# Central National — user reviews

> 30 indexed App Store user reviews of Central National by Central National Bank, rated 4.80/5 from 2,520 ratings.

- Source: https://appshunter.io/ios/app/central-national/id1569244720/reviews
- App overview in markdown: https://appshunter.io/ios/app/central-national/id1569244720.md
- Rating breakdown: 5★ 2,204 · 4★ 177 · 3★ 46 · 2★ 15 · 1★ 78

## What do users think of Central National?

Overall sentiment: negative

**Pros**

- 💙 Great local bank
- 👍 Easy to use app
- 👍 Excellent service
- 🚀 Lots of new features

**Cons**

- 🐛 App not working/glitchy
- 🐛 Password/login issues
- 🐛 Mobile deposit problems
- ⚠️ Notifications/alerts missing
- ⚠️ Outdated/inferior to other banks

**Commonly reported bugs**

- App crashing/not working
- Mobile deposit issues
- Login/password problems

**Most requested features**

- Ability to change password
- Show pending deposits
- Daily balance text messages

## Newest reviews (10 of 30)

### 3/5 — Notifications

*2021-10-16, version 2.35.0*

No longer get texts with balance. Would like to see pending deposits as well.

### 3/5 — Recent down grade

*2021-08-22, version 2.33.4*

With the recent”upgrade “ nothing much works better.
First off I was told I didn’t know my password. When in fact it was the recent upgrade that wouldn’t let me use my password.
Then this morning I made a mobile check deposit and the back photo I saw was fine but the photo that you show me you received was all wavy and cut up.
Also I like the old format a lot better maybe simply because I was used to it and now I have to get  used to a new format.

### 5/5 — Love this app

*2021-07-27, version 2.32.0*

A lot of new features which makes it more accessible and quick

### 5/5 — New app

*2021-07-22, version 2.32.0*

New app is so much more user friendly. Very happy with the updates and changes!

### 1/5 — Not happy with new changes

*2021-07-22, version 2.32.0*

Where’s the balance after each transaction?

### 5/5 — TERRIBLE

*2021-07-21, version 2.32.0*

This banking application is difficult to use and the mobile deposit function doesn’t work for me at all. I’ve had a terrible time trying to deposit checks which has resulted in lengthy wait times to access the funds and fees associated with deposits being rejected.

### 1/5 — Password

*2021-07-21, version 2.32.0*

App doesn’t allow you to change password.  You get to the last step and hit update and it does nothing.  Spectacular.

### 5/5 — Great upgrade

*2021-07-21, version 2.32.0*

Really like the expanded flexibility and functionality.   Congratulations!

### 1/5 — It’s already horrible.

*2021-07-21, version 2.32.0*

I can’t even login or reset my password. Some buttons don’t do anything. I would be patient with them because of the change but they have money to do a lot better in every aspect of their business.

### 1/5 — Why fix what isn’t broken?

*2021-07-20, version 2.32.0*

So downloaded the new app. Went through everything to get into the new app and update my password.    Here we are 3 hours later and I still can’t log in to pay my car loan. Frustrated is an understatement.  
Then a thought, call the helpline.   Sure but the wait time is well over an hour.  
Something tells me I’m not the only one having issues.

## Most critical reviews (10 lowest-rated)

### 1/5 — Banking

*2025-11-18, version 3.29.0*

I have been using this app since I opened my account. I have contacted the bank about issues with their accounting system IE duplicate entries which I have been told they cannot change. As the account will not accept transactions via Zelle which one of my vendors pays me with it causes a lot of problems. As I’m a small business owner and the other banks charge more for the services I have to stick with this bank until I can find another bank to use. It does offer ITM services at the ATM but I keep seeing that their lobby still requires appointments and supposedly is not available for walk in services.

### 1/5 — Worthless

*2025-10-22, version 3.27.1*

Notifications do not go out that could save you from overdraft fees! Go to another bank!

### 1/5 — No longer able to use app

*2024-08-24, version 3.5.0*

What is the point of being able to download an older version of the app if you need to update to the current one to use it to “stay safe and secure”

I am no longer able to deposit my checks or use the app at all because my phone physically cannot update to the required IOS, and nothing was changed about the app aside from minor things.

