking/id449071371/reviews
- App overview in markdown: https://appshunter.io/ios/app/cbt-mobile-banking/id449071371.md
- Rating breakdown: 5★ 8,627 · 4★ 768 · 3★ 176 · 2★ 63 · 1★ 152

## What do users think of CBT Mobile Banking?

Overall sentiment: neutral

**Pros**

- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Convenient mobile deposits
- 👍 Helpful staff
- 👍 Simple and functional

**Cons**

- 🐛 Inconsistent check deposit success
- 🐛 Buggy app crashes and errors
- 🔍 Difficult to read transaction details
- 🔍 Confusing app layout changes
- 🔍 Lack of basic features like card locking

**Commonly reported bugs**

- Login issues and credential problems
- Inconsistent check deposit failures
- Vertical transaction layout issues
- Inability to use app in landscape mode

**Most requested features**

- Future transaction and deposit viewing
- Improved mobile check deposit reliability
- More user-friendly transaction details
- Facial recognition login option
- Ability to edit payee information

## Newest reviews (10 of 109)

### 3/5 — Depositing a check is a task

*2025-08-06, version 8.0.20*

The app cannot recognize a check endorsement so you have to try about 7-8 times. From that point it will say that it cannot see the corner of the check so you must tape them down. After another 5-6 tries your check will be accepted (if you’re lucky) 
I deposit at the branch usually because it’s faster than the app 🤣

### 2/5 — Not the easiest for mobile deposits!

*2025-06-28, version 8.0.19*

It takes too long if I let the camera take the photo, so most of the time I have to take the photo manually!  What’s with the new account activity showing 15numbers instead of the name of vendor?

### 4/5 — John

*2025-03-25, version 8.0.18*

New here ??

### 3/5 — Older was better

*2025-01-22, version 8.0.18*

All the new update is not better. Monthly statement is now harder to access. Combined all transactions is more confusing, when trying to balancing checking. Go back to old system.

### 2/5 — Everything is a hassle with this app!

*2024-01-07, version 8.0.4*

Can’t log in to app, says “invalid user credentials “ but when I use the internet I can log in just fine. Tried to use Zelle, I’m able to send money but can’t receive it. Starting to regret using this bank and might just go to another one.

### 5/5 — Thanks

*2023-09-26, version 7.0.39*

Thanks for creating such an easy app to use! It takes away the stress from having to go to the bank.

### 1/5 — Mobile check deposit

*2023-09-18, version 7.0.39*

Mobile check deposit rarely works on the app. But frustrating. All of my other bank apps make it easy.

### 3/5 — What happened to facial recognition feature for login?

*2023-09-06, version 7.0.39*

Was active and using till application was upgraded.

### 5/5 — Helpful

*2023-08-23, version 7.0.39*

Very friendly and helpful staff. Always call me back, great care in getting details correct and helping with any problems that show up

### 5/5 — Great Service

*2023-08-03, version 7.0.39*

I have banked with California Bank And Trust since 1995 mainly in the la mesa branch, they have earned my Trust and Loyalty with Awesome customer service, from refinancing my Home to getting a second loan on my home on another occasion always getting me the best lowest competitive rates. When I come in they always make me feel at home when they greet me and know me by name.

## Most critical reviews (10 lowest-rated)

### 1/5 — CBT App

*2026-05-14, version 8.0.34*

App not user friendly.  Extremely difficult when trying to deposit a check.  Taking a picture of a check and centering the account number and endorsement are not easy.  I had to go into the branch to make my deposit. Luckily it worked with this one check but with several attempts .

### 1/5 — …

*2026-03-28, version 8.0.34*

One star rating because I tried to deposit my check any rejected saying it’s over my limit. Nonsense. I already signed the Back also.

### 1/5 — Not useable

*2026-03-05, version 8.0.33*

The app is useless. Does not work.

### 1/5 — App dosent allow payments

*2025-12-11, version 8.0.26*

I can’t make my Heloc payments. App have a monthly payment option.

### 1/5 — Capturing images does not work consistently

*2025-07-22, version 8.0.20*

When I enrolled with Ca Bank  & Trust I thought that all the problems with my previous bank would be a problem of the past… was I wrong?
CA Bank&Trust has a bigger issue than I’ve ever experienced with my old banking institution. Not being able to remote deposit a check seamlessly is frustrating…

### 1/5 — Terrible

*2025-07-03, version 8.0.19*

The newest update makes it hard to see what your transactions are on your phone. You will not know who they are paying because all you see is numbers and the word purchase.  Every entry should be clear. I’ve reported things because I didn’t know what it said.  Until I can ready where my money is going I’m gonna keep reporting.

