# Centamo: Spending Tracker — See where your money goes

> See where your money goes (iPhone/iPad app by Dennis Donner.)

- Source: https://appshunter.io/ios/app/centamo-spending-tracker/id6824056121 (this page in markdown: same URL + `.md`)
- Developer: [Dennis Donner](https://appshunter.io/developer/815542510)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 17.0 · 11 MB
- Languages: Korean, Dutch, Danish, German (Germany), Norwegian Bokmål, Swedish, Mexican Spanish, American English, Italian, Japanese and 4 more
- Released: 2026-10-31
- Data updated: 2026-10-31

## What is Centamo?

Centamo answers one question: where does your money go?

Record an expense in seconds and see what you spend on each month, what your subscriptions cost you per year and how your spending changes over time. No sign-up, no bank login, no cloud. Your numbers stay encrypted on your iPhone.

OVERVIEW
• Expenses, income and the month's balance at a glance
• Spending by category, sorted by amount, with share and change on last month
• Fixed and variable costs

QUICK ENTRY
• Type the amount and tap one of your most used categories: saved, with undo
• Title suggestions from earlier entries
• Add a note, tags or a receipt when you need them

RECEIPT SCAN
• Scan a receipt with the camera or pick a photo
• Text recognition runs on your iPhone and suggests amount, date and merchant
• Nothing is applied until you confirm; the receipt is stored encrypted with the booking

FIXED COSTS & SUBSCRIPTIONS
• All regular expenses with their monthly and yearly amount
• Next due date, notice period and price changes
• Enter a regular payment once; Centamo counts it automatically on its due date
• Skip a single payment if it does not happen

INCOME
• Salary, side jobs and refunds by source, regular and one-off
• The share of your income that goes on fixed costs

HISTORY & REPORTS
• Twelve months at a glance with the biggest changes
• Category averages compared with the previous year
• Reports for a month or a year with comparisons and top merchants
• Export as CSV or PDF

WIDGETS
• This month, Fixed costs and Quick entry on your Home Screen and Lock Screen
• Amounts are hidden by default

PRIVACY
• No account and no bank connection
• The database is encrypted with SQLCipher, receipts and documents with AES-GCM; the keys stay in the iOS Keychain on this device
• No analytics, no tracking, no ads, no network connections
• Optional app lock with Face ID, Touch ID or the device passcode
• Encrypted backups protected by a password you set
• Neutral local reminders for due fixed costs and notice periods

Centamo is not financial, tax or legal advice.

## Is Centamo safe?

Not enough ratings yet to assess Centamo.

## Is Centamo legit?

Centamo: Spending Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Centamo is 75 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 1 release)

### 1.0.0 — 2026-10-31

No release notes.

## More apps by Dennis Donner

- [Find My Car: Auto Park GPS](https://appshunter.io/ios/app/find-my-car-auto-park-gps/id815542507)
- [Pin Points Distance Calculator](https://appshunter.io/ios/app/pin-points-distance-calculator/id917206861)
- [Fuel MPG & Vehicle Expense Log](https://appshunter.io/ios/app/fuel-mpg-and-vehicle-expense-log/id963578886)
- [FridgeLoop: Food Inventory](https://appshunter.io/ios/app/fridgeloop-food-inventory/id6747889300)
- [Rivanaut: Boat Navigation](https://appshunter.io/ios/app/rivanaut-boat-navigation/id6777805322)
- [Pistr: Ski Maps & GPS Tracker](https://appshunter.io/ios/app/pistr-ski-maps-and-gps-tracker/id6803440745)

All apps by Dennis Donner: https://appshunter.io/developer/815542510

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*