# Centra Mobile > Digital banking for account management, payments, and budgeting. (iPhone/iPad app by Centra Credit Union.) - Source: https://appshunter.io/ios/app/centra-mobile/id573625283 (this page in markdown: same URL + `.md`) - Developer: [Centra Credit Union](https://appshunter.io/developer/573625286) - Category: Finance - Price: Free - Rating: 4.87/5 from 10,755 App Store ratings · 83 written reviews indexed - Age rating: 4+ - Requires: iOS 15.1 · 118 MB - Languages: English - Released: 2012-12-14 - Data updated: 2026-09-14 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/centra-mobile/id573625283/reviews.md ## What is Centra Mobile? Banking digitally at Centra means you can transfer money, pay bills, send money to friends, and monitor your account activity from anywhere, anytime. Features: DEPOSIT CHECKS Save yourself a trip by quickly snapping photos of your check to deposit into your account. SEND MONEY IN THE MOMENT WITH ZELLE® Send money to friends, family, and others you know and trust. MANAGE YOUR CARDS Protect your money by defining when, where, and how your Centra debit cards are used. PAY BILLS Use Bill Pay to pay bills quickly or create convenient recurring payments. TRACK YOUR SPENDING Stay on top of your transactions and balances by creating customized account alerts. MAKE A BUDGET Meet your savings goals by easily tracking expenses and income. Federally Insured by NCUA. ## Key features - Deposit checks remotely - Send money with Zelle® - Manage debit cards - Pay bills and set up recurring payments - Track spending and balances - Create budgets and track income ## What do users think of Centra Mobile? Overall sentiment: positive **Pros** - 🚀 Fast and efficient - 👍 User-friendly and easy to navigate - 💳 Convenient banking features - 🔒 Secure and reliable - 💡 Great customer service **Cons** - 🐛 Occasional crashes and freezes - 🔒 Strict security measures can be inconvenient - 💳 Limited functionality for loan payments - 🔍 Difficulty finding certain information **Commonly reported bugs** - Login issues after app update - Landscape mode and printing not working - Frequent disconnections of external accounts **Most requested features** - Ability to pay extra on loan principal - Improved Zelle integration - More customization options - Expanded account linking capabilities ## Recent user reviews (10 of 83) All indexed reviews: https://appshunter.io/ios/app/centra-mobile/id573625283/reviews.md ### 4/5 — Goku *2026-08-27, version 4021.0.2* Es un buen banco ### 5/5 — I love Centra & Centra Mobile *2026-08-07, version 4021.0.2* This app is the best, I don’t even need to bother with a checkbook any more it just does it for me. The little piggy bank account that puts your change to the dollar in it is so cute too. It’s easy to use, love that I can deposit checks with my camera! And I nicknamed my bank accounts , too cute. Centra Credit Union & the Centra app are the BEST ### 5/5 — Centra app *2026-07-21, version 4021.0.2* Very easy to use! ### 3/5 — Easier *2026-07-16, version 4021.0.2* Needs to be easier to see what is going on with account. Seems confusing to me. ### 5/5 — Great!!!!!! *2026-06-27, version 4021.0.2* Great Bank!!! ### 5/5 — My greatest Application on my phone *2026-06-09, version 4021.0.2* I love the ease and convenience of my Centra application. It saves time and trips to the bank!! I love it!! ### 4/5 — Why I love Centra Mobile? because for one I don’t have to go to the bank. don’t have to *2026-06-01, version 4021.0.2* Ok ### 5/5 — Centra Mobile *2026-05-23, version 4021.0.2* Love this mobile application use it all the time. ### 5/5 — Love Centra bank!! *2026-05-23, version 4021.0.2* I have easy access to my bank account no matter where I’m at. I can move money around whenever needed. These app is easy to use. I can also pay my bills and everyone at the bank when I have to go is very friendly. ### 5/5 — I choose centra *2026-04-03, version 4018.0.0* I have been a member of Centra Credit Union for 14 years. I came to centra when one of the major banks became so unsatisfactory in service. I needed honest, truthful, caring people who would treat me like family and treat my money like it matters. They provide all services you will ever need and do it with integrity!! THANK YOU Julia, Elizabeth, Rusty, Brittany, Maria for making my 14 years a sheer pleasure filled with quality, caring, customer service! I HIGHLY RECOMMEND Centra Credit Union for ALL your banking needs!! You will NEVER be disappointed!! ## Frequently asked questions about Centra Mobile ### What can I do with the Centra Mobile app? This app allows you to bank digitally from anywhere. You can deposit checks by taking photos, send money to friends and family using Zelle®, manage your debit cards, pay bills, and track your spending and income to create a budget. ### How do I deposit a check with the app? You can deposit checks without visiting a branch. Simply take photos of the front and back of your check directly within the app, and it will be deposited into your account. ### Is there a cost to use this banking app? The app is free to download and use. While the description doesn't explicitly mention in-app purchases for core banking features, it is listed as having 'free with in-app purchases' monetization, which may apply to optional services or features. ### Can I use this app to manage my money and create a budget? Yes, the app provides tools to help you manage your finances effectively. You can track your transactions and balances, set up customized account alerts, and create a budget by tracking your expenses and income to meet your savings goals. ### How does the app help me protect my money? The app offers features to enhance your financial security. You can manage your Centra debit cards by defining when, where, and how they are used. Additionally, setting up customized account alerts can help you stay informed about your account activity. ## Version history (last 5 releases) ### 4021.0.2 — 2026-05-19 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4018.0.0 — 2025-08-29 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4017.2.0 — 2025-07-11 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4015.0.1 — 2024-11-21 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4014.0.3 — 2024-09-04 Our new experience provides easier access to the features you use most while on the go. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-14.*