### 1/5 — Horrible Bank App

*2025-06-29, version 8.0.19*

This app always gives me trouble. Doesn’t load properly. Somehow shut off certain portions of the app and gives me an “error” message. I am not even a year into this bank and am so unhappy. I’m so sad that FirstBank transferred to this bank!! I had been with FirstBank for years and very much appreciated their 24-hr customer service and assistance, especially for somebody who travels during different tome zones. This bank downgraded terribly.

### 1/5 — New app view is awful

*2023-11-18, version 8.0.0*

Been with cal B&T for many years and they just switched the look of their app and when you view your transactions all you see are the transaction numbers and not what it’s for. You have to actually click on the transaction to see what was paid out (e.g., Amazon, Uber, etc). Probably ok if you're using a device other than a mobile phone. It’s ridiculous and needs to be  fixed. Guess whoever created the app forgot it’s supposed to be a MOBILE APP, many of us use our phones to bank. Duh. 

So annoying could make me actually take the painful step of switching banks.

### 1/5 — New update useless

*2023-11-16, version 8.0.0*

Well it's been one day since their newest update and now I have to keep checking "save user name" each time I sign in. This is getting ridiculous plus no way to freeze your card/lock your card etc. still like every other banking app. These people are so behind the times it's not even funny

### 1/5 — Not a fan of new update

*2023-11-15, version 8.0.0*

This new update is really bad. It won’t let me use it in Landscape mode like the previous version. In looking at my transactions, it doesn’t show where they’ve been made, except I have to click on each one, each time, to see it. Then it takes me back to start page. It requires more of my time. The older version was far more efficient and easier. Hope you make more changes, this really isn’t a good update to the app at all.

## Most praised reviews (10 highest-rated)

### 5/5 — Love CBT

*2026-07-27, version 8.0.36*

Always an ease with them. I’m with this bank for 10 years and plan on staying. Great service and like family to me

### 5/5 — Online banking

*2026-07-27, version 8.0.36*

I’ve talked to a customer service (girl’s name is Lynn Werge) she walked me through the steps for accessing my online banking and despite my computer semi-illiteracy I was able to get it done easily. I really appreciate her insistence and care to make sure I’m able to do what I needed. I moved to another state where is no office of CTB, but I plan to keep my account, because this bank’s customer service is the best I experienced (not only today’s operation) and there was no problem that I was not able to solve, so thank you.

### 5/5 — Excessive withdraw

*2025-12-28*

I can believe they charged me 40 dollars for taking out money in my savings why I don’t understand I’m barely making ends meet and have a small savings for my emergency use really upset I liked 1st bank way more then this one  one way or another they rob us of my hard earned money

### 5/5 — Personal service

*2025-12-27, version 8.0.32*

Our local branch of CB&T is exceptional for its personal attention to customers .  It operates as a neighborhood bank, knows most customers by first name, provides notary and other services and has a great community reputation.

### 5/5 — No more running balance?

*2025-09-07, version 8.0.22*

Now when I go to the app It has no running balance? Also m daughter was at my house today,she zilled me 200.00 for my Bda..it is now next day & still does not show on app? So I called the 24 hour number to get my balance & after I enter m info,it said we are closed,call back during hours opened? HUH? I have been with this bank 24+ years& this so called New Update is a joke.

### 5/5 — Future transaction

*2025-06-23, version 8.0.18*

CBT is great after the takeover from First Bank. What is doesn’t have is future transactions or deposits. That would be a nice touch.

### 5/5 — Error code 1003

*2025-04-18, version 8.0.18*

I haven’t been able to log on for the past 3 days and it continues to say error code 1003

### 5/5 — Chino Branch

*2024-11-13, version 8.0.16*

The staff & management are the best team
Always professional & helpful 
I plan to open 2 additional accounts with them.

### 5/5 — Good service

*2023-12-17, version 8.0.4*

They are all so kind and thoughtful

### 5/5 — Business owner

*2023-12-16, version 8.0.4*

Love this bank
The staff is always helpful

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
