# CBTWaco - Mobile Community — user reviews

> 79 indexed App Store user reviews of CBTWaco by Community Bank & Trust, Waco, Texas, rated 4.70/5 from 315 ratings.

- Source: https://appshunter.io/ios/app/cbtwaco-mobile-community/id454598287/reviews
- App overview in markdown: https://appshunter.io/ios/app/cbtwaco-mobile-community/id454598287.md
- Rating breakdown: 5★ 265 · 4★ 28 · 3★ 7 · 2★ 8 · 1★ 7

## What do users think of CBTWaco?

Overall sentiment: positive

**Pros**

- 👍 Easy to use and intuitive interface
- 📱 Convenient mobile banking access
- 💰 Quick mobile check deposits
- 🔒 Strong security features
- ⚡ Smooth performance and reliability
- 💳 Ability to control debit cards
- 🏦 Excellent customer service
- 🌟 Seamless account transfers
- 📊 Quick balance checking
- ✅ Few bugs or issues reported

**Cons**

- 🔐 Frequent mandatory password changes
- 🐛 Face ID authentication not working reliably
- 🔒 Overly strict password validation (locks out on typos)
- ⏰ Account balance updates unavailable during 5pm-8pm window
- 🐛 Persistent green message notification bug
- 😕 Confusing UI after recent updates
- 🚫 App locks users out when traveling

**Commonly reported bugs**

- Face ID not working properly
- Password entry too strict - locks out on single character errors
- Green message notification persists at top of screen
- Account balance unavailable during specific hours (5pm-8pm)
- App becomes inaccessible when traveling without visiting physical branch
- Recent UI update confusing and less intuitive than previous version

**Most requested features**

- Less frequent password change requirements
- Improved Face ID and biometric authentication
- Better account balance update timing
- Dark mode option

## Newest reviews (18 of 79)

### 5/5 — Convenience Is King!

*2025-01-24, version 5.0.5912*

I can check my balance any time, make mobile deposits, and check the security of my account. Plus, I receive a speedy reply to any questions I have. Thank you!

### 5/5 — 5 Star

*2025-01-24, version 5.0.5912*

The APP is great.  Easy to use

### 5/5 — Manager

*2025-01-23, version 5.0.5912*

Excellent

### 5/5 — My Bank!

*2024-11-12, version 5.0.5907*

I do love this website!!! I pretty much love everything about my bank!!!! The people that work there are incredible!!! Just so you know, you’re the best!!!! Janie McKinney

### 5/5 — Easy to use

*2024-10-14, version 5.0.5907*

Love being able to bank on my phone!

### 5/5 — Great app

*2024-10-01*

App is easy to use and get around. I can easily handle everything from my phone. I am very happy with this app.

### 5/5 — Convenience Is King!

*2024-09-22*

I can check my balance any time, make mobile deposits, and check the security of my account. Plus, I receive a speedy reply to any questions I have. Thank you!

### 5/5 — Convenience on the move

*2024-09-18, version 5.0.5907*

The Community Bank app is the most reliable electronic online banking software for us as field road maintenance Manager

### 5/5 — Great people, great bank

*2024-09-04, version 5.0.5907*

I’ve been with CB&T since they opened the Wooded Acres branch. We recently moved to Fort Worth. My wife wanted a local bank but after talking with the folks at Community, I decided to stick with them. They have been exemplary in handling any situation that has come up, the mobile deposit capability was the deal maker. I can’t over state how great they have been and I am sure will continue to be!

### 5/5 — Easy and useful.

*2024-02-23, version 5.0.5805*

Easy to use and useful.

### 5/5 — CBTWaco Mobile

*2024-01-17, version 5.0.5805*

This CBT app is super user friendly.

### 5/5 — What I need

*2024-01-05, version 5.0.5805*

Great app

### 5/5 — Carol Weaver

*2023-12-05, version 5.0.5805*

Love this app!!

### 5/5 — Love the app

*2023-08-04, version 5.0.5805*

Love the app… Just wish we didn’t have to change the password every few months.

### 5/5 — Great

*2023-08-02, version 5.0.5805*

Great app

### 5/5 — Convenience Is King!

*2023-08-01*

I can check my balance any time, make mobile deposits, and check the security of my account. Plus, I receive a speedy reply to any questions I have. Thank you!

### 5/5 — Awesome

*2023-07-31, version 5.0.5805*

Easy to use, a few bugs here and there. Still a nice app to track your account. I would recommend anyone banking with them to have this app on hand.

### 5/5 — CB& T App

*2023-07-31, version 5.0.5805*

The safest and best app. I have banking anytime at my fingertip

## Most critical reviews (10 lowest-rated)

### 1/5 — Constantly changing passwords

*2023-08-13, version 5.0.5805*

They make you constantly change your password.  Extremely annoying.

### 1/5 — Horrible app

*2022-04-06, version 5.0.5710*

Great bank and bank personnel but their app is AWFUL! Not at all intuitive and will lock you out if you type a character wrong when inputting your password. And Face ID? Forget about it! That won’t work either. If you travel a lot, their app is worthless—one shouldn’t have to go into the bank to fix the app every time it decides it’s time for a password change, which is often.

### 2/5 — Password

*2021-11-30, version 5.0.5710*

Takes me every time to password no more face recognition is working

### 2/5 — Do not like the update…

*2021-11-18, version 5.0.5710*

This update was terrible! I liked the last version of this app…this one is confusing!

### 3/5 — Little green message

*2023-01-03, version 5.0.5724*

This little green message at the top of my screen never goes away when I go into the app

### 4/5 — Simple to navigate!

*2024-09-16, version 5.0.5907*

The CB&T app has been great for me and my family…we all have easy access. Love how quickly I can transfer money between accounts and make mobile deposits.

### 4/5 — Really Good

*2022-11-21, version 5.0.5724*

Overall it’s really good, but I have learned that I cannot depend on what is reflected in my account between the hours of 5pm-8pm each day. I’m assuming that is when the update occurs each day but that is frustrating at times.

### 4/5 — Satisfactory

*2021-11-20, version 5.0.5710*

This app meets my expectations. Its UI is decently modernized and its performance is impressive given what software is likely running the backend.

### 4/5 — Nice app

*2021-07-12, version 5.0.5700*

As with every app improvement will always be needed but overall it’s a great app and designed for ease of use!

### 4/5 — CB&T App

*2019-10-08, version 4.0.5504*

Great app works easily and if any issues local assistance every helpful
Highly recommend
T Lupfer

## Most praised reviews (10 highest-rated)

### 5/5 — John Maxwell

*2026-01-07, version 5.0.5912*

Love it

### 5/5 — Easy to use

*2025-12-04, version 5.0.5912*

Love to have the convenience at hand

### 5/5 — App

*2025-09-22, version 5.0.5912*

Great

### 5/5 — Best hometown bank!

*2025-09-18, version 5.0.5912*

Bank here for 40+ years. Never any problems!

### 5/5 — Great app!!!

*2025-09-16, version 5.0.5912*

So far so good!  Everything I’ve needed to do has been possible from the app. So I very happy with it!

### 5/5 — Business account

*2025-05-09, version 5.0.5912*

Easy to access works great

### 5/5 — Convenient

*2025-04-06, version 5.0.5912*

App is convenient. Runs smooth. Very few bugs

### 5/5 — RCRuff406

*2025-02-14, version 5.0.5912*

Easy to use.

### 5/5 — Great

*2025-01-29, version 5.0.5912*

Great

### 5/5 — Great app

*2025-01-27, version 5.0.5912*

App is easy to use and get around. I can easily handle everything from my phone. I am very happy with this app.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*
