# Central Bank Mobile Banking — Bank On-the-Go

> Mobile banking app for managing accounts, transfers, payments, and financial insights. (iPhone/iPad app by Central Bank (NMLS: 447201).)

- Source: https://appshunter.io/ios/app/central-bank-mobile-banking/id1057353582 (this page in markdown: same URL + `.md`)
- Developer: [Central Bank (NMLS: 447201)](https://appshunter.io/developer/1049750549)
- Category: Finance
- Price: Free
- Rating: 4.81/5 from 2,847 App Store ratings · 35 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 78 MB
- Languages: English
- Released: 2015-12-14
- Data updated: 2026-08-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/central-bank-mobile-banking/id1057353582/reviews.md

## What is Central Bank Mobile Banking?

Staying on top of your finances is just a tap away. 

•	View transactions and account balances 
•	Transfer funds and pay bills
•	Deposit checks 
•	Manage your debit and credit cards
•	View statements  
•	Monitor your credit score
•	View a snapshot of your financial data from various institutions

Bank your way with Central Bank Mobile Banking!

Although Central Bank does not charge for mobile banking, standard text messaging and data plan fees from your mobile phone carrier may apply. Please consult your carrier before using Mobile Banking.

Central Bank | mycentral.bank

Serving residents, businesses and communities with locations in Iowa and South Dakota: Ankeny, Brookings, Cherokee, Dakota Dunes, Des Moines, Okoboji, Sioux City, Sioux Falls, Spirit Lake, Storm Lake, Urbandale, Waukee and West Des Moines.

Member FDIC

## Key features

- View transactions and balances
- Transfer funds and pay bills
- Deposit checks
- Manage debit and credit cards
- View statements
- Monitor credit score
- Consolidated financial data view

## What do users think of Central Bank Mobile Banking?

Overall sentiment: positive

**Pros**

- 🚀 Easy to use
- 👍 Friendly and helpful employees
- 🚀 Smooth transition experience
- 🔒 Secure and reliable
- 🚀 Convenient mobile deposit
- 👍 Great overall banking experience

**Cons**

- 🐛 App crashes and bugs
- 🔍 Outdated app with poor UX
- 🔒 Unnecessary security steps
- 🔍 Layout changes make app harder to use

**Commonly reported bugs**

- App frequently crashes or locks users out
- Issues with mobile check deposit
- Face ID/fingerprint login not working consistently
- Compatibility problems with iOS updates

**Most requested features**

- Integrate credit card information in app
- Improve app stability and performance
- Add more customization options
- Streamline account management features

## Recent user reviews (10 of 35)

All indexed reviews: https://appshunter.io/ios/app/central-bank-mobile-banking/id1057353582/reviews.md

### 5/5 — Our Bank

*2026-08-19, version 25.2.0*

Central Bank takes care of all of our families banking needs.  Love the convenience and ease of use with their mobile banking app.  Great people  invested in our community.

### 2/5 — Great app but

*2026-07-23, version 25.2.0*

I frequently get logged out of the app in the middle of making a deposit or even checking account transactions. Sometimes even as I log in I get a message that I have been logged out.

### 5/5 — 🤙🪼

*2026-07-17, version 25.2.0*

Very good bank; love the credibility & reliability

### 3/5 — Checking & Saving

*2026-06-29, version 25.2.0*

Would Like to use iPad horizontally when checking accounts online. After the last update that feature was lost and has not been restored!??!??

### 5/5 — Super easy and fast App

*2026-06-19, version 25.2.0*

I love using this app!  It is fast, efficient and easy!

### 5/5 — Tekeze Kalifa

*2026-04-03, version 24.1.35*

Best Bank ever ❤️

### 5/5 — Great Bank!!! Great App!!

*2026-03-21, version 24.1.35*

Works perfectly!!

