# Cents for YNAB — Effortless budgeting > Companion app for You Need A Budget to analyze spending and budgets. (iPhone/iPad app by Michael Mueller.) - Source: https://appshunter.io/ios/app/cents-for-ynab/id1482995866 (this page in markdown: same URL + `.md`) - Developer: [Michael Mueller](https://appshunter.io/developer/1041071677) - Category: Finance, Education - Price: Free with in-app purchases - Rating: 4.30/5 from 29 App Store ratings · 18 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 4 MB - Languages: American English - Released: 2019-10-23 - Data updated: 2026-08-13 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cents-for-ynab/id1482995866/reviews.md ## What is Cents for YNAB? Cents for YNAB is a companion app to the You Need A Budget platform. Cents enables you to quickly analyze your budgets and spending habits in order to help you save more money. Cents will tell you how much money you have left per day of the month, which payees you've spent the most money on in each category, and which transactions have caused you the most trouble. It will indicate by color the health of each of your categories and warn you when you're getting close to going over budget. Cents also provides several analytical charts to help you visualize where your money is going. ## Key features - Daily spending analysis - Top payee and category spending - Color-coded budget health indicators - Transaction impact warnings - Visual spending charts ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | Tip $0.99 | $0.99 | one-time | | Tip $2.99 | $2.99 | one-time | | Tip $4.99 | $4.99 | one-time | ## Recent user reviews (10 of 18) All indexed reviews: https://appshunter.io/ios/app/cents-for-ynab/id1482995866/reviews.md ### 1/5 — Error: could not handle the request *2021-11-12* This is the message I get every time I try to connect to YNAB.. so it doesn’t work **Developer response:** Hi there, this issue has been fixed. If you're still interested in using it, make sure to update to the latest version. Thank you! ### 1/5 — Doesn’t work at all *2021-10-13* Nothing else to add **Developer response:** Hi there, this issue has been fixed. If you're still interested in using it, make sure to update to the latest version. Thank you! ### 5/5 — Quick way to see my YNAB budget *2020-11-26* With the new widget, it’s such an easy way to see my YNAB categories. I love that it has a visual bar/circle representation of how much money I have left for the month (which YNAB doesn’t)! ### 5/5 — Awesome!!! *2020-09-06* Love this accompanying app for YNAB. My wife and I like to track our food spending and it’s hard to know how we are tracking during the month. This app helps us visualize our spending to see if we are on pace to stay within our budget. A couple feature requests: 1) Adding a small vertical indicator on the horizontal bar to indicate if we are ahead or behind for the current day (mint has this indication on budget categories which I find very useful) 2) An Apple Watch complication would be great :) ### 5/5 — Pretty good *2020-09-04* I would like flexibility with the reports. ### 5/5 — Love this app *2020-06-05* It’s amazing ### 4/5 — If I could just change ONE thing... *2020-05-17* I really wish that instead of pacing by day, I could change the settings of some categories to pace by week, or even biweekly. I don’t regularly make purchases each day, so it seems awkward to have everything paced that way. For some categories, like groceries, it’d be much nicer to know how much I should spend each week instead of each day. But if I bought lunch everyday, it’d still be great to see how much I can spend on lunch each day. So I’d just love an option to customize that a bit, and I’d change this review to a 5 star rating if we could get that feature. But besides that, I think it’s a great app that helps a lot in visualizing how much I can spend throughout the month, so I’m giving it 4 stars. ### 4/5 — Useful but buggy *2020-03-11* Very simple and convenient companion to YNAB. I would just wish the performance was better (sometimes the app freezes) ### 5/5 — The features you wish YNAB had *2020-01-16* YNAB should pay you a ton of cash to acquire this app, it’s that good. Finally a few features I wish YNAB had are implemented by a third party developer. . Keep up the great work 👌🏻 ### 4/5 — Nice app *2019-12-28* Does what it says, widget very useful to quickly find out how much there is left to spend. I do think, however, that on the graphs it would make more sense to have green be unspent money instead instead of spent money. So if I haven’t spent anything in my movies category, it will be all green instead of grey, and when I start spending, my amount of green (ie available cash) goes down. Overall great! ## Frequently asked questions about Cents for YNAB ### What is Cents for YNAB? Cents for YNAB is a free companion app designed to work with the You Need A Budget (YNAB) platform. It provides detailed analysis of your budgets and spending habits to help you save money. ### How does Cents for YNAB help me save money? It helps by showing you how much money you have left per day, identifying where you spend the most, and visually indicating the health of your budget categories to prevent overspending. ### Is Cents for YNAB free to use? Yes, Cents for YNAB is completely free to download and use. It does not feature any advertisements. ### What devices is Cents for YNAB available on? Cents for YNAB is available for iPhone and iPad devices. ### How often is Cents for YNAB updated? The latest version, 2.00, was last updated on March 24, 2026, indicating a commitment to ongoing development and improvements. ### What is the age rating for Cents for YNAB? Cents for YNAB has an age rating of 4+, making it suitable for a wide range of users interested in personal finance. ### Does Cents for YNAB require a YNAB subscription? While Cents for YNAB is a companion app for You Need A Budget, it is free to download and use on its own for analysis. However, to fully utilize its features in conjunction with your budgeting, a YNAB subscription is recommended. ### What kind of charts does Cents for YNAB offer? Cents for YNAB provides various analytical charts to help you visualize where your money is going, offering a clear overview of your spending patterns. ## Version history (last 5 releases) ### 2.04 — 2026-06-02 App improvements and bug fixes. ### 2.03 — 2026-05-19 App improvements and bug fixes. ### 2.02 — 2026-04-23 - Added new Spending by Month chart - Added Average Spend Per Month - Improve UX for all charts / reports ### 2.01 — 2026-04-17 Resolved currency handling issues for some charts + some additional bug fixes. ### 2.00 — 2026-03-24 Cents has been redesigned from the ground up to make it even easier to use! Plus a bunch of enhancements to the user experience. ## Apps similar to Cents for YNAB | App | Rating | Price | Category | | --- | --- | --- | --- | | [Stats for YNAB](https://appshunter.io/ios/app/stats-for-ynab/id6444380128) | 4.1 (7) | Free | Finance | | [Lumy for YNAB](https://appshunter.io/ios/app/lumy-for-ynab/id6454931849) | 4.7 (43) | Free | Finance | | [Liquid Budget](https://appshunter.io/ios/app/liquid-budget/id6745098482) | 5.0 (27) | Free | Finance | | [Receipts for YNAB](https://appshunter.io/ios/app/receipts-for-ynab/id6755055273) | 2.0 (2) | Free | Finance | | [Centsible: Budget & Finance](https://appshunter.io/ios/app/centsible-budget-and-finance/id1609692064) | 4.4 (14) | Free | Finance | | [Envelope: Budgeting & Banking](https://appshunter.io/ios/app/envelope-budgeting-and-banking/id6444296251) | 4.7 (338) | Free | Finance | ## More apps by Michael Mueller - [HabitMate - Master Your Habits](https://appshunter.io/ios/app/habitmate-master-your-habits/id6745492748) - [Roomly AI - Interior Design](https://appshunter.io/ios/app/roomly-ai-interior-design/id6746449492) All apps by Michael Mueller: https://appshunter.io/developer/1041071677 ## Related topics [cents for ynab](https://appshunter.io/ios/topics/cents-for-ynab) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*