# Central Pacific Bank — user reviews

> 134 indexed App Store user reviews of Central Pacific Bank by Central Pacific Bank, rated 4.86/5 from 6,991 ratings.

- Source: https://appshunter.io/ios/app/central-pacific-bank/id1515820749/reviews
- App overview in markdown: https://appshunter.io/ios/app/central-pacific-bank/id1515820749.md
- Rating breakdown: 5★ 6,126 · 4★ 514 · 3★ 76 · 2★ 27 · 1★ 48

## What do users think of Central Pacific Bank?

Overall sentiment: positive

**Pros**

- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Convenient features
- 👍 Helpful customer service
- 👍 Smooth banking experience
- 👍 Budgeting and spending tracking tools

**Cons**

- 🐛 Issues with mobile deposit
- 🐛 Unreliable app performance
- 🐛 Lack of month display in downloaded statements

**Commonly reported bugs**

- Inconsistent login experience
- Mobile deposit issues
- Difficulty finding mobile deposit feature

**Most requested features**

- Pending ACH transactions option
- Landscape mode support
- Improved mobile deposit experience

## Newest reviews (14 of 134)

### 2/5 — Transfers

*2026-03-17, version 6.11.3*

Takes forever to deposit or transfer money. I wish it’s instant but takes 3 days or so to finally update. It makes it feel outdated.

### 4/5 — Easy app to use

*2026-01-26, version 6.11.3*

It’s a easy app to use,had a little difficulty first day I got it was easy afterword

### 5/5 — Very User-Friendly

*2025-11-26, version 6.11.1*

This app is a lot easier to use than First Hawaiian Bank’s one.  And I used to work there too 😂

### 5/5 — the best bank

*2025-11-10, version 6.11.1*

i love CPB. the app is always up to date, and its always so easy to use.

### 2/5 — Can Only Open 2 types of Savings

*2025-09-28, version 6.11.1*

Go to open a savings online and there are only two options available to me even though when I go to compare plans there are 4+ different types and I want nothing to do with the 'Personal Savings' or 'Exceptional Personal Savings' as both options have a maintenance fee and or require $500 minimum inside it to not have fees. Do better.

### 5/5 — User friendly

*2025-09-16, version 6.11.1*

When it comes to managing our finances, the CPB mobile app truly shines! From making deposits and transferring funds to all the little things in between, it has become the go-to choice for my family. It makes banking so much easier and more convenient!

### 5/5 — Online Banking

*2025-08-10, version 6.10.1*

The app is so so helpful. Great features as well as gadgets to track/monitor your credit score

### 4/5 — Mostly Good - Lacks Interoperability

*2025-08-02, version 6.10.1*

App works well for the most part but it lacks interoperability between personal and business accounts. I have struggled to get funds from one to the other as needed overall and the mobile app completely stalls me from doing so.

Switching between those accounts is also frustrating both online and mobile - especially when out and about where service may be lacking and those extra steps can take extra long. Logging out to log back in is a bit of a pain. Being the account owner for both, I would love to have the functionality of a “switch accounts” option that takes me directly to a login page with a registered account, and all I have to do is put the password in and click login. 

Making those items more efficient would make this app 5 stars for me.

### 5/5 — Easy and user friendly

*2025-08-02, version 6.10.1*

I love how easy it is to use banking mobile and to share personal experiences with staff when you need to go into the bank I especially love the Kona branch Kailua Kona. I have been with Central Pacific for over 10 years from Lisa to Lori to Lana and all other wonderful. Wonderful staff. Highly recommend central Pacific bank.

### 5/5 — Hilo branch

*2025-07-31, version 6.10.1*

Everyone is so helpful and knowledgeable service is awesome should have opened a account here than bank of hawaii snubs.

### 5/5 — Awesome App

*2025-07-31, version 6.10.1*

I love this app. So user friendly.

### 2/5 — Screens not loading

*2025-07-04, version 6.10.1*

When I go to change my email and I click the confirm button it takes me to a blank page and it doesn’t show anything.

