# CellFin — Banking & Beyond > Digital banking app for account management, transactions, and financial services. (iPhone/iPad app by Islami Bank Bangladesh Ltd.) - Source: https://appshunter.io/ios/app/cellfin/id1568289820 (this page in markdown: same URL + `.md`) - Developer: [Islami Bank Bangladesh Ltd](https://appshunter.io/developer/1440023758) - Category: Finance, Business - Price: Free - Rating: 3.30/5 from 336 App Store ratings · 202 written reviews indexed - Age rating: 4+ - Requires: iOS 15.5 · 94 MB - Languages: American English - Released: 2021-06-07 - Data updated: 2026-08-27 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cellfin/id1568289820/reviews.md ## What is CellFin? Introducing Islami Bank CellFin: Your “All-in-One Mobile App for Digital Services”. Islami Bank CellFin is your go-to mobile app for all your digital needs, whether you're already a bank customer or not. If you have a mobile phone with a number and a Smartphone, you're good to go! Non transactional features: 1. No Bank Visit Needed: You don't have to visit the bank or deal with any paperwork. Simply download the app on your smartphone, and you're ready to roll. 2. Instant Digital Wallet: Once you've got the app, you can instantly create your own Digital Wallet. No need to wait for the bank – it's all automated for your convenience. 3. Virtual Card Included: We've got you covered with a virtual card – either VISA or MasterCard – assigned to your Digital Wallet. It's like having a card in your phone, and it makes all your transactions a breeze. 4. Account Integration: You can link Islami bank existing Khidmah credit card, prepaid card, CBS account, agent banking account, mCash account with this Digital Wallet for all kinds of transactional and non-transactional services. 5. Balance check: Conveniently check Bank, mCash and CellFin account balance at no cost without the need to visit a branch. 6. Complain management: Swiftly file and receive a complaint ticket number for any disputes directly through the app, eliminating the need to visit a branch. 7. Bank account opening: Easily open various accounts, such as Mudaraba Savings, Mudaraba Special Savings, Mudaraba Monthly Profit Deposit, Mudaraba Student Savings, Mudaraba Industrial Employee Savings, Payroll, Hajj Savings, and Muhor Savings accounts, all from the convenience of our app – no need to visit a bank branch. 8. Location service: Effortlessly find branch locations, sub-branches, ATMs, and agent outlets using the app's built-in locator feature. 9. Cheque book requisition: Order a cheque book right from our app with ease. 10. Notification: Stay in the loop with exclusive offers and exciting promotions through our app's notifications. 11. Overseas registration: Bangladeshi citizens can use CellFin with all the features from 26 countries over the world. Transactional Features: 1. Add Money: Easily add funds to your CellFin from various sources, including other bank cards, IBBPLC accounts, mCash, and IBBPLC debit and credit cards. 2. Send Money (Transfer): Effortlessly transfer funds, whether it's within IBBL or to other banks (IBBPLC to other banks) through EFT&NPSB, Binimoy, and also make transfers to mobile financial services such as mCash, bKash, Nagad, and other MFS providers. 3. Receive and Add Foreign Remittance: Receive and add foreign remittances to your account 24/7 through our app – no need to visit a bank branch. 4. Cardless Cash withdraw and deposut from ATM/CRM : Deposit and withdraw cash from your CellFin account, and even withdraw cash from your bank account, all without the need for a card, and it's absolutely free of charge. 5. QR based POS Purchase: You can use CellFin Quick Pay with ease, whether it's through Bangla QR or IBBL QR. Debit funds from your Bank account, CellFin account, mCash or IBBL Khidmah credit card hassle-free. 6. Ecommerce Transaction: You can shop hassle-free on thousands of e-commerce sites 24/7, making payments conveniently through CellFin. 7. Bill & other types of Payments: With CellFin, you can easily manage your bills for electricity, gas, telephone, internet, WASA (water supply), educational fees, admission fees, and more. Pay your bills conveniently and stay on top of your expenses all in one place. 8. Mobile Top-up: Top up your mobile balance or settle postpaid mobile bills in a flash with CellFin. We offer convenient shortcuts for major mobile network operators like Robi, Airtel, Banglalink, Grameenphone, and Teletalk, ensuring swift and hassle-free transactions. 