# Celsius: Earn & Borrow Crypto — All in One Crypto App. > All-in-one cryptocurrency app for buying, swapping, borrowing, and earning yield. (iPhone/iPad app by Celsius Network INC.) - Source: https://appshunter.io/ios/app/celsius-earn-and-borrow-crypto/id1387885523 (this page in markdown: same URL + `.md`) - Developer: [Celsius Network INC](https://appshunter.io/developer/1357783380) - Category: Finance, Utilities - Price: Free - Rating: 3.24/5 from 2,519 App Store ratings · 52 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 73 MB - Languages: English - Released: 2018-06-20 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/celsius-earn-and-borrow-crypto/id1387885523/reviews.md ## What is Celsius? Celsius was built on the belief that financial services should only do what is in the best interests of the community. Our award-winning products are designed to help you reach your financial goals – whether that’s fast-forwarding retirement, traveling the world, or just making life a little more comfortable for you and your family. Whether you’re a crypto native or total beginner, Celsius makes it easy to: ● Buy bitcoin, ether, and 40+ other cryptocurrencies ● Swap between 25+ assets ● Borrow against your crypto with loans starting at 0.1% APR. ● Earn compounding yield on 40+ assets. ● Safeguard your assets with military-grade security. ● Send crypto to friends and family. ● Get real-time support from actual humans. Call our Customer Care team at 1-866-HODL BUY CRYPTO IN-APP WITH YOUR CREDIT CARD OR BANK ACCOUNT Just getting started or buying more assets? Skip the transfer fees and buy directly in-app with Celsius. GET CASH, WITHOUT SELLING YOUR CRYPTO Borrow like a Billionaire with Celsius’ crypto-backed loans starting at 0.1% APR. Our loans don’t require credit checks, have zero origination fees, and come with easy refi options. SWAP CRYPTO INSTANTLY Swap between supported cryptocurrencies and tokens, instantly, easily, and with zero fees. You can use Swap to quickly react to the market, rebalance your portfolio, take profits, and get exposure to new coins. EARN COMPOUNDING YIELD FOR HOLDING TOP CRYPTOCURRENCIES Don’t let your coins set idle. Transfer your assets to Celsius (or buy directly in-app) to start earning compounding crypto rewards. With Celsius, you can earn competitive yield on 40+ assets, paid weekly. HODL CONFIDENTLY WITH MILITARY-GRADE SECURITY We hired former intelligence officials, security experts, and cyber defense leaders to proactively safeguard our community and its assets. Because high yield is worthless without high security. GET NEXT-LEVEL TRANSPARENCY Transparency is at the core of our company. You can verify our liquidity at any time via zK Audit, review our company’s annual filings through the UK Companies House, see exactly how rewards are calculated and distributed each week through Rewards Explorer, and get direct access to our CEO through our weekly AMAs. CHOOSE FROM 40+ SUPPORTED ASSETS We support over 40 cryptocurrencies and emerging tokens including Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Polygon (MATIC), Dogecoin (DOGE), Binance Coin (BNB), Litecoin (LTC), Terra (LUNA), Polkadot (DOT), Avalanche (AVAX), AAVE (AAVE), Tezos (XTZ), Chainlink (LINK), Bitcoin Cash (BCH), Bitcoin SV (BSV), PAX-Gold (PAXG), EOS (EOS), and Solana (SOL). We also support popular stablecoins like Tether (USDT), USD Coin (USDC), Binance USD (BUSD), Gemini Dollar (GUSD), and Dai (DAI), and gold tokens, like PAX Gold (PAXG). INVITE FRIENDS AND GET FREE CRYPTO Invite your friends, family, and favorite barista. Give $50 and get $50 in crypto with each referral. When your friend funds their account with $400 or more, we’ll reward you both. Refer as many people as you want to keep earning crypto.** JOIN OUR COMMUNITY Join the 1.8 million people that call Celsius their home for crypto. We have an active community on Twitter, with weekly Twitter Spaces that you’re welcome to join. You can also join our weekly AMAs on Youtube to hear from our founder and CEO Alex Mashinsky. Keep an eye on our upcoming Meetups and events. GET PAID TO GET STARTED Download the Celius app and fund your account to claim your free crypto welcome gift. Use one of our evergreen promo codes, transfer in assets or buy crypto in-app, and earn up to $2,000 in crypto**. – Celsius’ services, and any products or services mentioned, may not be available in all jurisdictions. Earn is only available to non-US users and US-accredited investors. **Terms and conditions apply; for full T&C's: https://celsius.network/promotion-rules ## Key features - Buy Bitcoin and 40+ other cryptocurrencies - Swap between 25+ crypto assets - Borrow against crypto with loans from 0.1% APR - Earn compounding yield on 40+ assets - Military-grade security for asset protection - Send crypto to friends and family ## What do users think of Celsius? Overall sentiment: positive **Pros** - 🚀 Extremely effective crypto recovery service - 🚀 Reliable and fast cryptocurrency recovery - 🚀 Great functionality and yield - 🚀 Easiest crypto yield platform - 🚀 Transparent company with great security - 🚀 Excellent product with competitive rates **Cons** - 🐛 Frequent app crashes and login issues - 🐛 Withdrawal and address change process is difficult - 🔒 Concerns over data privacy and security protocols - 🔋 App is inconvenient and frustrating for small investors - 🐛 Unreliable customer support and communication **Commonly reported bugs** - Login issues after app updates - Inability to enter PIN on connected keyboards - Inconsistent behavior with Face ID and 2FA - Delayed or failed transactions due to network issues **Most requested features** - Ability to update account details without contacting support - Improved in-app purchase and withdrawal experience - Integrated customer support within the app - Option to transfer account to a trusted individual ## Recent user reviews (10 of 52) All indexed reviews: https://appshunter.io/ios/app/celsius-earn-and-borrow-crypto/id1387885523/reviews.md ### 5/5 — Extremely effective most recognized outstanding high profile professional crypto recovery expertise! *2023-12-30* Please read carefully, I was scammed by Nsfx-trading, I got a message from a trader on my Facebook and told me about how high their profit after investing was, I decided to invest in the online trade but they kept asking for more money including withdrawal fee and it was until then I realized I was being scammed. I couldn't let go because I invested my savings as at that time. I had to make a research on how I could recover my funds from them and I came across the Cyberspytech Team on this app after so many research. I read several good reviews about this app from various scam victims they have helped and I decided to contact the admin for help. I was opportune to get my money back from the scam brokers through the help of the recovery professionals referred to me by this App, they recovered my investments for me with all the profits I was entitled to within 4hours of contacting them. You can write CYBERSPYTECH1 @ gmail for help if you fall a victim of any kind of scam They are experts at dealing with online scam and assisting victims in receiving reimbursement, tracking down digital fingerprints, cyber analysis and thorough investigation. They offer other services such as Phone cloning ( catching, monitoring and tracking a suspected cheating spouse ) Website hack Boost of credit scores Clearing of criminal records Fixes bad debts etc Contact them now!! CYBERSPYTECH1 @ Gmail ### 5/5 — Extremely reliable effective fast cryptocurrency recovery service experts *2023-12-01* I was scammed by Bitrade, I got a message from a trader on my Instagram and told me about how high their profit after investing was, I decided to invest in the online trade but they kept asking for more money including withdrawal fee and it was until then I realized I was being scammed. I couldn't let go because I invested my savings as at that time. I had to make a research on how I could recover my funds from them and I came across the Cyberspytech1 after so many research. I read several good reviews about this app from various scam victims they have helped and I decided to contact the admin for help. I was opportune to get my money back from the scam brokers through the help of the recovery professional, they recovered my investments for me with all the profits I was entitled to within 4hours of contacting them. You can write Cyberspytech1((@))gmail for help too if you a victim of any kind of scam They are experts at dealing with online scam and assisting victims in receiving reimbursement, tracking down digital fingerprints, cyber analysis and thorough investigation. They offer other services such as Phone cloning ( catching, monitoring and tracking a suspected cheating spouse ) Website hack Boost of credit scores Clearing of criminal records Fixes bad debts etc Contact them now!! Cyberspytech1 ((@)) Gmail ### 5/5 — Crypto power user in Connecticut *2022-06-06, version v5.1.0* I’ve used a dozen crypto apps and exchanges. Celsius is one of the most functional, versatile and innovative platforms around. I keep waiting to find a flaw but haven’t in a year so far. I have earned $1500 in rewards (rates fluctuate), have taken loans and payed them back to release my coins, and tested out the new swap function. It’s all very slick. Pros: 1. No fees 2. Swap capability 3. Decent rewards