# Cento - Daily Expenses AI — Budget planner & receipt scan > Budget planner & receipt scan (iPhone/iPad app by FUNCODE SRL.) - Source: https://appshunter.io/ios/app/cento-daily-expenses-ai/id6803404457 (this page in markdown: same URL + `.md`) - Developer: [FUNCODE SRL](https://appshunter.io/developer/6803404459) - Category: Finance - Price: Free with in-app purchases - Age rating: 4+ - Requires: iOS 18.0 · 47 MB - Languages: American English, Romanian - Released: 2026-09-14 - Data updated: 2026-10-29 ## What is Cento? Cento is a calm budget app that reads your receipts item by item, with no bank login, no ads and no account to start. See what you actually buy, not just where you paid, and keep your household's money in order on iPhone and iPad. EVERY ITEM, NOT JUST THE TOTAL Point your camera at a receipt and Cento's AI reads every line, then sorts each item into its own category. The milk goes to groceries and the chips on the same receipt go to junk food. Try it free, and Premium adds a generous daily allowance. NO BANK LOGIN, EVER Cento never asks for your bank. Nothing to reconnect, no sync that silently breaks. Type an amount and a name, and Cento remembers what you bought last time and fills in the category for you. It works offline, too. ASK IN PLAIN WORDS "How much did we spend on coffee in March?" Ask Cento by typing or by voice and get the answer from your own expenses. Ask about one product, like pizza, and Cento counts only that product. Labels you choose, like "school" or "birthday", keep any theme you care about one search away. SHARED OR SEPARATE, YOUR CHOICE Made for couples and families who don't share one wallet. Keep one combined pool or track each person separately, and switch with a tap. With Premium, everyone tracks on their own phone, iPhone or Android, kept in sync. Split a restaurant bill by who ate what and check your share before it is logged. ONE-OFFS STAY ONE-OFF Trips keep holiday spending out of your everyday totals. Projects gather a big purchase, like a renovation or a wedding, outside your monthly budget. Your normal month stays readable. GIVE EVERY DOLLAR A JOB Split your income into funded budget pockets and sub-pockets and watch your plan reach 100%. See which store sells your regulars cheapest. CresCENTO, where every cent grows, gathers the discounts on your receipts into a total marked ready to invest. Cento tracks that money, it does not invest it for you. ANY CURRENCY, ANY RECEIPT Keep your spending in one currency and read it in another at the latest rate. Scan a receipt from abroad and Cento converts it for you. VAT is kept apart when you need it. CALM BY DESIGN Made to calm you, not to scold you. A small octopus greets you on Home each day with a short thought about money. Not your thing? Turn the mascot off in Settings. PRIVATE BY DEFAULT Your expenses live on this device, and they reach the cloud only when you share a household with Premium. AI features send only what they need to our AI service in the EU, such as the receipts you scan, the questions you ask or a spreadsheet you import, and with Premium the item names Cento labels by kind of product. We never sell your data. Back up everything to a file and restore it exactly as it was, or export your expenses as CSV any time. FREE, FOR AS LONG AS YOU LIKE Unlimited expenses, trends, Moments, Trips, labels, multi-currency, every theme, backup and restore, and shared or separate money on one device. No time limit. Premium adds AI receipt scanning with a generous daily allowance, Ask Cento, household sync across phones, budget pockets, Projects, split the bill, cheapest store, spreadsheet import, custom categories and CresCENTO. A Household plan covers up to five people. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and can be managed in your App Store account settings. Terms: https://cento-daily-expenses-ai.web.app/terms-en.html Privacy: https://cento-daily-expenses-ai.web.app/privacy-en.html ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Household Yearly | $49.99 | per year | | Household Monthly | $7.99 | per month | | Premium Yearly | $34.99 | per year | | Premium Monthly | $4.99 | per month | ## Is Cento safe? Not enough ratings yet to assess Cento. ## Is Cento legit? Cento - Daily Expenses AI has limited verification signals. The AppsHunter Legitimacy Score for Cento is 58 out of 100 points across 7 verification signals from App Store and developer data. ## Version history (last 5 releases) ### 1.7.0 — 2026-10-24 • Find your money personality. 