9. Request Money: You can request money to another CellFin user at any time when you need. ## Key features - Digital Wallet creation - Virtual VISA/MasterCard - Account integration - Balance checking - Bank account opening - Money transfer - Foreign remittance - Cardless ATM transactions ## What do users think of CellFin? Overall sentiment: negative **Pros** - 🚀 Best app ever - 👍 Awesome experience - 💡 Smart Action - 👍 Helpful Financial App **Cons** - 🐛 App crushed - 🐛 Doesn't work properly - 🐛 Login failed - 🐛 Verification process waste time - 🐛 Notification problems - 🐛 Promotion Notifications - 🐛 Disturbing app ever - 🐛 Doesn't show balance for prepaid card - 🐛 Blank Screen After login - 🐛 Worst app - 🐛 Not working properly - 🐛 Can't login after new update - 🐛 Profile photo not working - 🐛 Login Issues - 🐛 Can't register **Commonly reported bugs** - Can't open account from overseas - Doesn't work in abroad - Can't use this apps on iPhone - Not working on iOS 15 - Not working on iPhone 6 - Not working on iPhone 7 Plus - Not working on iPhone 12 Pro Max - Blank screen after NID photo upload - Crash when opening camera - Login screen freezes - Incompatible with older devices **Most requested features** - Face ID login feature - Binimoy feature - Dark(black) mode - Beneficiary AC Saving Option - Cash in through ATM machine - Prepaid Card Balance and Statement - MTDR account open option ## Recent user reviews (10 of 202) All indexed reviews: https://appshunter.io/ios/app/cellfin/id1568289820/reviews.md ### 1/5 — ইসলামী ব্যাংক টাকা দেয় না *2026-06-23, version 3.21.0* ব্যাংকের টাকা দালাল রা নিয়ে নিছে বাংক খারাপ হয়ে গেছে টাকা দিতে চায় না ### 1/5 — OTP not receiving in abroad *2026-05-31, version 3.21.0* In my roaming BD sim OTP not receiving and branch also can’t support. ### 1/5 — Very bad app *2026-05-19, version 3.20.0* Pathetic banking service. Pathetic app. Many times account balance and statements doesn’t match. Cant npsb more than 50k at once. Npsb and eft both charges10 taka. I mean whats the point then? Management and developers are doing worst of their job ### 5/5 — Useful *2026-05-11, version 3.20.0* good , safe , user friendly ### 5/5 — device verification *2026-05-03, version 3.14.0* please update auto device verification in ois virson thank you ### 4/5 — Great *2026-04-19, version 3.14.0* No complaints, easy to use, simple interphase ### 5/5 — Best app for me *2026-04-10, version 3.13.0* This is one of the best mobile banking apps in Bangladesh due to its first service ### 5/5 — Excellent app *2026-04-07, version 3.12.0* best banking app ever ### 2/5 — Very poor user experience *2026-03-11, version 3.12.0* 1. Session expires silently The session timeout is too short, and the app logs users out without any warning when clicking. The worst part is that the session expires even while I’m actively filling out a fund‑transfer form. After entering all the information and clicking Next, the app suddenly takes you to login page • The session should not expire while the user is actively interacting with the app. • If you still choose to enforce a strict timeout, please show a warning popup (e.g., 300‑second countdown) with an option to extend the session. Silent expiration is extremely frustrating and leads to data loss. 2. Paste blocked when text contains special characters The app does not allow pasting text if it includes special characters. This is not user‑friendly. • Instead of blocking paste entirely, you can sanitize the input and automatically remove unsupported characters. • Preventing users from pasting text creates unnecessary friction, especially for account numbers, references, or descriptions copied from other apps. ### 5/5 — Best app *2026-01-03, version 3.12.0* Best app ever I have never seen such a app Best developer They should be awarded as best developer of the year ## Frequently asked questions about CellFin ### What can I do with the CellFin app? The app allows you to create a digital wallet, get a virtual card, check balances, open various bank accounts, add and send money, receive foreign remittances, and perform cardless ATM transactions. You can also locate bank branches and ATMs, requisition cheque books, and manage complaints. ### Do I need to visit a bank branch to use this app? No, a key feature of