# Centscribe — Budget, receipts & clarity > Personal finance companion for tracking spending, organizing money, and achieving financial clarity. (iPhone/iPad app by Philip Haapala.) - Source: https://appshunter.io/ios/app/centscribe/id6765953267 (this page in markdown: same URL + `.md`) - Developer: [Philip Haapala](https://appshunter.io/developer/1826157925) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 70 MB - Languages: English - Released: 2026-06-03 - Data updated: 2026-09-18 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/centscribe/id6765953267/reviews.md ## What is Centscribe? Take control of your finances with Centscribe, a personal finance companion built to help you track spending, organize money decisions, and understand what may need attention next. Centscribe brings transactions, budgets, receipts, bills, subscriptions, goals, and net worth into one clear workspace. Whether you are reviewing daily expenses, planning ahead, or building long-term financial discipline, Centscribe helps you stay organized without the clutter of a traditional spreadsheet. Centscribe is designed to make personal finance easier to keep up with. Free features include manual tracking, receipts, budgeting, current-month pace, and a starter Next Money Move experience that helps point you toward practical review and cleanup tasks. Centscribe Pro unlocks deeper guidance tools, including Ask Centscribe, an educational AI assistant for thinking through budgeting, spending habits, debt payoff, and general financial organization. Pro also includes AI-assisted transaction review and categorization to help you clean up your data faster while keeping you in control of the final result. KEY FEATURES Track Your Money with Confidence - Log income, expenses, and refunds - Review transactions in one organized flow - Stay close to daily spending and monthly trends See Practical Next Steps - Review a starter Next Money Move on the Home screen - See what may need attention across transactions, bills, goals, and budgets - Use Centscribe Pro for deeper context, follow-up guidance, and richer review tools Categorize Transactions More Easily - Organize transactions into clear categories - Create rules for repeat merchants - Use Centscribe Pro for AI-assisted review and categorization Attach Receipts & Stay Organized - Add receipts to transactions - Keep purchase records tied to the right expense - Make review and cleanup easier later Budget, Bills & Goals - Build a monthly plan around your real priorities - Track bills, subscriptions, and upcoming obligations - Follow savings goals and progress over time Search, Filters & Insights - Quickly find transactions by category, date, type, or text - Understand income, expense, and cash-flow trends - See your financial picture across budget, goals, and net worth Privacy and control are central to Centscribe. Bank connections are handled through Plaid, and Centscribe does not collect or store your bank login credentials. Receipt and financial records stay organized around your account so your data remains tied to you. Ask Centscribe and AI-assisted categorization are educational and organizational tools. They may be inaccurate or incomplete, and they are not financial, investment, legal, tax, or accounting advice. You remain responsible for your financial decisions. For major financial decisions, consult a qualified licensed professional. WHY CENTSCRIBE? Centscribe is designed around the idea that your finances are a story, not just a stack of numbers. Each transaction, bill, goal, and budget decision becomes part of a clearer chapter you can actually follow. Start building a calmer, more organized financial routine with Centscribe. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ## Key features - Track income and expenses - Organize transactions and bills - Set and track savings goals - Attach receipts to transactions - AI-assisted transaction categorization - Financial insights and trends ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Monthly Premium | $7.99 | per month | | Yearly Premium | $79.99 | per year | ## Frequently asked questions about Centscribe ### What are the main features of Centscribe? Centscribe allows you to log income and expenses, organize transactions and bills, set savings goals, attach receipts, and provides financial insights. The Pro version offers AI-assisted categorization and deeper guidance tools. ### Is Centscribe free to use? Centscribe offers free features including manual tracking, receipt attachment, budgeting, and a starter 'Next Money Move' experience. Advanced features are available through Centscribe Pro subscriptions. ### What are the subscription options for Centscribe Pro? Centscribe Pro offers a Monthly Premium subscription for $7.99 per month and a Yearly Premium subscription for $79.99 per year, providing access to deeper guidance and AI tools. ### How does Centscribe handle security and privacy? Bank connections are handled through Plaid, and Centscribe does not store your bank login credentials. Your financial records are organized around your account, keeping your data tied to you. ### Does Centscribe have ads? No, Centscribe is ad-free, allowing for an uninterrupted personal finance management experience. ### What devices is Centscribe available on? Centscribe is available for iPhone and iPod devices. ### How often is Centscribe updated? Centscribe was last updated on June 3, 2026, with version 1.0, indicating a recent release and ongoing development. ### Can Centscribe provide financial advice? Ask Centscribe and AI-assisted categorization are educational and organizational tools. They are not intended as financial, investment, legal, tax, or accounting advice. Users remain responsible for their financial decisions. ## Version history (last 5 releases) ### 1.0.6 — 2026-09-18 Ask Centscribe is now easier to reach with a new floating button on Home. Enjoy native Apple Liquid Glass on supported iOS devices, with a frosted appearance on older versions and support for Reduce Transparency. ### 1.0.3 — 2026-08-11 This update improves the core Centscribe review flow with clearer transaction history, expanded recent activity, and more reliable transaction amounts. What’s new: • Transaction history now loads directly on the Transactions screen. • Added More History so you can review older activity when needed. • Improved handling for income, refunds, and reimbursements so positive money movement displays correctly. • Refined budget and transaction screens for a cleaner, easier-to-scan experience. ### 1.0.2 — 2026-08-10 * Budget Pace now tracks incoming paychecks next to your spending pace, so you can see exactly when income catches up with what you’ve spent * Added support for income that varies month to month (overtime, hourly pay) without losing your saved pay dates * Fixed an issue that could block Google Sign-In after a fresh install * General stability improvements ### 1.0.1 — 2026-08-09 Fixes an issue where signing in with Google could fail after installing the app for the first time. Also includes stability and performance improvements. ### 1.0 — 2026-06-03 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-18.*