# Centsei: Expense Tracker — Private offline money log

> Private offline money log (iPhone/iPad app by Chin YU XUAN.)

- Source: https://appshunter.io/ios/app/centsei-expense-tracker/id6781631334 (this page in markdown: same URL + `.md`)
- Developer: [Chin YU XUAN](https://appshunter.io/developer/6781631336)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 13.0 · 15 MB
- Languages: American English
- Released: 2026-06-24
- Data updated: 2026-08-26
- User reviews in markdown: https://appshunter.io/ios/app/centsei-expense-tracker/id6781631334/reviews.md

## What is Centsei?

Centsei is a private, offline-first expense tracker built for people who just want to know where their money goes — without handing their financial life to a cloud server.

YOUR DATA STAYS YOURS
• Everything is stored on your device. No sign-up, no login, no account required.
• No ads. No trackers. We never see your numbers.
• Optional cloud sync is end-to-end encrypted with a code only you hold — even we can't read it.

FAST, HONEST MONEY TRACKING
• Add an expense or income in seconds with clean, tappable categories.
• Built for Malaysian Ringgit (RM) with proper formatting — amounts are always calculated to the exact cent.
• Beautiful monthly reports: spending, income, balance, and a category breakdown at a glance.

BUDGET & PLAN
• Set a monthly budget and get a gentle nudge before you overspend — overall and per category.
• Recurring expenses auto-fill each month, so rent and subscriptions are never forgotten.
• A 6-month trend shows whether you're heading the right way.

FIND ANYTHING
• Search and filter your entries instantly.
• Tap any category to drill into its line items.

PRIVATE BY DESIGN
• Lock the app with a PIN.
• Works fully offline — open it on a plane, in the basement, anywhere.
• Export your data anytime as JSON or CSV. It's your money; it's your data.

BILINGUAL
• Full Traditional Chinese and English — switch any time.

Centsei is designed to be the calmest, most private money tracker on your phone. Open it, log it, get on with your day.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Centsei Pro | $2.99 | per month |



## Version history (last 2 releases)

### 1.1 — 2026-07-06

• Unlock Centsei Pro right inside the app with an Apple in-app subscription — receipt scanning and cross-device encrypted sync.
• Stability improvements and minor fixes.

### 1.0 — 2026-06-24

No release notes.

## More apps by Chin YU XUAN

- [PROTO — Protein & Body Recomp](https://appshunter.io/ios/app/proto-protein-and-body-recomp/id6782253933)
- [Cantomand](https://appshunter.io/ios/app/cantomand/id6785140644)
- [MuyuLock](https://appshunter.io/ios/app/muyulock/id6789836105)

All apps by Chin YU XUAN: https://appshunter.io/developer/6781631336

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*