14 short statements, about 3 minutes. See how you plan, spend and save, and what your own spending says about it. • Share it with your household. Show your money personality label to the people you share a household with. Only the label is shared, never your answers. • Three money stories a day. Home shows the day's three biggest global finance stories in plain words, and why each one matters to your money. Hide them for the day with ×, read them again under News, or turn them off in Settings. ### 1.6.0 — 2026-10-17 • Open any receipt. Tap a receipt card in Moments to see every line on it, fix one, or add a line you forgot. The new line joins the same receipt. • Scans suggest your labels. A scanned receipt arrives with up to two of your own labels already picked, in your spelling. Keep them, change them or take them off. • Did you mean…?. If voice search hears a word wrong, Cento offers the item you actually buy that sounds like it, so one tap fixes the search. • Ask Cento, more precisely. Ask about one product, like pizza or coffee, and Cento counts only that product instead of its whole group. • Clearer when the AI is busy. If the AI service is busy for a moment, scanning and Ask Cento say so plainly, and the attempt does not count against your scans. ### 1.5.0 — 2026-10-12 • Ask Cento. Ask a question in Moments, like “how much did I spend on fruit in September?”, and Cento finds the matching purchases and what they cost. Included in Premium. • Search by voice. Tap the microphone in Moments and say what you are looking for. Speech becomes text right on your phone, and the recording never leaves it. • Your own labels. Add labels like “health” or “renovation” to any expense, or to many at once from Moments, then type a label in the search to see everything that carries it. • Every item has a kind. Scanned items are sorted into kinds like Fruit, Bread or Pets, and you can change any kind by hand. • Long receipts, scanned whole. Long receipts now finish scanning, and a scan that cannot finish does not count against your scans. ### 1.4.0 — 2026-10-05 • Cento on iPad. A sidebar, dashboards that spread across the screen and details that open beside your list. • Projects for big spending. Put a new home, a car or a renovation in its own project, with a total and an optional target, kept out of your everyday totals. Included in Premium. • VAT on any expense. Add it included in the price or tracked separately. Scanned invoices that list VAT apart ask which you prefer. • Moments, one month at a time. Tap Month, or type a month like “september” into the search. • Find any moment. Search by store, product or a date, even with a typo, and narrow it to one person or to today, yesterday or a day you pick. • Charts that come to life. Statistics now draws itself in, with a soft glow while it rests. • Latte Factor is now CresCENTO, where every cent grows. • Copy any budget number with a long-press, and add a category from the Categories list with the new + button. • Switch currency, everywhere at once. Pick a currency and every amount changes with it, straight away. ### 1.3.0 — 2026-09-17 • Eight ways to see your spending. Statistics can draw your money as columns, a line, a ring, an area, dots, a radar, a gauge or a heatmap. • Find a category by typing. Every category picker has a search box and opens right on the one you chose. • Know how many AI scans you have left today, before you reach the end of them. • A new Questions & answers page in Settings: privacy, AI scanning, limits and what Premium covers. ## Apps similar to Cento | App | Rating | Price | Category | | --- | --- | --- | --- | | [Topf: Expense Tracker](https://appshunter.io/ios/app/topf-expense-tracker/id6807088867) | — | Free | Finance | | [Owe Book: Who Owes Me Money](https://appshunter.io/ios/app/owe-book-who-owes-me-money/id6787494250) | 4.5 (2) | Free | Finance | | [LoanSmart - Save & Track Loan](https://appshunter.io/ios/app/loansmart-save-and-track-loan/id6756219744) | 5.0 (1) | Free | Finance | | [Expense Tracker: MySprout](https://appshunter.io/ios/app/expense-tracker-mysprout/id6758928492) | — | Free | Finance | | [Budget Planner: Expense Track](https://appshunter.io/ios/app/budget-planner-expense-track/id1476439405) | 5.0 (2) | Free | Finance | | [Budget: Income/Expense](https://appshunter.io/ios/app/budget-incomeexpense/id6756084973) | — | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-29.*