### 1/5 — Frustrating

*2026-03-11, version 24.1.35*

Online Banking:Each individual function requires separate registration. For business accounts, the options are notably limited; for instance, it is only possible to send money via mailed checks through the bill pay feature. Electronic transfers to external accounts are not permitted. When attempting to access your account, users are provided with a username that cannot be changed. Access through a web browser you can not access to the business accounts, requiring the use of the personal online platform instead. Additionally, when attempting to pay bills via a mobile device, the system instructs users to use a tablet or web browser. Furthermore, attempting to make bill payments from a tablet results in blockage. Using a web browser for bill pay does not allow setting up electronic transfers; only check payments are possible. This process is highly frustrating and difficult to navigate, especially regarding general information. The only effective method to resolve issues is through customer service, which, although responsive, lacks comprehensive explanations about the reasons behind certain restrictions. For example, when inquiring about bill pay options, I was told that electronic transfers to an account would be possible; however, the system only permitted sending checks by mail.

### 5/5 — Love this bank

*2025-12-31, version 24.1.35*

Always friendly and courteous.  They go out of their way sometimes to help us.

### 5/5 — I’ve banked with them for over 15 yrs!

*2025-09-29, version 24.1.35*

Great bank to work with. Wonderful employees, very friendly and helpful. Would recommend.

## Frequently asked questions about Central Bank Mobile Banking

### What can I do with the Central Bank Mobile Banking app?

The app allows you to view transactions and account balances, transfer funds, pay bills, deposit checks, manage your debit and credit cards, view statements, and monitor your credit score. You can also get a snapshot of your financial data from various institutions.

### Is there a cost to use the Central Bank Mobile Banking app?

Central Bank does not charge a fee for using its mobile banking service. However, standard text messaging and data plan fees from your mobile phone carrier may apply. It is recommended to consult your carrier for details on potential charges.

### What are the key features of this mobile banking app?

Key features include the ability to view account activity, make transfers and payments, deposit checks remotely, manage your cards, access statements, and track your credit score. It also offers a consolidated view of your finances across different institutions.

### Who is this app designed for?

This app is designed for customers of Central Bank who want to manage their banking needs and financial information conveniently from their mobile devices. It serves residents, businesses, and communities in Iowa and South Dakota.

### What devices is the Central Bank Mobile Banking app compatible with?

The app is designed for mobile phones. While specific operating system versions are not detailed, it is intended for use by customers with compatible smartphones to access their banking services on the go.

## Version history (last 5 releases)

### 25.2.0 — 2026-04-28

This update will includes minor bug fixes and enhancements.

### 24.1.35 — 2025-03-24

Minor bug fixes and enhancements.

### 24.1.32 — 2024-07-22

This update includes bug fixes

### 24.1 — 2024-06-10

•	New look, more features
•	View statements  
•	Monitor your credit score
•	View a snapshot of your financial data from various institutions

### 23.2.30 — 2024-01-31

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

## Apps similar to Central Bank Mobile Banking

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [United Bank of Iowa.](https://appshunter.io/ios/app/united-bank-of-iowa/id6575390153) | 4.8 (1,752) | Free | Finance |
| [Central Bank - Business](https://appshunter.io/ios/app/central-bank-business/id1661328038) | 1.5 (26) | Free | Finance |
| [Central Bank - Mobile](https://appshunter.io/ios/app/central-bank-mobile/id411454292) | 4.9 (55,006) | Free | Finance |
| [CentralMOBILE](https://appshunter.io/ios/app/centralmobile/id843426026) | 4.8 (4,326) | Free | Finance |
| [Citizens Community CU](https://appshunter.io/ios/app/citizens-community-cu/id1208545057) | 4.8 (401) | Free | Finance |
| [Citizens 1st National Bank](https://appshunter.io/ios/app/citizens-1st-national-bank/id910721997) | 4.8 (193) | Free | Finance |

## More apps by Central Bank (NMLS: 447201)

- [Central Bank Home Loans](https://appshunter.io/ios/app/central-bank-home-loans/id1049750550)
- [Central Bank Business Banking](https://appshunter.io/ios/app/central-bank-business-banking/id1498090038)
- [Central Insurance](https://appshunter.io/ios/app/central-insurance/id1550674309)

All apps by Central Bank (NMLS: 447201): https://appshunter.io/developer/1049750549

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-25.*
