# Central Bank - Mobile

> Mobile banking app for account management, payments, transfers, and deposits. (iPhone/iPad app by Central Bancompany.)

- Source: https://appshunter.io/ios/app/central-bank-mobile/id411454292 (this page in markdown: same URL + `.md`)
- Developer: [Central Bancompany](https://appshunter.io/developer/945461947)
- Category: Finance, Business
- Price: Free
- Rating: 4.86/5 from 55,006 App Store ratings · 140 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 49 MB
- Languages: English
- Released: 2010-12-29
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/central-bank-mobile/id411454292/reviews.md

## What is Central Bank?

Easily manage your accounts on the go with Mobile Banking*. Track spending, pay bills, deposit checks, transfer funds, send money, and find nearby ATMs or branches.

Early Direct Deposit
 -   Access your direct deposit funds sooner with Early Direct Deposit for eligible checking accounts**.

Save
 -  Turn on Round-Up to automatically save by rounding up your debit card purchases, with daily transfers of the difference to your savings account.
 -  Use Money Manager, a free tool available within Mobile Banking that provides personalized insights to help you save, budget, and track expenses.

Send
 -  Send and receive money with Zelle®, a fast and easy way to pay friends, family, and people you trust.
 -  Transfer money to and from your accounts at other banks.
 -  Pay bills by scheduling payments, setting up recurring payments, and managing payees.

Manage
 -  View account activity, statements, and tax documents; transfer money, make loan payments, and more.
 -  Deposit checks by taking a photo with your smartphone using Mobile Check Deposit.
 -  Request a replacement card, verify your details, and place your order—all within Mobile Banking.

Customize Your Experience
 -  Add nicknames and customize the order of your accounts.
 -  Add a profile picture to help confirm you’re signing into the correct account.
 -  Use Quick Balance by swiping down on the Central Bank logo on the app login screen to view account balances and recent activity.
 -  Use your smartwatch to check balances, view recent transactions, and lock your card.

Security
 -  Enable biometrics to log in using fingerprint authentication or face unlock (Pixel devices).
 -  Use multi-factor authentication for an added layer of security when logging in from new or unknown devices.
 -  Receive push, text, or email alerts for balances, transactions, cards, and payments.
 
For an optimal experience, our app works best on devices with IOS 14 and up. If you are using an older version, you may not receive all new features. If you are having issues, navigate to our mobile-friendly website through your device browser.
 
Member FDIC. *Mobile Banking is free, but data and text rates from your mobile carrier may apply. Terms and conditions apply. Zelle® is intended for sending money to family, friends, and people you know. We recommend that you do not use Zelle® to send money to anyone you do not know. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.

**Early availability is not guaranteed and may vary between deposits and may depend on instructions sent by the payer or any limitations we set. Not all direct deposits qualify. Available for eligible accounts: MaxMoney, MyChoice, World, World Elite, and Preferred Interest. Enrollment is required. See our Early Direct Deposit Agreement for more details.

## Key features

- Mobile check deposit
- Bill pay
- Fund transfers
- Send money with Zelle
- Account alerts
- Biometric login
- RoundUp savings

## What do users think of Central Bank?

Overall sentiment: positive

**Pros**

- 🎉 Celebrating 30+ years of great service
- 👍 Friendly and helpful staff
- 🚀 Convenient online and mobile banking
- 🔒 Robust security features
- 💳 Easy to track transactions and manage accounts

**Cons**

- 🐛 Issues with app stability and functionality
- 🤔 Unclear overdraft policies
- 🙄 Frustrating account freezes and closures

**Commonly reported bugs**

- Duplicate and incorrect transaction charges
- App login and loading issues
- Inconsistent mobile deposit experience

**Most requested features**

- Spanish language support
- Mobile check deposit
- Customizable account alerts

## Recent user reviews (10 of 140)

All indexed reviews: https://appshunter.io/ios/app/central-bank-mobile/id411454292/reviews.md

