# CentralChat — Exchange Money with Friends

> Multi-currency digital wallet for peer-to-peer fiat exchange and merchant payments. (iPhone/iPad app by BCB INNOVATION PTE. LTD..)

- Source: https://appshunter.io/ios/app/centralchat/id1632843146 (this page in markdown: same URL + `.md`)
- Developer: [BCB INNOVATION PTE. LTD.](https://appshunter.io/developer/1492214524)
- Category: Social Networking, Lifestyle
- Price: Free
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 17+
- Requires: iOS 12.0 · 270 MB
- Languages: Khmer, English, Chinese, Thai, Chinese
- Released: 2022-07-09
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/centralchat/id1632843146/reviews.md

## What is CentralChat?

CentralChat: Your Currencies. One Wallet.

Your fiat assets - all in a single secure app. 

- Swap/exchange fiat  with CentralChat and peers
- No bank conversion fees
- No waiting times
- Spend at merchants

We aim to be the go-to application for currency transfers and wholesale exchange rates, promising transaction fees as low as 0 per cent and instantaneous movement.


Multi-Wallet
CentralChat allows users to hold multiple currencies in a single digital wallet, leveraging on a secure financial infrastructure of blockchain technology to enable seamless, secure transactions between users and their networks.

Currency Support
14 fiat currencies: CNY (Chinese Yuan), USD (United States Dollar), SGD (Singapore Dollar), and NZD (New Zealand Dollar), and others.

Social Platform
The application also supports social networking and in-app purchasing with brick-and-mortar entities, which includes payments with lifestyle, utilities, retail, and food and beverage partners.

Method of Transfer
Leveraging a secure financial infrastructure of BCB Blockchain and round-the-clock support, CentralChat includes peer-to-peer exchanges and transactions. 
These transactions extend to online merchants as well, who are given the option to connect CentralChat to their businesses to enable the app as a payment method.

## Key features

- Multi-currency digital wallet
- Fiat currency exchange
- Peer-to-peer transactions
- Merchant payments
- No bank conversion fees
- Instant transactions


## Frequently asked questions about CentralChat

### What currencies does CentralChat support?

CentralChat supports 14 fiat currencies, including CNY (Chinese Yuan), USD (United States Dollar), SGD (Singapore Dollar), and NZD (New Zealand Dollar), among others.

### How does CentralChat handle transaction fees?

CentralChat aims for transaction fees as low as 0 percent, promising no bank conversion fees and instantaneous movement of funds.

### Can I use CentralChat for payments to merchants?

Yes, CentralChat supports social networking and in-app purchasing with brick-and-mortar entities, including payments for lifestyle, utilities, retail, and food and beverage partners.

### What technology does CentralChat use for security?

CentralChat leverages a secure financial infrastructure of BCB Blockchain technology to enable seamless and secure transactions between users and their networks.

### How often is CentralChat updated?

The latest version of CentralChat is 1.1.0, and it was last updated on May 6, 2023. This indicates a relatively active development cycle.

### What is the age rating for CentralChat?

CentralChat has an age rating of 17+, suggesting it is intended for mature users due to its financial and social networking functionalities.

### Does CentralChat have ads?

No, CentralChat does not contain advertisements. The app is free to download and use without any ad interruptions.

### What devices are supported by CentralChat?

CentralChat is currently supported on iPhone and iPod devices, indicating its availability within the Apple ecosystem.

## Version history (last 5 releases)

### 1.1.0 — 2023-05-06

Fix known issues

### 1.0.9 — 2023-05-05

1. Add video module
2. Fix known bugs

### 1.0.8 — 2023-02-22

1. Add flash cash
2. Fix bugs

### 1.0.7 — 2022-12-12

1. Add merchant credit;
2. Fix known problems.

### 1.0.6 — 2022-11-24

1. Add space module;
2. Fix known issues.

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## More apps by BCB INNOVATION PTE. LTD.

- [Soulvia](https://appshunter.io/ios/app/soulvia/id6745585268)

All apps by BCB INNOVATION PTE. LTD.: https://appshunter.io/developer/1492214524

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*