# Cenno: Offline Expense Tracker — Budget, assets, no account

> On-device AI personal finance, goals, exercise, and medication tracker. (iPhone/iPad app by 明慧 张.)

- Source: https://appshunter.io/ios/app/cenno-offline-expense-tracker/id6760214754 (this page in markdown: same URL + `.md`)
- Developer: [明慧 张](https://appshunter.io/developer/1882573767)
- Category: Finance, Productivity
- Price: Free with in-app purchases (on sale, was $3.99)
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 29 MB
- Languages: American English, French (France), Chinese (Simplified, China)
- Released: 2026-03-12
- Data updated: 2026-10-09
- Monetization: paid

## What is Cenno?

A ledger that is never uploaded to us. No account — every record stays on your devices and in your own iCloud.

Other trackers are racing to see whose AI is smarter. The price is your statements on someone's cloud. Cenno goes the other way: everything is computed on device, and it works fine in airplane mode. Privacy here isn't a promise, it's the architecture.

【Three lines we won't cross】
· No account, nothing uploaded to us. Nothing to sign up for. Your ledger only travels between your devices and your own iCloud, so there is nothing for us to see.
· Export is free forever. The data is yours; leaving Cenno should never cost money.
· No ads, no splash screens, no financial upsell, no red dots.

【Three seconds per record】
- Cold launch straight to the keypad; math input (type 24+3.5, press return)
- One-tap templates, and "save & new" for logging several in a row
- 13 default categories with sub-categories; 128 built-in icons, all free
- Receipt photos stay on device and ride along with your iCloud backup
- iCloud sync is free: iPhone and iPad share one ledger, and records made on both merge cleanly
- Search merchants, notes, tags and amount ranges (>100), indexed locally

【Budget and net worth】
- The whole budget feature is free: monthly total, per-category, unused amounts rolling into next month, daily allowance
- Overspending is marked in cinnabar, with a suggested increase for next month
- Net worth = assets − liabilities; credit limits, statement and due-date reminders
- No bank connection: balance = your starting number + every record. "Reconcile" squares it up in one tap
- Refunds and reimbursements are free: a settlement offsets the original expense instead of counting as income, so your categories always show what you truly spent

【Deleting removes the container, never the data】
Delete a category and its history moves somewhere you choose. Delete an account and its activity and balance move across, leaving net worth unchanged. Deleted records sit in Recently Deleted for 30 days.

【Piggy bank】
Order a pretend takeaway, then log what you saved by not ordering. Zero real money moves: no charge, no transfer, no account touched.

【Check-ins and badges】
Logging a record counts as a check-in. The home screen shows your streak and the week; nine badges pop up the moment they unlock. The share card carries the streak and badges only — never an amount.

【Cenno Pro】
The free tier is the complete tracking loop, with no cap on records. Pro unlocks six things: statement import, multiple ledgers, advanced reports, recurring records, reimbursements, and themes/widgets.
A yearly subscription or a one-time purchase; prices are shown in the app, straight from the App Store.

【If you bought the old version】
Open 2.0 and Pro lifetime is already yours. You never pay again.

English, French and 简体中文 · light and dark · requires iOS 17.

Privacy Policy: https://cenno.app/privacy
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- On-device AI assistant
- Smart budgeting with 27+ categories
- Annual goal tracking with photos
- Exercise logging for 13+ types
- Medicine cabinet with expiry alerts
- One-tap iCloud backup

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Cenno Pro Lifetime | $3.99 | one-time |



## Frequently asked questions about Cenno

### What is Cenno's pricing?

Cenno is a paid app, available for a one-time purchase of $3.99. This grants you full access to all its features without recurring costs.

### How secure is Cenno?

Cenno prioritizes privacy with an AI assistant that runs entirely on your device. No cloud storage or accounts are used, meaning your data never leaves your iPhone.

### Does Cenno have ads?

No, Cenno is ad-free. As a paid application, it provides an uninterrupted user experience without any advertisements.

### What devices does Cenno support?

Cenno is compatible with iPhone, iPad, and iPod devices. It also offers light and dark mode options for a personalized viewing experience.

### How often is Cenno updated?

The latest version of Cenno is 1.0.1, last updated on March 15, 2026. This indicates recent development and ongoing support for the application.

### What languages does Cenno support?

Cenno is available in 8 different languages, making it accessible to a wider range of users globally. This ensures a more personalized experience for non-English speakers.

### Can I back up my Cenno data?

Yes, Cenno offers a convenient one-tap iCloud backup feature. This allows you to easily restore your data on any of your supported devices.

### What is the age rating for Cenno?

Cenno has an age rating of 4+, making it suitable for a broad audience. This indicates that the content within the app is generally appropriate for young users.

## Version history (last 5 releases)

### 2.0.12 — 2026-10-08

Improves paywall price loading and avoids repeated waits. Restore Purchases now gives clearer guidance for account, connection and App Store service issues. Adds app sharing in Settings and improves sharing from the Home Screen.

### 2.0.11 — 2026-10-07

Cenno now supports French. Follow your system language or choose Français in Settings.

• Record recurring income as well as expenses, with weekly, monthly or yearly rules for salary, rent and other regular payments. The overview shows estimated monthly income, spending and the difference.
• Restore skipped occurrences from the rule’s details, even after restarting. Restoring an earlier date preserves later skips. Rule editing and immediate actions have separate screens, making saving clearer.
• A simpler recurring page and improved English, French and larger-text layouts. Export and monthly report buttons have consistent padding and stack when space is limited.
• Improved back-button spacing, import undo, recovery of linked refunds and reimbursements, and entry drafts.

### 2.0.3 — 2026-10-04

Fixed decimal amount entry in regions that use a comma, such as France and Germany. Both 12,50 and 12.50 now keep their cents in amount fields. The entry keypad follows your region’s decimal separator. Editing budgets, templates, recurring entries and credit limits also preserves cents.

Improved category and account pickers: buttons wrap to fit their labels, and subcategories show their parent.

### 2.0.2 — 2026-09-26

2.0.2 is all about subscriptions and purchases:

· The days after a failed renewal charge (the App Store grace period) no longer count as expired — Pro keeps working
· Subscription status now says exactly one true thing: renewing on a date, cancelled and running until a date, or a payment that didn't go through. Dates include the year
· New "Manage subscription" entry in Settings — changes and cancellation happen in the App Store; the app never does it for you
· Restoring a purchase is much faster, and it tells you which of three things happened: restored, nothing on this account, or it failed
· When the App Store can't give us a price, the buy button stays off instead of failing after you tap it; a cold launch shows the last known price right away

The lifetime purchase and the subscription are separate purchases: refunding one does not affect the other. Tracking, budgets and export remain free.

### 2.0.1 — 2026-09-08

2.0.1:

· After a week of daily records, Cenno asks once whether you'd like to rate it. At most once per version, never anywhere else
· Small refinements

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## More apps by 明慧 张

- [Unscript: Speak English Daily](https://appshunter.io/ios/app/unscript-speak-english-daily/id6803985536)
- [FogAway – Nebelkarte](https://appshunter.io/ios/app/fogaway-nebelkarte/id6812938877)

All apps by 明慧 张: https://appshunter.io/developer/1882573767

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-09.*