### 5/5 — Best app ever

*2026-08-02, version 4.10.1*

It is so reliable and it keeps all your money safe

### 5/5 — Amazing

*2026-07-23, version 4.10.1*

It’s amazing

### 5/5 — Central

*2026-07-10, version 4.10.0*

Great services

### 5/5 — Review

*2026-06-26, version 4.10.0*

Been with them for years especially the Lawson branch great people work there

### 5/5 — Lawrence III

*2026-06-09, version 4.10.0*

Ghetto Cowboy

### 5/5 — App

*2026-06-08, version 4.10.0*

Great app for a bank! Super simple

### 5/5 — Respect

*2026-06-02, version 4.10.0*

I love my local bank! Great service and the app is amazing. Thank you for all you do.

### 5/5 — Review

*2026-05-25, version 4.10.0*

Cannot say in words how easy the app is to use.  I love going into the bank as well the employees are always willing to help and you don’t have to wait, someone will help you extremely fast,we needed to get a paper notarized and we got in door walked to counter one of the  cashier came very fast to help us, the girl came from behind counter and helped us with everything. The mobile app is so easy making a deposit is so easy bank snaps the picture you do nothing but select account and put amount in that’s all you have to do the bank automatically takes picture for you. I can go on and on but, I will leave it to you  to go in bank and see what I mean. 
Bill & Linda Downs

### 1/5 — Horrendous customer service

*2026-05-06, version 4.9.99*

Fugg this place

### 5/5 — Simple, works

*2026-05-05, version 4.9.99*

It’s simple and it works. It has mobile deposit. I’ve used it for years and a few times I’ve had to call the bank. They were always very helpful.

## Frequently asked questions about Central Bank

### What can I do with the Central Bank mobile app?

The app allows you to track spending, set up alerts, deposit checks, pay bills, transfer funds, send money to friends, and find ATM or branch locations. You can also enroll in Text Banking+ and utilize features like RoundUp for savings and biometric login.

### Is the Central Bank mobile app free to use?

Yes, Mobile Banking is free to use. However, data and text rates from your mobile carrier may apply. Terms and conditions apply.

### How do I deposit a check using the app?

You can deposit checks by taking a picture of your check with your smartphone and using the Mobile Check Deposit feature within the app. This allows for quick and convenient deposits without needing to visit a branch.

### What are the system requirements for the app?

For an optimal experience, the app works best on devices with iOS 14 and up. If you are using an older version, you may not receive all new features. If you encounter issues, you can navigate to the mobile-friendly website through your device browser.

### How does the RoundUp feature work?

The RoundUp feature automatically rounds up purchases from your checking to savings account with every debit card transaction. You can control your saving amount, easily change your saving preferences, and turn the feature on or off as needed to quickly grow your savings.

## Version history (last 5 releases)

### 4.10.1 — 2026-07-14

Watch App 
 -  It’s Time! Access your bank accounts from your smartwatch. Check balances, view transactions, and lock your card – all from your wrist.

Report Card Lost/Stolen 
 -  Now you can report your card as Lost, Stolen, or Never Received from within the app! Go to the Card Management page and select “Report Card Lost/Stolen” to close your card and order a new one.  

 -  Sports Widgets 
Rep your team from your home screen! Add the Central Bank shortcut widget and choose from the Missouri Tigers, St. Louis Cardinals, Kansas Jayhawks, or Sporting KC.

 -  Mobile Check Deposit Enhancements and Improvements 
Depositing checks is now even easier: the app will auto-focus on your check and take the picture for you! We've also made additional subtle improvements to ensure depositing checks is as easy and error-free as possible.

### 4.10.0 — 2026-05-12

Watch App 
 -  It’s Time! Access your bank accounts from your smartwatch. Check balances, view transactions, and lock your card – all from your wrist.