rates 4. Easy loan process and great loan rates. Literally applied for a loan on a Saturday afternoon and received USDC (which you can transfer to coinbase pro and swap for cash for free) within hours. A few weeks later I payed it off and my bitcoin was released within a day. 5. Mashinsky (CEO) is well spoken, answers criticisms, seems to be a solid business man, has raised a ton of VC money (almost a billion $$). Cons: 1. You have to now be an accredited investor for new/increased reward balances (blame SEC, not Celsius though) 2. Other platforms have better reward rates 3. No easy on/off ramp to cash/USD. 4. Your assets are not insured (but they are adding that option in September?). Once this arrives it will be a 5+ star app! Have to admit I’ve been a little spooked by the Luna crash and the Twitter attacks on Celsius but the CEO did a good job in answering these critiques today on the InvestAnswers YT channel. I don’t keep all my assets on Celsius but def feel comfortable keeping 20-40% on there. Maybe more once it’s all insured. **Developer response:** Hello! Thank you for your review and valuable feedback. We are always looking to improve our services. We'd love to earn a 5-star review from you. If you can share any more feedback please reach out to us at app@celsius.network. Also, visit our website and check out our blog post for more exciting features https://blog.celsius.network/theres-a-lot-to-look-forward-to-with-celsius-28d9ecef648c -JH ### 5/5 — My Home for Crypto *2022-06-06, version v5.1.0* I love the Celsius app! Been using it for over two years. Monday Earn Rewards are consistent and I always look forward to them. Celsius has added so many powerful features such as fee free swaps, borrowing, fiat on-ramps that allow me to buy USDC and the upcoming Credit Card/Debit Card will complete my goal of unbanking myself. There are no such thing as inactivity fees on Celsius. In fact, many things are few free. Also can’t wait for staking as another way to earn yield! There’s so much happening with Celsius. I’m a very happy customer. ### 1/5 — No communication and delays galore *2022-05-12, version v5.1.0* Do not put your assets as collateral with these guys. Do not put your assets on this platform if you intend to use or transfer to other wallets. They make you use an approved wallet destination after 24 hours of waiting. You can basically only send to one address per 24 hours. If you want to send 10 ETH to one Wallet and 5 ETH to another wallet, don’t count on this platform. They have no clear communication, have way too many ambiguous statements that are unclear and ultimately will put you in a bad spots. There are way too many limitations with the app and not enough freedom to access or trade. They put roadblocks on purpose so when you’re in a pinch, you cannot solve your issue in time and they take advantage of it. ### 2/5 — App itself is ok but service itself is suspect *2022-04-19, version v5.1.0* The Celsius app itself is fairly well designed in my view; fairly easy to navigate. My criticism lies more in the service itself like frequent changes of reward rates with often little or no warning. Another problem is with withdrawals; sometimes it takes a few minutes and other times it may take 20 hours or more with the only explanation from Celsius support being “network congestion” which I don’t blindly believe to be true. Another criticism I have pertains to the fact that if you wish to change withdrawal address Celsius requires a 24 hour wait time. I don’t think this is necessary when you already have 2fa enabled or at the very least allow whitelisting of more then one address at a time. Finally, the reward rates Celsius offers aren’t that great compared to some other competitors in the space. Also if you’re in the USA you can’t even earn rewards anymore unless you qualify as an “accredited investor”. **Developer response:** Hi there! Thank you for the feedback, we appreciate it. Your feedback is forwarded to the appropriate team. Regarding the rates, here's why the rates tend to change: https://support.celsius.network/hc/en-us/articles/360001982658-Why-do-reward-rates-keep-changing-How-do-you-determine-how-high-low-they-are- If you have any additional questions or feedback, please email us at app@celsius.network! -VV ### 1/5 — Log in won’t auto fill and I keep getting logged out *2022-03-07, version v5.0.0* If you’re gonna make an app that logs the user out once a week, then you should make sure that your log in process is super smooth, and most importantly supports the built in Apple auto fill. As a developer I know a very key feature that separate professional apps, from the ones that are built very cheaply or by developers who