### 5/5 — Informative

*2025-07-02, version 6.10.1*

Easy to use app and informative. Up to date data and easy to read

### 5/5 — Online

*2025-06-08, version 6.9.1*

Online banking is best

## Most critical reviews (10 lowest-rated)

### 1/5 — Slow and expensive

*2026-06-18, version 6.12.0*

I deposited my payroll check a week ago and the funds are still not available.   They even charged me $32 overdraft fee as a result.

### 1/5 — Inoperability between accounts

*2026-05-14, version 6.12.0*

External transfers are virtually impossible as my external accounts are  not listed as an option to transfer to. Very frustrating and the app glitches out whenever I attempt to verify my external accounts as connected

### 1/5 — App is good. Customer service at the branch is lacking

*2026-03-28, version 6.11.3*

Local branch service lacking. Went in for a Notary Service. Desk person gave me a lot of flack as if I was inconveniencing them

### 1/5 — correct user and password? No Access.

*2026-01-18, version 6.11.3*

In case you're wondering, the glitch where you get locked out even when your user and password are correct is still active.!

### 1/5 — typical bank that steals your money

*2025-09-06, version 6.11.1*

i open an account today, deposit $1100 in cash. low and behold i can't zelle or take my money out for 96hrs since its a new account. man i hate HATE traditional banks. just straight up steal or put holds on your "cash" (i could understand if it was a check) just because of their shenanigans. its a bunch of bull

### 1/5 — Mobile deposit only opens front camera

*2025-06-07, version 6.9.1*

Couldn’t deposit today. Mobile deposit only opens the front camera for some reason. I’ve never had this happen before today

### 1/5 — :( no money

*2024-08-28, version 6.3.3*

I dont like seeing how poor i am

### 1/5 — Authentication failed

*2024-08-07, version 6.3.3*

Keeps telling me authentication failed. Trash app

### 1/5 — Useless app

*2024-07-17, version 6.3.3*

I can’t even log in. I know my username and password are correct since I can log in just fine on their website

### 1/5 — Can’t even log in

*2024-05-19, version 6.3.3*

I’ve changed my password and still get the authentication failed error. Tried same password on the website and it works

## Most praised reviews (10 highest-rated)

### 5/5 — x

*2026-08-23, version 6.12.0*

it’s cool

### 5/5 — Easy to connect multiple entities!

*2026-06-29, version 6.12.0*

App is easy to use and has all the standard features one expects out of a mobile banking app, however, the ability to see all my accounts across personal and multiple business entities is great!

### 5/5 — Bank Cpb

*2026-06-18, version 6.12.0*

Helpful

### 5/5 — The most easy and fast app to use for mobile banking!

*2026-05-01, version 6.12.0*

You’ll enjoy having an account at CPB with this organized mobile app to do budgeting, maintaining your accounts and helping improve your credit score.

### 5/5 — Blessings

*2026-04-07, version 6.11.3*

Awesome institution great and friendly people quick and fast help love this bank

### 5/5 — Nonprofit organizations

*2026-03-19, version 6.11.3*

The app is safe and easy to use. I enjoy CPB for the help with our organization and things we need to do for the community we help.

### 5/5 — Love my bank

*2026-02-17, version 6.11.3*

Thank you for the great service

### 5/5 — Straight forward

*2026-02-08, version 6.11.3*

Started using the app to help my dad pay bills.
It’s been simply and straight forward. Technology should be used for ease and efficiencies and this app succeeds in those two categories. Only wish they would create a decimal for the bill pay. Instead of paying $55.32 to the water company, almost paid them $5532. Not a big deal. Just need to be careful. Thanks CPB.

### 5/5 — Best in class tech

*2025-12-29, version 6.11.3*

Best in class tech wise for a HI bank since they rebranded with new graphics and colors. Real good Customer Support.

### 5/5 — Simple to use

*2025-12-09, version 6.11.1*

Very easy to navigate and review your statement and transactions.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*