Report Card Lost/Stolen 
 -  Now you can report your card as Lost, Stolen, or Never Received from within the app! Go to the Card Management page and select “Report Card Lost/Stolen” to close your card and order a new one.  

 -  Sports Widgets 
Rep your team from your home screen! Add the Central Bank shortcut widget and choose from the Missouri Tigers, St. Louis Cardinals, Kansas Jayhawks, or Sporting KC.

 -  Mobile Check Deposit Enhancements and Improvements 
Depositing checks is now even easier: the app will auto-focus on your check and take the picture for you! We've also made additional subtle improvements to ensure depositing checks is as easy and error-free as possible.

### 4.9.99 — 2025-12-03

Report Card Lost/Stolen
-Now you can report your card as Lost, Stolen, or Never Received from within the app! Go to the Card Management page and select “Report Card Lost/Stolen” to close your card and order a new one. 
 
Sports Widget
- Rep your team from your home screen! Add the Central Bank shortcut widget and choose from the Missouri Tigers, St. Louis Cardinals, Kansas Jayhawks, or Sporting KC.
 
Mobile Check Deposit Enhancements and Improvements
- Depositing checks is now even easier: the app will auto-focus on your check and take the picture for you! We've also made additional subtle improvements to ensure depositing checks is as easy and error-free as possible.
 
Quick Balance
- Quickly see your account balances and recent transactions before logging in! Use FaceID? You can now toggle off “Auto Login with Face ID” within Settings. You can still easily use Face ID by tapping the icon on the login page.

### 4.9.98 — 2025-09-10

Report Card Lost/Stolen
-Now you can report your card as Lost, Stolen, or Never Received from within the app! Go to the Card Management page and select “Report Card Lost/Stolen” to close your card and order a new one. 
 
Sports Widget
- Rep your team from your home screen! Add the Central Bank shortcut widget and choose from the Missouri Tigers, St. Louis Cardinals, Kansas Jayhawks, or Sporting KC.
 
Mobile Check Deposit Enhancements and Improvements
- Depositing checks is now even easier: the app will auto-focus on your check and take the picture for you! We've also made additional subtle improvements to ensure depositing checks is as easy and error-free as possible.
 
Quick Balance
- Quickly see your account balances and recent transactions before logging in! Use FaceID? You can now toggle off “Auto Login with Face ID” within Settings. You can still easily use Face ID by tapping the icon on the login page.

### 4.9.97 — 2025-07-16

Report Card Lost/Stolen
-Now you can report your card as Lost, Stolen, or Never Received from within the app! Go to the Card Management page and select “Report Card Lost/Stolen” to close your card and order a new one. 
 
Sports Widget
- Rep your team from your home screen! Add the Central Bank shortcut widget and choose from the Missouri Tigers, St. Louis Cardinals, Kansas Jayhawks, or Sporting KC.
 
Mobile Check Deposit Enhancements and Improvements
- Depositing checks is now even easier: the app will auto-focus on your check and take the picture for you! We've also made additional subtle improvements to ensure depositing checks is as easy and error-free as possible.
 
Quick Balance
- Quickly see your account balances and recent transactions before logging in! Use FaceID? You can now toggle off “Auto Login with Face ID” within Settings. You can still easily use Face ID by tapping the icon on the login page.

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## More apps by Central Bancompany

- [Jefferson Bank - Mobile](https://appshunter.io/ios/app/jefferson-bank-mobile/id424067435)
- [HSA Central](https://appshunter.io/ios/app/hsa-central/id1451867253)
- [Bank Central - Colorado](https://appshunter.io/ios/app/bank-central-colorado/id1506959356)
- [Client Central 2.0](https://appshunter.io/ios/app/client-central-20/id1558731430)
- [You're Home from Central Bank](https://appshunter.io/ios/app/youre-home-from-central-bank/id1631846424)

All apps by Central Bancompany: https://appshunter.io/developer/945461947

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*