aren’t real engineers, is the ability for your log in to support auto fill. If you’re a low level developer you just use a simple text field with no auto fill. If you’re a professional you use a special view type that has log in auto fill built in. Dear Celsius, you should hire better developers. ### 5/5 — Great product. Transparent company. *2022-02-25, version v5.0.0* I have to say celsius is the best crypto product I have experienced. Almost been using them for a year now at the recommendation of a co worker. The transparency from alex and the team is unmatched. Their weekly AMA are great if you want to know all the details. They have “proof of community “ which allows users to see breakdowns of all users coins held and weekly payouts. I have never seen a company let you in on all of the inter workings of what’s going on. Once they introduce a good in app buying experience it is game over for the competition. If you are at all in doubt about using them, don’t be. I recommend to all family and friends because I truly believe in the company and the mission. **Developer response:** Thank you for the 5 Star review, and for being a Celsian! - DS ### 5/5 — THE BEST *2022-02-08, version v5.0.0* I’m just a regular guy and this is my first and probably last review ever , because it’s just not worth my time writing a review . But I almost feel obligated because my experience with Celsius has been that Great ! I’ve had most of the crypto apps at one time but this is the best , Period . Free Trades , zero fees for sending coins , Awesome Yield and if I ever need a Loan I won’t waste my time begging a banker to please give me a loan at a ridiculous rate . How does 1% sound ? 2021 was great can’t wait to see what Celsius has up there sleeve in 2022 . Thanks Dan ### 2/5 — Not worth it for people who have <1000 *2022-02-02, version v4.11.0* If you put only a couple hundred dollars every month, you will lose money literally every couple of weeks. I have lost nearly 200$ in just some days and there is absolutely no chance in getting it back. If you put small amounts of money every week, you will lose it every week due to the horrible instability of crypto currency. The worst part is the so called “interest rates” will will never rise, they will only stay the same or fall This app is not worth considering for anyone unless you are willing to put more than 1000 dollars daily. Otherwise you will lose big amounts of your hard invested money into the risky rides of crypto currency. ## Frequently asked questions about Celsius ### What can I do with this app? This app allows you to buy, swap, borrow against, and earn yield on over 40 different cryptocurrencies. You can also send crypto to friends and family and access robust security features to protect your assets. ### How can I earn money with this app? You can earn compounding yield on over 40 supported assets by holding them in the app. Rewards are paid weekly, and you can also earn free crypto by referring friends. ### Can I get a loan using my crypto? Yes, you can borrow cash against your crypto holdings with loans starting at 0.1% APR. These loans do not require credit checks and have zero origination fees. ### Is my cryptocurrency safe on this app? The app employs military-grade security measures, with former intelligence and security experts involved in safeguarding user assets. Transparency is also a core value, with options to verify liquidity and review company filings. ### What cryptocurrencies are supported? The app supports over 40 cryptocurrencies and tokens, including major ones like Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), and Dogecoin (DOGE), as well as popular stablecoins like USDT and USDC. ## Version history (last 1 release) ### v5.2.0 — 2022-07-01 Improvements and bug fixes. ## Apps similar to Celsius | App | Rating | Price | Category | | --- | --- | --- | --- | | [Fold: Bitcoin Personal Finance](https://appshunter.io/ios/app/fold-bitcoin-personal-finance/id1480424785) | 4.2 (2,244) | Free | Finance | | [CoinStats: Crypto Portfolio](https://appshunter.io/ios/app/coinstats-crypto-portfolio/id1247849330) | 4.8 (83,283) | Free | Finance | | [Crypto.com: Onchain Wallet](https://appshunter.io/ios/app/cryptocom-onchain-wallet/id1512048310) | 4.8 (20,249) | Free | Finance | | [Atomic Wallet](https://appshunter.io/ios/app/atomic-wallet/id1478257827) | 4.4 (18,800) | Free | Finance | | [CoinTracker: Portfolio & Taxes](https://appshunter.io/ios/app/cointracker-portfolio-and-taxes/id1401499763) | 4.7 (14,311) | Free | Finance | | [Nexo: Crypto Wealth Platform](https://appshunter.io/ios/app/nexo-crypto-wealth-platform/id1455341917) | 4.1 (1,740) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*