# CFCU Mobile > Mobile banking app for account access, deposits, transfers, and ATM/branch location. (iPhone/iPad app by Communication Federal Credit Union.) - Source: https://appshunter.io/ios/app/cfcu-mobile/id1039463872 (this page in markdown: same URL + `.md`) - Developer: [Communication Federal Credit Union](https://appshunter.io/developer/587276477) - Category: Finance - Price: Free - Rating: 4.90/5 from 11,892 App Store ratings · 128 written reviews indexed - Age rating: 4+ - Requires: iOS 16.0 · 181 MB - Languages: American English - Released: 2015-09-20 - Data updated: 2026-08-30 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/cfcu-mobile/id1039463872/reviews.md ## What is CFCU Mobile? The CFCU mobile app allows you 24/7 access to deposit checks remotely from your iPhone or iPad, check account balances, view account history, transfer funds between your accounts or to another CFCU member* and locate branches or ATMs. You can even manage multiple memberships/accounts that you have with CFCU. Mobile banking is free** with your CFCU membership and completely safe. We use the latest technology to ensure all transactions are private and secure. Once you’ve downloaded CFCU’s mobile banking app, simply enroll and login with your credentials. Main features include: Transfers and Loan Payments – Easily and quickly move funds in real-time to and from your CFCU accounts and loans. View Account Balances and Available Balances – All amounts are quickly displayed in real-time and are easy to read. You can also access transaction details. Find Us – Locate a CFCU branch or ATM using your GPS enabled locator. It also includes dynamic mapping. Bill Pay – Allows you to pay bills through your phone or tablet app. Mobile bill pay is integrated with online bill pay so that your information is consistent across platforms. SMS Text Banking – Allows you to send commands to our short-code and receive real time balance, history and account information via text message. SMS Text Alerts – Can be either transaction based or personal messages. You even have the ability to set usage alerts where you set the dollar amount thresholds. Remote Deposit - Allows you to take a picture of your check and securely deposit it to your CFCU account. *Before making member to member transfers, authorization documentation must be completed. **Your mobile carrier may assess text messaging and/or web access charges. ## Key features - Remote check deposit - Account balance and history viewing - Fund transfers - Branch and ATM locator - Bill pay - SMS text banking and alerts ## What do users think of CFCU Mobile? Overall sentiment: positive **Pros** - 👍 Great customer service - 🚀 Convenient mobile banking - 💡 Helpful budgeting tools - 🔒 Secure banking experience - 🤝 Positive long-term relationships **Cons** - 🐛 Frequent app maintenance/downtime - 🔍 Difficulty linking accounts - 📱 Suboptimal mobile app experience - 💻 Outdated desktop platform - 🤔 Inconsistent notification system **Commonly reported bugs** - Login issues after app updates - Inability to access bill pay and transfer features - Mobile deposit not working as expected - Calendar functionality not working correctly **Most requested features** - Add note functionality for internal transfers - Implement dark mode option - Improve mobile deposit feature reliability - Enhance account aggregation capabilities ## Recent user reviews (10 of 128) All indexed reviews: https://appshunter.io/ios/app/cfcu-mobile/id1039463872/reviews.md ### 5/5 — Stupid *2026-08-01, version 4022.0.0* It’s so stupid when trying to deposit checks, it won’t take the picture then it won’t accept it. I’ve had this problem for like a year now. When you go to transfer money it glitches out and won’t transfer. Stupid ### 4/5 — Mobile Deposit *2026-07-10, version 4021.2.0* I Would rate a 5 if the mobile deposits cleared the funds far faster. A certified cashiers check shouldn’t take 2-3 days to clear. When you balance is over $40k. Why is there any wait time at all? The other thing that sucks is a $10K per 24hrs mobile deposit limit. ### 1/5 — Trash *2026-07-06, version 4021.2.0* Worst bank app I’ve ever had has biometric security but 3 times a week I have enter the password which 75% of the time I have to reset it ### 5/5 — Me encanta *2026-06-11, version 4021.1.3* Excelente Federal Credit Union. Excelentes intereses para cualquier préstamo, su personal siempre es amable ### 5/5 — Mobile App *2026-05-22, version 4020.2.0* The CFCU mobile is easy to use and always up to date. I don’t ever have any issues getting into my account and seeing transactions. I love CFCU! ### 5/5 — CFCU *2026-05-21, version 4020.2.0* I love the app. It is very easy to use. ### 5/5 — Outstanding *2026-05-15, version 4020.2.0* Great service ### 5/5 — Convenient *2026-05-13, version 4020.2.0* Love the convenience! ### 4/5 — Good *2026-04-26, version 4020.2.0* Could use more focus made UI, like when it comes to locking cards, you shouldn’t have to search around for that setting, you should be able to see your cards ### 5/5 — Only the Best Credit Union in Norman!! *2026-04-12, version 4020.2.0* The best customer service. Each staffer works hard to provide excellent service with a smile. If you’re looking for a Credit Union run, don’t walk to CFCU. ## Frequently asked questions about CFCU Mobile ### What can I do with the CFCU mobile app? The CFCU mobile app provides 24/7 access to your accounts. You can deposit checks remotely, view account balances and history, transfer funds between your accounts or to other CFCU members, pay bills, and locate branches or ATMs. It also offers SMS text banking and alerts for real-time information. ### Is the CFCU mobile app free to use? Yes, mobile banking is free with your CFCU membership. While the app itself is free, your mobile carrier may assess text messaging and/or web access charges depending on your service plan. ### How do I get started with the CFCU mobile app? Once you have downloaded the CFCU mobile banking app, you will need to enroll and log in using your existing CFCU online banking credentials. The app is designed to be user-friendly and secure for all your banking needs. ### Is my financial information secure with the CFCU mobile app? Yes, the app uses the latest technology to ensure all transactions are private and secure. Your financial information is protected to maintain confidentiality and prevent unauthorized access. ### Can I manage multiple CFCU accounts with this app? Yes, the CFCU mobile app allows you to manage multiple memberships and accounts that you have with CFCU. This makes it convenient to oversee all your finances in one place through a single application. ## Version history (last 5 releases) ### 4022.1.1 — 2026-08-20 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4022.0.0 — 2026-07-29 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.2.0 — 2026-06-29 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4021.1.3 — 2026-06-11 Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience. ### 4020.2.0 — 2026-04-07 Our new experience provides easier access to the features you use most while on the go. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*