# Central State CU

> Mobile banking app for managing accounts, transfers, bill pay, and check deposits. (iPhone/iPad app by Central State Credit Union.)

- Source: https://appshunter.io/ios/app/central-state-cu/id1456393527 (this page in markdown: same URL + `.md`)
- Developer: [Central State Credit Union](https://appshunter.io/developer/740019056)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.80/5 from 1,971 App Store ratings · 32 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.6 · 67 MB
- Languages: American English
- Released: 2019-09-22
- Data updated: 2026-08-27
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/central-state-cu/id1456393527/reviews.md

## What is Central State CU?

Do more with our Central State CU app.

The Central State CU app allows you to:

- Sign in with Face ID or Touch ID
- Use Quick Balance to view account balances without signing in
- Transfer funds between accounts
- View account balances and transactions
- Make loan payments
- Deposit checks
- View check copies
- Pay bills
- Access Statements
- Left/right-handed modes
- Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity.

...and more!

For more information or to become a member of Central State Credit Union, visit us at centralstatecu.org

## Key features

- Check account balances and transactions
- Transfer funds between accounts
- Pay bills and manage payees
- Deposit checks via camera
- Find nearby branches and ATMs
- Secure login with Touch ID/Face ID

## What do users think of Central State CU?

Overall sentiment: positive

**Pros**

- 👍 Great service
- 🚀 Easy to use
- 👍 Helpful staff
- 👍 Reliable app

**Cons**

- 🐛 Slow app performance
- 🐛 Login/app issues
- 🐛 Unreliable transactions

**Commonly reported bugs**

- App crashes frequently
- Accounts not loading properly

**Most requested features**

- Add ability to transfer to other members
- Improve password management

## Recent user reviews (10 of 32)

All indexed reviews: https://appshunter.io/ios/app/central-state-cu/id1456393527/reviews.md

### 1/5 — Bring back custom labels

*2026-06-23, version 2026.6.1*

Changed speed but now less customizable. I have to keep track of EVERYTHING I spend for foster care, adoption, union, non-profits. All of the custom labels history is gone. I would update my account bi-weekly with labels of things so I could print out sorted funds. Now I can’t go through a search and spend history. Can’t customize labels. Bring back custom finance labels! I could update a month of finances in 10 mins snd now i can’t.

### 1/5 — Update is trash

*2026-05-15*

Absolutely terrible update. Can’t properly update anything. Random phone numbers have been added onto the app that aren’t mine or my spouse’s. So idk who the H is getting MY information. Tried updating, it gets denied. 
Bad bad bad. 
Total failure of an app.

### 1/5 — Lame Bank App

*2026-05-11, version 7.93.0.15719*

Every day I check my balance, I would have to refresh it three or four times in order to see my transactions. This isn’t NORMAL!!!!

### 5/5 — Love this Credit Union

*2024-08-22, version 7.48.1.12301*

We’ve been members for over 40 years. Great service. Easy to transfer, see your accounts and many more options. We no longer live in the vicinity of our credit union but we still bank with them. The check deposit etc has allowed us to add 5 more years to being a member. Thank you.

### 1/5 — Transactions are a joke!!!

*2024-07-11, version 7.48.1.12301*

Most of the time when checking transactions, you’d have to refresh to a three times for the app to give a response.

### 4/5 — Trqnsfer

*2024-05-10, version 7.48.1.12301*

Please add back the ability to transfer to other members of the bank.

### 5/5 — The Best!

*2024-04-03, version 7.48.1.12301*

Although we moved to Arizona I just can’t give up my trusted bank:CSCU. Thanks for having employees that are always so helpful and having an online banking software that actually works!!

### 5/5 — Loan

*2024-03-19, version 7.48.1.12301*

Awesome! Thanks!👍

### 5/5 — Easy…

*2023-09-09, version 7.29.1.10278*

…to use

### 5/5 — Love this Credit Union

*2023-08-14*

We’ve been members for over 30+ years. Great service. Easy to transfer, see your accounts and many more options. We no longer live in the vicinity of our credit union but we still bank with them. The check deposit etc has allowed us to add 5 more years to being a member. Thank you.

## Frequently asked questions about Central State CU

### What can I do with the Central State CU mobile app?

The app allows you to check your latest account balances, search recent transactions, transfer cash between your accounts, make bill payments, manage payees, submit check deposits using your device's camera, and find nearby branches and ATMs. It also offers secure login options.

### Is the Central State CU mobile app free to use?

Yes, the application is free to download and use. It is available to all Central State Credit Union online banking customers.

### How do I deposit a check with the app?

You can deposit checks by using your device's camera to submit the check directly through the mobile app. This feature allows for convenient check deposits without needing to visit a branch.

### What devices are compatible with the app?

The app is designed for mobile devices and utilizes features like your device's built-in GPS for location services and its camera for check deposits. It also supports Touch ID and Face ID for secure sign-on, indicating compatibility with modern smartphones.

### How does the app ensure my account security?

The app provides a secure sign-on experience using Touch ID/Face ID, allowing you to use your fingerprint or facial recognition for access. This enhances security and provides a more efficient way to log in to your accounts.

## Version history (last 5 releases)

### 2026.7.1 — 2026-07-21

General bug fixes and performance enhancements

### 2026.6.1 — 2026-06-19

General bug fixes and performance enhancements.

### 2026.6.0 — 2026-06-17

General bug fixes and performance enhancements

### 2026.5.1 — 2026-05-23

General bug fixes and performance enhancements

### 2026.5.0 — 2026-05-20

General bug fixes and performance enhancements

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## More apps by Central State Credit Union

- [CSCUCardControl](https://appshunter.io/ios/app/cscucardcontrol/id6448127848)

All apps by Central State Credit Union: https://appshunter.io/developer/740019056

## Related topics

[central state bank](https://appshunter.io/ios/topics/central-state-bank)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*