# CentricCU

> Mobile banking app for account management, transfers, bill pay, and budgeting. (iPhone/iPad app by Centric FCU.)

- Source: https://appshunter.io/ios/app/centriccu/id6737481156 (this page in markdown: same URL + `.md`)
- Developer: [Centric FCU](https://appshunter.io/developer/501819971)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 3,535 App Store ratings · 49 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 168 MB
- Languages: American English, European Spanish
- Released: 2025-03-01
- Data updated: 2026-09-11
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/centriccu/id6737481156/reviews.md

## What is CentricCU?

Manage your money with ease using the My Centric app! Check accounts, transfer funds, pay bills, deposit checks, and view your credit report on the go. Enjoy awesome budgeting tools and secure, convenient banking. Join Centric today and make finances fun and simple!

## Key features

- Check account balances
- Transfer funds
- Pay bills
- Deposit checks
- View credit report
- Budgeting tools

## What do users think of CentricCU?

Overall sentiment: neutral

**Pros**

- 🚀 Enhanced features
- 👍 User-friendly app
- 💡 Budgeting tools and insights
- 👍 Efficient for banking needs
- 👍 Clean and intuitive design

**Cons**

- 🐛 Unlock card issue
- 🐛 Money disappearing and new charges
- 🐛 Accounts not accessible for days
- 👎 Overly complicated and hard to navigate

**Commonly reported bugs**

- Login screen freezes
- Incompatible with older devices

**Most requested features**

- Dark mode option
- Improved Zelle integration

## Recent user reviews (10 of 49)

All indexed reviews: https://appshunter.io/ios/app/centriccu/id6737481156/reviews.md

### 5/5 — Grambling Centric

*2026-08-25*

The customer service is the best I’ve ever seen.. The personnel there possess a vast amount of product knowledge. Always greet you with a smile and the centric slogan “How can we help you live better today!’” I’m a loyal customer and I will be sharing my experiences with others!!!

### 5/5 — BANKING

*2026-07-09, version 3.35.1*

I don’t always get it right FINANCIALLY, but CENTRIC gave me a chance and I am forever thankful and indebted

### 5/5 — I ❤️Centric

*2026-07-03, version 3.35.1*

They made banking so EASY and WORRY FREE ,  They are Always PROFESSIONAL with such a calm atmosphere at all times.

### 5/5 — Awesome!

*2026-07-01, version 3.35.1*

My CU is AWESOME!

### 5/5 — Love it

*2026-06-21, version 3.35.1*

Easy to use!

### 1/5 — Won’t update

*2026-06-03, version 3.28.2*

Can’t even use the app says I need to update but it won’t give me the option to update.

### 4/5 — Debit card chip

*2026-06-01*

The debit card chips do not work half the time if at all so if they don't have tap to pay like Walmart it's near impossible to pay!

### 1/5 — Blocks VPNs

*2026-04-29, version 3.33.0*

Maybe they pretend to care about security, but Centric blocks anyone with a VPN from using their app. How are we supposed to use this app from places like coffee shops, airports, etc. if you block VPN use?

### 5/5 — This app is so helpful and amazing!!

*2026-04-27*

This app is so helpful and amazing!! It keeps track of everything and helps me not to spend too much much!!!

### 1/5 — Awful.

*2026-04-04*

The credit union I used closed & all of the customers were merged with Centric. Customer service has been awful since day 1, & the app & website will not allow me to complete transfers with my own money. Once my car is paid off I will never use them again.

## Frequently asked questions about CentricCU

### What can I do with this banking app?

You can manage your money with ease by checking account balances, transferring funds between accounts, paying bills, and depositing checks directly from your mobile device. The app also provides budgeting tools and allows you to view your credit report.

### Is this app free to use?

The app is free to download and use. However, it does display advertisements to support its operation.

### What are the main features for managing finances?

Key features include the ability to monitor your accounts, move money with fund transfers, settle your bills conveniently, and deposit checks remotely. Additionally, it offers budgeting tools to help you track your spending and view your credit report.

### Who is this app designed for?

This app is designed for individuals who want a secure and convenient way to handle their banking and financial management tasks on the go. It caters to users seeking tools for everyday banking, budgeting, and credit monitoring.

## Version history (last 5 releases)

### 3.35.1 — 2026-06-12

Version 3.35.1
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-24

Version 3.34.1
• Bug fixes and performance improvements

### 3.33.0 — 2026-04-14

Version 3.33.0
• Bug fixes and performance improvements

### 3.32.0 — 2026-03-11

Version 3.32.0
• Bug fixes and performance improvements

### 3.31.2 — 2026-03-03

Version 3.31.2
• Bug fixes and performance improvements

## Apps similar to CentricCU

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Civic Federal Credit Union](https://appshunter.io/ios/app/civic-federal-credit-union/id1434569096) | 1.7 (7) | Free | Finance |
| [Sheffield Financial](https://appshunter.io/ios/app/sheffield-financial/id6449265906) | 1.4 (332) | Free | Finance |
| [RRCU Mobile](https://appshunter.io/ios/app/rrcu-mobile/id364679519) | 4.7 (3,608) | Free | Finance |
| [BrightBridge CU](https://appshunter.io/ios/app/brightbridge-cu/id596543657) | 4.8 (6,320) | Free | Finance |
| [BankFirst](https://appshunter.io/ios/app/bankfirst/id6473549508) | 4.8 (4,298) | Free | Finance |
| [Indiana Members CU](https://appshunter.io/ios/app/indiana-members-cu/id811328446) | 4.7 (12,465) | Free | Finance |

## Related topics

[centric federal credit union](https://appshunter.io/ios/topics/centric-federal-credit-union) · [centric cu](https://appshunter.io/ios/topics/centric-cu) · [centric bank](https://appshunter.io/ios/topics/centric-bank) · [centricity credit union](https://appshunter.io/ios/topics/centricity-credit-union)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-11.*