# CFLease — Lease/Loan payment calculator

> Finance software for calculating complex lease and loan repayment plans. (iPhone/iPad app by CF Software Solutions, LLC.)

- Source: https://appshunter.io/ios/app/cflease/id1612129446 (this page in markdown: same URL + `.md`)
- Developer: [CF Software Solutions, LLC](https://appshunter.io/developer/1612129448)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 17.5 · 2 MB
- Languages: English
- Released: 2022-10-06
- Data updated: 2026-06-13
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cflease/id1612129446/reviews.md

## What is CFLease?

Lease / Loan Pricing Software for Finance Professionals

Repayment Plans: Structure simple to highly complex repayment plans using six (6) different payment types - including payment, principal, residual, balloon, interest only, daily equivalent next and daily equivalent all.  Payment frequencies include monthly, quarterly, semiannual and annual. Timing of payments can be set to advance or arrears. Seven (7) different preset repayment structures are available including (1) first and last in advance, (2) first and last two in advance, (3) high-low, (4) low-high, (5) term amortization, (6) annual escalator, and (7) graduated payments.

Targeting: Solve for any one of four (4) variables - principal, unlocked payments, interest rate, or term.

Yields: Calculate the lease/loan interest rate and the implicit rate.

Interest Calculation: Includes four (4) different day count methods for calculation of interest, including 30/360, actual/365, actual/actual, and actual/360. End of month rule allows payment due dates to occur on last day of the month for all applicable months.

## Key features

- Complex repayment plan structuring
- Six payment types
- Multiple payment frequencies
- Solve for four variables
- Calculate implicit interest rates
- Four day count methods for interest


## Frequently asked questions about CFLease

### What types of repayment plans can CFLease structure?

CFLease can structure simple to highly complex repayment plans using six different payment types, including principal, residual, balloon, interest only, and daily equivalents. It also offers seven preset repayment structures like high-low, graduated payments, and term amortization.

### What variables can be solved for in CFLease?

CFLease allows users to solve for any one of four key variables: principal, unlocked payments, interest rate, or term. This flexibility is crucial for financial analysis and deal structuring.

### How does CFLease calculate interest?

Interest calculation in CFLease includes four different day count methods: 30/360, actual/365, actual/actual, and actual/360. It also features an end-of-month rule for payment due dates.

### What are the supported payment frequencies and timings in CFLease?

Payment frequencies supported by CFLease include monthly, quarterly, semiannual, and annual. The timing of payments can be set to either advance or arrears.

### What is the user rating for CFLease?

CFLease has a perfect 5.0-star rating based on 1 review, indicating a highly positive user sentiment among its early users.

### On which devices can CFLease be used?

CFLease is available for use on both iPhone and iPad devices, making it accessible to a wide range of Apple users.

### How often is CFLease updated?

CFLease was last updated on June 20, 2024, indicating active development and support from the developer. The latest version is 2.2.

### Does CFLease have ads?

No, CFLease does not contain advertisements. As a free application, it provides an ad-free experience for its users.

## Version history (last 5 releases)

### 2.2 — 2024-06-20

This is the latest version of CFLease and is completely free. Consequently, several of the features and capabilities that were available in the prior versions have been deprecated in this version. These features and capabilities will be incorporated into a new paid version that will be released in Q4 of 2024.

### 2.1 — 2024-03-27

Updated App Privacy Manifest. Now includes TimeStamp API.

### 2.0 — 2024-03-27

App privacy manifest added. Decimal pad buttons fully active.

### 1.9 — 2024-03-21

Privacy API Updated

### 1.8 — 2024-03-19

Decimal pad buttons now appear and are fully functional.  Several features and capabilities deprecated in advance of new paid version due Q4 2024.

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## More apps by CF Software Solutions, LLC

- [CalcLPM](https://appshunter.io/ios/app/calclpm/id6739224548)

All apps by CF Software Solutions, LLC: https://appshunter.io/developer/1612129448

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-13.*
