# Centwise: Budget & Savings — Budget, statements & goals

> Budget, statements & goals (iPhone/iPad app by Timon Duodu.)

- Source: https://appshunter.io/ios/app/centwise-budget-and-savings/id6817136481 (this page in markdown: same URL + `.md`)
- Developer: [Timon Duodu](https://appshunter.io/developer/6787430591)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.0 · 4 MB
- Languages: American English, French (France), German (Germany), Italian, European Spanish
- Released: 2026-10-17
- Data updated: 2026-10-24

## What is Centwise?

Centwise records your spending without typing: every Apple Pay payment lands in the app instantly through a Shortcuts automation, and your bank statements are read from an iCloud folder or imported directly. No bank login, no account, no server. Everything stays on your iPhone.

APPLE PAY, AUTOMATICALLY
Set up a Shortcuts automation once per card (step-by-step guide in the app). From then on every payment with iPhone or Watch is booked automatically and assigned to the right account.

STATEMENTS FROM 40+ BANKS
CSV exports from Chase, Bank of America, Capital One, American Express, PayPal, Monzo, Starling, Barclays, Lloyds, Revolut, Wise, N26, DKB, Sparkasse, ING, bunq, Rabobank, Nordea, Danske, Intesa, BNP Paribas, Santander, UBS, PostFinance, Raiffeisen, ZKB and many more. Plus camt.052/053/054 (ISO 20022), MT940, OFX/QFX and QIF. Anything already captured via Apple Pay is not counted twice. If a statement isn’t recognised, send it in redacted and the format arrives with the next update.

A BUDGET THAT THINKS AHEAD
Monthly budget with a suggestion based on your spending, what’s left per day, a forecast for the end of the month after recurring costs. Notifications at 80% and 100%, a weekly review every Sunday.

CATEGORIES THAT LEARN
Over 20 categories, recognised automatically from merchant names across the US, UK, Europe and Switzerland. Correct one once and the app remembers the merchant.

STATISTICS AND SAVINGS GOAL
Six months compared, this month versus your average, top merchants. Account balances and a savings goal with progress, optionally for a trip from Holiday Planner.

WIDGET
How much is left today, your budget and recent transactions on the Home and Lock Screen.

PRIVATE
All data stays on your iPhone (app group for the widget). Face ID lock, CSV export anytime. No ads, no trackers, no account.

FINANZ TRACKER PRO
Budget per category with notifications, recurring costs & subscriptions with automatic detection and cancellation hints, annual report for taxes and your accountant as PDF and CSV. Monthly or yearly subscription, or a one-time purchase. Import, transactions, monthly budget, savings goal, statistics and widget stay free. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period; manage them in your Apple account settings.

Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy: https://timonduodu.github.io/timeless-studios/finanzen/datenschutz.html

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Yearly | $24.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Forever | $59.99 | one-time |


## Is Centwise safe?

Not enough ratings yet to assess Centwise.

## Is Centwise legit?

Centwise: Budget & Savings appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Centwise is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.2 — 2026-10-22

• Net worth over time, debt payoff plan and emergency fund.
• Tax cheat sheets per country and a year export for your tax return.
• Travel budget with daily exchange rates, receipt split and savings jars.
• Category limits as a Live Activity, Sunday check, month grade and no-spend streaks.
• Cancel links and renewal reminders for subscriptions, budget templates, planning as a couple.
• 15 more bank formats for Africa, Asia and Latin America.

### 1.1.1 — 2026-10-19

• Now also in French, Italian and Spanish.
• Fixed a crash when tapping a reminder.
• Small improvements.

### 1.1 — 2026-10-17

No release notes.

## More apps by Timon Duodu

- [Castashoot](https://appshunter.io/ios/app/castashoot/id6787430589)
- [Holiday Planner – Trips](https://appshunter.io/ios/app/holiday-planner-trips/id6791094610)
- [Orbit: Habit Tracker & Goals](https://appshunter.io/ios/app/orbit-habit-tracker-and-goals/id6821346402)
- [Nestkeeper: Home Organizer](https://appshunter.io/ios/app/nestkeeper-home-organizer/id6822105559)
- [Evening Log: Daily Check-in](https://appshunter.io/ios/app/evening-log-daily-check-in/id6822313675)

All apps by Timon Duodu: https://appshunter.io/developer/6787430591

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-24.*