the app is that you do not need to visit a bank branch for most services. You can open accounts, manage your wallet, and perform transactions all from your smartphone. ### Is there a cost to use the CellFin app? Based on the provided information, the app is free to use. There are no charges mentioned for downloading or using its core features, including balance checks and cardless ATM transactions. ### Can I use this app if I'm not a customer of Islami Bank? Yes, the app is designed for both existing bank customers and non-customers. You can create a digital wallet and access many services even if you don't have a traditional bank account with them initially. ### What types of accounts can I open through the app? You can easily open various types of accounts directly through the app, including Mudaraba Savings, Mudaraba Special Savings, Mudaraba Monthly Profit Deposit, Mudaraba Student Savings, Mudaraba Industrial Employee Savings, Payroll, Hajj Savings, and Muhor Savings accounts. ## Version history (last 5 releases) ### 3.21.2 — 2026-07-12 - Added Biometric (Fingerprint/Face ID) Authentication for Fund Transfer (Enable it from Settings) - Added Virtual Keyboard to Protect Your PIN and Maximize Security - Implemented Randomize Virtual Keyboard Feature (Optional ; Enable it from Settings) - Introduced New Interface for Fund Transfer Page - Enhanced Security and Data Protection to Prevent Fraudulent. - Removed 12th Digit (Check Digit) from mCash Transfer/Account - Minor UI Changes and Bug Fixes ### 3.21.0 — 2026-05-27 - Enhanced Security - Added Education Fee Payment from Other Bank with Payment Gateway - Added Animated CellFin Logo - Resolved Black Bar UI on Top & Bottom of the App Screen ### 3.20.0 — 2026-05-11 Enhanced Security ### 3.14.0 — 2026-04-19 - Improved performance and stability. - Enhanced home screen UI and icons. - Added card-based Add Money with transaction history. - Improved OTP and transaction handling. - Extended statement history (up to 1 year). - Security improvements and bug fixes. ### 3.13.0 — 2026-04-09 - Improved performance and stability. - Enhanced home screen UI and icons. - Added card-based Add Money with transaction history. - Improved OTP and transaction handling. - Extended statement history (up to 1 year). - Security improvements and bug fixes. ## Apps similar to CellFin | App | Rating | Price | Category | | --- | --- | --- | --- | | [upay: Finance and Payments](https://appshunter.io/ios/app/upay-finance-and-payments/id1576179329) | 3.5 (188) | Free | Finance | | [bKash](https://appshunter.io/ios/app/bkash/id1351183172) | 3.9 (11,469) | Free | Finance | | [DBBL Rocket](https://appshunter.io/ios/app/dbbl-rocket/id1194003397) | 3.2 (676) | Free | Finance | | [NexusPay](https://appshunter.io/ios/app/nexuspay/id1309057095) | 3.1 (1,055) | Free | Finance | | [Nagad](https://appshunter.io/ios/app/nagad/id1471844924) | 3.5 (1,935) | Free | Finance | | [BRAC Bank Astha](https://appshunter.io/ios/app/brac-bank-astha/id1525525061) | 4.1 (922) | Free | Finance | ## More apps by Islami Bank Bangladesh Ltd - [IBBL iSmart](https://appshunter.io/ios/app/ibbl-ismart/id1440023759) - [Islami Bank mCash](https://appshunter.io/ios/app/islami-bank-mcash/id6752566503) All apps by Islami Bank Bangladesh Ltd: https://appshunter.io/developer/1440023758 ## Related topics [cellfin](https://appshunter.io/ios/topics/cellfin) · [islami bank app](https://appshunter.io/ios/topics/islami-bank-app) · [ibbl ismart](https://appshunter.io/ios/topics/ibbl-ismart) · [celfie](https://appshunter.io/ios/topics/celfie) · [ibbl](https://appshunter.io/ios/topics/ibbl) · [dach bangla bank](https://appshunter.io/ios/topics/dach-bangla-bank) · [islamic bank](https://appshunter.io/ios/topics/islamic-bank) · [my celfie](https://appshunter.io/ios/topics/my-celfie) · [islami bank mcash](https://appshunter.io/ios/topics/islami-bank-mcash) · [islamic bank bangladesh](https://appshunter.io/ios/topics/islamic-bank-bangladesh) · [bpr mobi](https://appshunter.io/ios/topics/bpr-mobi) · [ebl skybanking](https://appshunter.io/ios/topics/ebl-skybanking) · [meghna rapid](https://appshunter.io/ios/topics/meghna-rapid) · [bangladesh calling](https://appshunter.io/ios/topics/bangladesh-calling) · [nexus pay](https://appshunter.io/ios/topics/nexus-pay) · [qpay bangladesh](https://appshunter.io/ios/topics/qpay-bangladesh) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*