# CCF Mobile Banking — user reviews

> 40 indexed App Store user reviews of CCF Mobile Banking by Cornerstone Community Financial, rated 4.80/5 from 3,591 ratings.

- Source: https://appshunter.io/ios/app/ccf-mobile-banking/id1326556268/reviews
- App overview in markdown: https://appshunter.io/ios/app/ccf-mobile-banking/id1326556268.md
- Rating breakdown: 5★ 3,181 · 4★ 230 · 3★ 69 · 2★ 20 · 1★ 91

## What do users think of CCF Mobile Banking?

Overall sentiment: negative

**Pros**

- 👍 Excellent customer service
- 🚀 Convenient mobile banking
- 💡 Lots of useful features

**Cons**

- 🐛 App crashes and freezes
- 🔒 Forced phone upgrades to access account
- 💰 Expensive for seniors and low-income users

**Commonly reported bugs**

- Transfer feature never works
- Login issues due to offline mode
- Inconsistent Touch ID functionality

**Most requested features**

- Restore member-to-member transfers
- Add pending transaction visibility
- Improve notification controls

## Newest reviews (10 of 40)

### 4/5 — Terrible - urgent matter

*2025-11-08, version 3.17.0*

I have iPhone 8plus and can’t afford a new phone how do I do my banking now since it won’t allow me access to my account bc I can’t update- WTH are you people doing to us? Do you think all senior citizens are wealthy and can run out and buy a $1000-$2000 phone? WTH!!!!!! Horrible app other banks don’t do this they give you an option to update I’m talking The big banks and CCF locks me out because I have iPhone 8plus like many other ppl why are tech companies playing God or rather The AntiChrist abd forcing us to get a ne phone My 8plus woks fine except for your ridiculous updates

### 4/5 — Only one transaction

*2024-12-10, version 3.18.0*

I don’t like I can only make 1 transaction in a day . I don’t understand this concept

### 1/5 — Transfer Feature Never Works and Several Bugs

*2024-05-19, version 3.12.0*

This app always crashes and gives an oops and error message on their end when you try to make a transfer. I’ve have several issues with the online banking platform over the years.

### 1/5 — Love my credit union

*2021-07-13, version 2.31.1*

This app is efficient and when needed the representatives are quick to respond with courtesy and professionalism.

### 1/5 — App

*2021-06-17, version 2.31.1*

Terrible app ... will not let me log details .. keeps telling me app has timed out .. not a good way to start . Second time now I must wait 24 hrs to do this again .. what a waste of my time ...

### 1/5 — App Freezes

*2020-06-30, version 2.19.2*

The app freezes whenever I login and I’m still being charged $3 for the transfers when I was told that those would be reversed.

### 1/5 — Constant freezing up

*2020-06-14, version 2.19.2*

Could you fix the contract freezing up if the app. I have to constantly force close the app to fix it.

### 5/5 — 5 star!!!!!

*2019-12-23, version 2.15.0*

You make banking so easy!!!!!

### 5/5 — Great app with lots of features

*2019-11-19, version 2.13.0*

Love the app! I can do everything right from my phone rather than going into the branch. A lot of good features that my other bank apps don’t have. Like how fast my balances update too!

### 1/5 — App does not work

*2019-09-16, version 2.12.0*

The app keeps telling me that I’m offline and must have a passcode enabled for my device, which I do. It then takes me to my settings which only has the permissions for what the app can access. Simply the worst banking app I’ve come across. You are a bank! Make an app that works.

## Most critical reviews (10 lowest-rated)

### 1/5 — Forceful ….?

*2026-06-02, version 3.26.1*

Nothing like forcing you into a contract with Microsoft or have your access restricted…😡

### 1/5 — Application

*2026-06-01, version 3.34.1*

Look out and make sure that your app is up to date because if it isn’t , there is no way of knowing what your actual balance is
They used to be great but now.

### 1/5 — app no longer works

*2026-05-30, version 3.28.2*

Customer of 20+ years. Good bye cornerstone.

### 1/5 — I’m just trying to transfer money

*2026-04-20, version 3.33.0*

I’m seriously just trying to transfer 38 into my savings before I get ready for work. Instead I get met with shilling and blah blah blah. Seeing no way for me to just transfer my money.

### 1/5 — Can’t update

*2025-12-29, version 3.17.0*

My device won’t let me update the app. I shouldn’t have to buy a new device to do my banking

### 1/5 — Can’t use bill pay

*2025-12-20, version 3.30.0*

I can’t use bill pay because the credit union setup the checking account wrong, and they can’t fix it.

### 1/5 — Terrible - urgent matter

*2025-11-05*

I have iPhone 8plus and can’t afford a new phone how do I do my banking now since it won’t allow me access to my account bc I can’t update- WTH are you people doing to us? Do you think all senior citizens are wealthy and can run out and buy a $1000-$2000 phone? WTH!!!!!! Horrible app

### 1/5 — Forcing a phone upgrade to scan checks

*2025-11-05, version 3.17.0*

Might have to go to a Credit Union elsewhere now that they’re  app is forcing OIS version upgrade. Can’t scan checks without app.  I have an older phone and don’t live near their office.  I’ve had an account here for only 25 years.

### 1/5 — Terrible - urgent matter

*2025-11-02*

I have iPhone 8plus and can’t afford a new phone how do I do my banking now since it won’t allow me access to my account bc I can’t update- WTH are you people doing to us? Do you think all senior citizens are wealthy and can run out and buy a $1000-$2000 phone? WTH!!!!!!

### 1/5 — Inept

*2025-02-11, version 3.19.0*

This app is terrible.  Every attempt to access online bill pay, set up bill pay or banking transactions, I run into one obstacle after another.  I would rather work with the people trying to extend my car warranty than use this app.

## Most praised reviews (10 highest-rated)

### 5/5 — Fantastic!

*2026-08-30, version 3.37.0*

Love this credit Union!

### 5/5 — I love this bank

*2026-07-07, version 3.34.1*

Best decision ever switching to ccf

### 5/5 — Updated site

*2026-06-02, version 3.28.2*

I have a iPhone 7. Now I cannot get into my accounts!!! HELP

### 5/5 — Review

*2026-05-13, version 3.33.0*

I love the bank and it’s mobile app and it’s convenient

### 5/5 — CCFCU

*2025-01-22, version 3.19.0*

I love cornerstone hands down favorite bank and mobile app lowest rates and friendliest people to work with

### 5/5 — Brandyn Ortner

*2023-03-29, version 3.1.0*

Great customer service, very helpful and very kind. We’ll always love being apart of this credit union

### 5/5 — Happy

*2022-11-17, version 2.47.1*

CCF. Makes my banking needs easy and convenient. Thank you.

### 5/5 — Help

*2021-04-21, version 2.29.0*

I spoke with Andrew from the Oregon Ohio branch and he was amazingly helpful!! Great job.

### 5/5 — Confirm

*2020-12-01, version 2.24.0*

I would like to have one more confirmation before submit. If I had entered wrong amount then big headache

### 5/5 — Fabulousness !

*2020-01-15, version 2.15.1*

Just the best

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*
