# CentralMOBILE

> Mobile banking app for deposits, payments, transfers, and location services. (iPhone/iPad app by CENTRAL BANK & TRUST COMPANY.)

- Source: https://appshunter.io/ios/app/centralmobile/id843426026 (this page in markdown: same URL + `.md`)
- Developer: [CENTRAL BANK & TRUST COMPANY](https://appshunter.io/developer/456741914)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 4,326 App Store ratings · 82 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 112 MB
- Languages: American English
- Released: 2014-04-23
- Data updated: 2026-08-24
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/centralmobile/id843426026/reviews.md

## What is CentralMOBILE?

Securely bank wherever and whenever you want with CentralMOBILE from Central Bank.  Available for free to all Central Bank CentralNET customers, CentralMOBILE allows you to deposit checks, pay bills, view account activity, find locations and more.

REGISTER - To use CentralMOBILE, you must first be enrolled in CentralNET online banking.  To use the CentralMOBILE APP, simply download the APP, to use the browser you will need to register your device in CentralNET to receive the browser address and an activation code.
 
FEATURES: 

MOBILE CHECK DEPOSIT - Snap photos of checks and deposit them right from your smartphone. Just sign the back snap, and send.

CHECK BALANCES – See your latest checking and savings account balances and recent transactions.

TRANSFER FUNDS - Easily transfer cash between your eligible Central Bank accounts.

PAY BILLS - Make one-time payments from anywhere and change or cancel pending payments you have entered through CentralMOBILE or CentralNET online banking.

ACCESS TO ZELLE® – Provides a fast, safe and easy way to send money to those you know and trust.* Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply. *Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Must have a bank account in the U.S. to use Zelle. In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle

FIND LOCATIONS - Find nearby Central Bank branches and ATMs using the iPhone's built-in GPS. Additionally, you can search by Zip code or address.

www.centralbank.com

Central Bank & Trust Co. is a wholly owned subsidiary of Central Bancshares, Lexington, Kentucky.

## Key features

- Mobile check deposit
- View account balances and transactions
- Transfer funds between accounts
- Pay bills and manage payments
- Send money with Zelle
- Find bank branches and ATMs

## What do users think of CentralMOBILE?

Overall sentiment: negative

**Pros**

- 👍 Helpful customer service
- 💡 Useful mobile deposit feature
- 🚀 Smooth app experience when working

**Cons**

- 🐛 Frequent app crashes and login issues
- ⚠️ Unreliable app performance and availability
- 🔍 Lack of transparency around maintenance and downtime

**Commonly reported bugs**

- App incompatibility with iOS 16
- Persistent login and connectivity problems
- Inconsistent Face ID/Touch ID functionality

**Most requested features**

- Ability to view transaction details and receipts
- Improved account management features
- Seamless integration with newer iOS versions

## Recent user reviews (10 of 82)

All indexed reviews: https://appshunter.io/ios/app/centralmobile/id843426026/reviews.md

### 1/5 — Push notifications don’t work

*2026-07-25, version 25.2.100*

I’m very unsatisfied  with this app. Every time I use my debit card I don’t get any push notifications. Everything is turned on.

### 5/5 — Serah DeWitt

*2026-07-23, version 25.2.100*

Mobile app is the best! You can turn your card off and on. Mobile deposits are extremely easy!!!
So recommend!!!!

### 2/5 — Not working often

*2026-07-02, version 25.2.100*

Too many times this app is not working or temporarily out of service

### 5/5 — The best bank

*2026-05-16, version 25.2.100*

The best company also the best BANK

### 1/5 — App login terrible

*2026-05-15, version 25.2.100*

Logging into the app is horrible consistently won’t login saying sorry for the inconvenience. Then I go to the website and login without issue, back to the app no can do. I’ve reset my password multiple times for no reason because the app won’t let me login. This app is trash better off just saving the website in your browser and accessing that way.

### 4/5 — Best Bank

*2026-01-24, version 25.1.70*

CB mobile app is superb just like their employees.

### 5/5 — Local service

*2025-12-16, version 25.1.70*

Central Bank is like family! They always go the extra mile to help with my banking needs

### 2/5 — Needs fixing

*2025-11-27, version 25.1.30*

Can NOT make external transfers using CENTRALMOBILE APP.
It keeps kicking out of the peogram.

### 3/5 — App not signing in

*2025-10-19, version 25.1.30*

This app is overall really good and I like central bank. The app will not log me in about 1/3 of the time. I’ll have to wait a few hours and try again this epically happens at night for some reason. I also switched from android to apple and the problem seems consistent across both platforms.

### 1/5 — Doesn’t work

*2025-10-17, version 25.1.30*

They need to invest in updating their system. This app just closes immediately when I try and open it. I’ve deleted and reinstalled, updated. Still just closes and I have a newer phone.

## Frequently asked questions about CentralMOBILE

### What can I do with CentralMOBILE?

CentralMOBILE allows you to securely bank from your smartphone. You can deposit checks by snapping photos, view your account balances and recent transactions, transfer funds between your Central Bank accounts, and pay bills. It also provides access to Zelle for sending money to others and helps you find nearby Central Bank branches and ATMs.

### How do I register to use CentralMOBILE?

To use CentralMOBILE, you must first be enrolled in CentralNET online banking. After downloading the app, you will need to register your device within CentralNET to receive the necessary browser address and an activation code to begin using the app's features.

### Is CentralMOBILE free to use?

Yes, CentralMOBILE is available for free to all Central Bank CentralNET customers. There are no charges for downloading or using the app's core banking functionalities. However, standard carrier data rates may apply.

### What are the requirements to use Zelle through this app?

To use Zelle, you must have a bank account in the U.S. Transactions typically occur in minutes if the recipient's email address or U.S. mobile number is already enrolled with Zelle. To send payment requests or split payment requests to a U.S. mobile number, that number must already be enrolled with Zelle.

### What devices is CentralMOBILE compatible with?

The description mentions that the app uses the iPhone's built-in GPS for finding locations, suggesting compatibility with iOS devices. While not explicitly stated for Android, mobile banking apps typically support both major mobile operating systems.

## Version history (last 5 releases)

### 25.2.100 — 2026-02-25

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.70 — 2025-12-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.30 — 2025-08-13

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.60 — 2025-02-26

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.2.50 — 2024-11-21

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

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## More apps by CENTRAL BANK & TRUST COMPANY

- [Central Business Mobile](https://appshunter.io/ios/app/central-business-mobile/id1564772484)
- [Central Business Wallet](https://appshunter.io/ios/app/central-business-wallet/id1619129066)
- [Central Bank Wealth Mgmt](https://appshunter.io/ios/app/central-bank-wealth-mgmt/id1622403618)
- [Central Bank Wealth](https://appshunter.io/ios/app/central-bank-wealth/id6657995158)
- [Central Bank Business Mobile](https://appshunter.io/ios/app/central-bank-business-mobile/id6739064076)

All apps by CENTRAL BANK & TRUST COMPANY: https://appshunter.io/developer/456741914

## Related topics

[central bank](https://appshunter.io/ios/topics/central-bank) · [central bank mobile banking](https://appshunter.io/ios/topics/central-bank-mobile-banking)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-24.*
