# CBTWaco - Mobile Community

> Mobile banking app for managing accounts, transfers, deposits, and bill payments. (iPhone/iPad app by Community Bank & Trust, Waco, Texas.)

- Source: https://appshunter.io/ios/app/cbtwaco-mobile-community/id454598287 (this page in markdown: same URL + `.md`)
- Developer: [Community Bank & Trust, Waco, Texas](https://appshunter.io/developer/454598292)
- Category: Finance, Business
- Price: Free
- Rating: 4.70/5 from 315 App Store ratings · 79 written reviews indexed
- Age rating: 4+
- Requires: iOS 16.0 · 32 MB
- Languages: American English, Brazilian Portuguese, Chinese (Simplified, China), Mexican Spanish, Chinese (Traditional, Taiwan)
- Released: 2011-08-10
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cbtwaco-mobile-community/id454598287/reviews.md

## What is CBTWaco?

Bank anywhere, at any time with the Mobile Community from Community Bank & Trust in Waco, Texas. The Mobile Community offers tools that mean you can get your banking done from your mobile device, without having to come to a branch. 

With the Mobile Community app you can:
-Check Account Balances
-View Transactions 
-Transfer Funds
-Deposit a Check
-Pay Bills
and more!

CB&T uses a mobile banking solution with your security in mind. We'll never transmit your account number, and private account data is never stored on your device. Multi-factor authentication and layered security technology help protect against fraud, and confirms user identity. 

Users must have a valid login and password through Community Bank & Trust to access their account information within the app. Please visit www.cbtwaco.bank to learn more about our Online and Mobile solutions. 

For questions or assistance, please call our Contact Center at (254) 753-1521.

CB&T does not charge a fee for mobile banking; however, third party message and data rates may apply.

## Key features

- Check account balances
- View transactions
- Transfer funds
- Deposit checks
- Pay bills
- Secure mobile banking

## What do users think of CBTWaco?

Overall sentiment: positive

**Pros**

- 👍 Easy to use and intuitive interface
- 📱 Convenient mobile banking access
- 💰 Quick mobile check deposits
- 🔒 Strong security features
- ⚡ Smooth performance and reliability
- 💳 Ability to control debit cards
- 🏦 Excellent customer service
- 🌟 Seamless account transfers
- 📊 Quick balance checking
- ✅ Few bugs or issues reported

**Cons**

- 🔐 Frequent mandatory password changes
- 🐛 Face ID authentication not working reliably
- 🔒 Overly strict password validation (locks out on typos)
- ⏰ Account balance updates unavailable during 5pm-8pm window
- 🐛 Persistent green message notification bug
- 😕 Confusing UI after recent updates
- 🚫 App locks users out when traveling

**Commonly reported bugs**

- Face ID not working properly
- Password entry too strict - locks out on single character errors
- Green message notification persists at top of screen
- Account balance unavailable during specific hours (5pm-8pm)
- App becomes inaccessible when traveling without visiting physical branch
- Recent UI update confusing and less intuitive than previous version

**Most requested features**

- Less frequent password change requirements
- Improved Face ID and biometric authentication
- Better account balance update timing
- Dark mode option

## Recent user reviews (10 of 79)

All indexed reviews: https://appshunter.io/ios/app/cbtwaco-mobile-community/id454598287/reviews.md

### 5/5 — John Maxwell

*2026-01-07, version 5.0.5912*

Love it

### 5/5 — Easy to use

*2025-12-04, version 5.0.5912*

Love to have the convenience at hand

### 5/5 — App

*2025-09-22, version 5.0.5912*

Great

### 5/5 — Best hometown bank!

*2025-09-18, version 5.0.5912*

Bank here for 40+ years. Never any problems!

### 5/5 — Great app!!!

*2025-09-16, version 5.0.5912*

So far so good!  Everything I’ve needed to do has been possible from the app. So I very happy with it!

### 5/5 — Business account

*2025-05-09, version 5.0.5912*

Easy to access works great

### 5/5 — Convenient

*2025-04-06, version 5.0.5912*

App is convenient. Runs smooth. Very few bugs

### 5/5 — RCRuff406

*2025-02-14, version 5.0.5912*

Easy to use.

### 5/5 — Great

*2025-01-29, version 5.0.5912*

Great

### 5/5 — Great app

*2025-01-27, version 5.0.5912*

App is easy to use and get around. I can easily handle everything from my phone. I am very happy with this app.

## Frequently asked questions about CBTWaco

### What can I do with the Mobile Community app?

The Mobile Community app allows you to perform various banking tasks from your mobile device. You can check your account balances, view recent transactions, transfer funds between accounts, deposit checks remotely, and pay your bills. It provides a convenient way to manage your finances without visiting a branch.

### Is the Mobile Community app secure?

Yes, the app prioritizes your security. It uses multi-factor authentication and layered security technology to protect against fraud and confirm user identity. Your account number is never transmitted, and private account data is not stored on your device.

### Does Community Bank & Trust charge a fee for using the mobile banking app?

Community Bank & Trust does not charge a fee for using their mobile banking services. However, standard message and data rates from your mobile carrier may still apply.

### Who can use the Mobile Community app?

To access your account information within the Mobile Community app, you must have a valid login and password established through Community Bank & Trust. This app is designed for existing customers of the bank.

### How do I get help if I have questions about the app?

For any questions or assistance regarding the Mobile Community app, you can contact the Community Bank & Trust Contact Center directly at (254) 753-1521. They will be able to provide support and guidance.

## Version history (last 5 releases)

### 5.0.5912 — 2025-01-07

Account Recovery

### 5.0.5907 — 2024-08-14

Account Recovery

### 5.0.5805 — 2023-07-11

Performance enhancements

### 5.0.5724 — 2022-11-03

Performance enhancements

### 5.0.5710 — 2021-11-03

Performance enhancements

## Apps similar to CBTWaco

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [GENCO FCU Mobile](https://appshunter.io/ios/app/genco-fcu-mobile/id1165545141) | 4.6 (645) | Free | Finance |
| [Community Bank – Personal](https://appshunter.io/ios/app/community-bank-personal/id1371639922) | 4.8 (114) | Free | Finance |
| [Alliance Bank Central Texas](https://appshunter.io/ios/app/alliance-bank-central-texas/id586851345) | 4.8 (57) | Free | Finance |
| [TFNB - Your Bank for Life](https://appshunter.io/ios/app/tfnb-your-bank-for-life/id573394112) | 3.8 (17) | Free | Finance |
| [CBT Mobile Banking MO](https://appshunter.io/ios/app/cbt-mobile-banking-mo/id895952303) | 4.7 (1,095) | Free | Finance |
| [FNBCT Mobile](https://appshunter.io/ios/app/fnbct-mobile/id6451453762) | 4.8 (1,812) | Free | Finance |

## More apps by Community Bank & Trust, Waco, Texas

- [CBTWaco -- Mobile Community](https://appshunter.io/ios/app/cbtwaco-mobile-community/id6760427154)

All apps by Community Bank & Trust, Waco, Texas: https://appshunter.io/developer/454598292

## Related topics

[cbt mobile banking](https://appshunter.io/ios/topics/cbt-mobile-banking)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*