The one reason I used the app was for ease of depositing checks- this is a horrible update.

### 1/5 — App isn’t working for me today or yesterday.

*2024-04-01, version 3.10.3*

The Central National Bank app isn’t working for me yesterday or today. So, I deleted it today and reinstalled it. Still isn’t working.

### 1/5 — Help

*2023-11-01, version 3.7.0*

My app keeps saying error

### 1/5 — Stupid

*2023-01-08, version 2.48.0*

The app has design your own vacations and it’s not timing me on my design property brothers milk not now not ever

### 1/5 — Unable to Access Bank Information

*2021-07-27, version 2.32.0*

I was forced to download the new app and stop using the old one. The old one used to take my account number and password. The new one asks for a username, which I do not have. When I try to create a new one it tells me I already have one. Initially when I tried to recover the account it would not send a code to my phone. Now it is sending the code, but telling me Oops, there an error on our end. Been going on two weeks now.

Maybe these things should have been worked out before kicking me out in the first place. Used to love this bank, now I feel like all I ever do is complain about it.

### 1/5 — Currently Junk and can't access.

*2021-07-23, version 2.32.0*

Can't access my account as pass and username is invalid. Try to enroll and says I already have an account. Try to reset the account and verification codes aren't valid. Serious issues for a new app.

### 1/5 — Absolutely awful

*2021-07-23, version 2.32.0*

Central national bank is a joke and so is this app I cannot login I’ve been trying to update my password but it’s just glitched and doesn’t work I cannot stand this stupid app the old one was trash too. My old bank never charged me for a mobile deposit and it would always go straight into my bank account immediately after I took the photos. CNB takes several days. So annoying. Awful app, I’m going to leave this bank soon.

### 1/5 — Update password button isn’t working

*2021-07-23, version 2.32.0*

I thought I had forgotten my password, but turns out I was right just had incorrectly put it in too many times and it had locked my account. As soon as I reach the update password button it doesn’t do anything. This needs to be fixed ASAP!

## Most praised reviews (10 highest-rated)

### 5/5 — Lee Pifer

*2026-01-16, version 3.30.0*

The staff at the central national bank has been very helpful

### 5/5 — Steven Henson

*2025-10-25, version 3.28.0*

I just opened my account and I’m already seeing benefits in the first 12 hours.

### 5/5 — Love this app

*2025-05-31, version 3.23.1*

I use the Central app often. I find it so easy to use.

### 5/5 — 3 decades

*2025-05-02, version 3.22.0*

My wife and I have done business at some level with Central National in one form or another for 30 years travel the world within that time and they have always done the best care for my security over my accounts. Very highly recommended.

### 5/5 — Long History with CNB

*2025-03-01, version 3.20.0*

My family has been banking with CNB since the early 1950’s. I’m sure both my parents were banking with it them years before. I have always been treated with professionalism and kindness. Growing up I was brought there with my parents to get to know the employees.

### 5/5 — Just Adequate

*2024-03-05, version 3.10.1*

This app falls way short of other banking apps.  For starters, it will not save your user ID.  Which doesn’t exactly make you feel like a welcome customer!  Next, there us no option to show your password.  Make a mistake, and you get to guess what it was.  Try to schedule a payment, the only apparent option is Today!  You have to dig to figure out a future payment date.  These are just a few.  Central Bank could do much better!

### 5/5 — CNB is the best bank with the best app

*2022-06-24, version 2.42.2*

Easy to use and stay connected! Love this local bank. Excellent service 💙

### 5/5 — Always there for me

*2022-04-18, version 2.40.0*

My CNB account was started in 1975 when I moved to Kansas.  They have supported me in car loans, real estate loans, and every other banking need for 47 years 
Would never bank anywhere else.

### 5/5 — Text Message Daily

*2021-08-30, version 2.33.4*

Would love to have the texting messages daily return!!!

### 5/5 — LOVE CNB

*2021-08-17, version 2.33.0*

Great bank, professional staff.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-03.*
