# 咔皮记账 - 你的个人CFO — 图片 文字 语音 统统都能记账  还有AI帮你分析消费和省钱

> AI-powered personal finance tracker with budgeting and asset management. (iPhone/iPad app by Shanghai Yuhuan Technology Co., LTD.)

- Source: https://appshunter.io/ios/app/cfo/id6738811698 (this page in markdown: same URL + `.md`)
- Developer: [Shanghai Yuhuan Technology Co., LTD](https://appshunter.io/developer/1680121338)
- Category: Finance, Utilities
- Price: Free
- Rating: 4.83/5 from 51,031 App Store ratings · 88 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 184 MB
- Languages: Japanese, Chinese (Simplified, China), Chinese (Traditional, Taiwan), American English
- Released: 2024-12-04
- Data updated: 2026-09-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/cfo/id6738811698/reviews.md

## What is 咔皮记账?

咔皮记账是为热爱生活的记账达人设计的记账app，多种便捷方式快速记账，助你更好制定消费预算，清楚掌握钱花在哪，理财更轻松！

【核心功能亮点】
- 自动记账：AI 自动记录与分类，解放双手，记账从未如此简单！
- 还可以记：还可以记待办、记想法、记心情，你的生活都能记
- 多账本 ：无限多账本，随心使用无限制！
- 资产管理：资产管理，把你的资产账户管理的明明白白！
- 智能预算规划：AI 推荐个性化预算，动态调整每日支出，花钱更理性！
- AI 理财助手： 智能分析消费模式，结合多维可视化图表，精准掌握财务状况！
- 语音极速记账：说句话就能记账，无需打字，随时随地轻松记录！
- 一句话记多笔：一句话输入多个收支，AI 自动拆分，高效完成！
- 极简手账风格：支持记录心情、碎碎念，让记账更有温度！

【联系我们】
- 小红书：咔皮记账

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## Key features

- AI automatic recording and categorization
- Unlimited multi-account management
- Intelligent budget planning
- Asset account management
- Voice-based quick entry
- Record moods and thoughts

## Recent user reviews (10 of 88)

All indexed reviews: https://appshunter.io/ios/app/cfo/id6738811698/reviews.md

### 5/5 — 可以在小组件加一个显示自己账户余额的内容吗

*2026-08-28*

这样比较有余额警惕感

### 4/5 — Ai不太简便

*2026-08-26*

没更新之前的好好用，一张图片放上去，自动的金额，交易时间，内容都有，只需要稍微更改一下内容就行，现在更新完后的Ai有点繁琐，自动识别的内容太多了，还要删了重新编辑，手动去记录吧，时间金额也要重新弄，希望开发者也保留原来的半自动功能

### 5/5 — 这个软件的性别选项是女在上面

*2026-08-26*

这个软件女生用得多所以女性在上，第一次不需要往下滑找到自己的性别，才意识到用过的所有软件都是男在上女在下。。而且这个软件的第三种选项是保密，很好地尊重了不想透露性别的人，很细心的考量，希望以后有更多软件把女性放在上面，因为女性是第一性，创生者就应该是第一性。

### 5/5 — 更新之后太难用了

*2026-08-18*

更新之后不论是UI还是逻辑都特别别扭 为啥更新成这样 换人了吗 以前真的特别好用 我都愿意充值支持 无恶意 纯属觉得以前很好用

### 3/5 — 能不能更新小组件

*2026-08-18*

能不能出可以显示所有资产有多少，支出多少结余多少的小组件啊

### 5/5 — 越更新越难用了

*2026-08-16*

之前的卡皮特别好用 为什么更新之后变得这么难用了？语音识别很慢！ai搜索一直报“繁忙”加了花里胡哨的功能也不好用！麻烦开发者让卡皮回到最初的样子吧！

### 5/5 — 免费好用

*2026-08-14*

免费 方便能快捷记账 一目了然每月花销 支出收入 还能设定月总均分每天能花多少

### 5/5 — 功能很好用！希望增加年预算功能！

*2026-08-14*

因为不是所有的消费都能够以月衡量！比如保险健身啥的！希望给一个账本想要做成按照年去做预算的！！求更新该功能

### 3/5 — 不喜欢现在这个版本

*2026-08-14*

能不能别改来改去的。现在记账一点都不方便。没有以前方便，也没有以前那么可爱了，我也用了一年多了。就不能稳定的发展吗？好怀恋之前的版本

### 5/5 — 说真的开发大大看看评论吧

*2026-08-13*

以前咔皮是真的好用，自从上次更新完就不行了，加了很多花里胡哨的功能，ui也不可爱了，但这都不是最重要的，最重要的是我搜索过往记录慢得飞起，根本加载不出来啊。这也是最重要的功能之一啊，而不是那些语音啥的，有几个人记账会用到语音啊

## Frequently asked questions about 咔皮记账

### What does 咔皮记账 do?

This app is designed to help users track their expenses and manage their finances. It uses AI to automatically record and categorize transactions, offers intelligent budgeting tools, and provides asset management features. It also allows users to record personal thoughts and moods, acting as a comprehensive personal organizer.

### What are the key features of 咔皮记账?

Key features include AI-powered automatic expense recording and categorization, unlimited multi-account management, smart budget planning with AI recommendations, asset account management, and a voice-based quick entry system. Users can also record their moods and thoughts in a journal-like style.

### Is 咔皮记账 free to use?

Based on the provided information, the app is free to use and does not appear to have in-app purchases or advertisements. This means users can access all its core functionalities without any cost.

### How does the AI budgeting work?

The app's AI analyzes your spending patterns and provides personalized budget recommendations. It dynamically adjusts daily spending limits to help you spend more rationally. This intelligent planning aims to give you a clearer understanding of where your money goes and how to manage it better.

### Can I use 咔皮记账 to manage multiple financial accounts?

Yes, the app supports unlimited multi-account management, allowing you to track finances across various accounts without restrictions. This feature, combined with asset management, helps you get a clear overview of all your financial assets in one place.

## Version history (last 5 releases)

### 1.20.21 — 2026-09-01

修改一些线上问题

### 1.20.20 — 2026-08-29

修改一些线上问题

### 1.20.10 — 2026-08-28

1. 优化记账速度，记账速度更快
2. 优化其他已知体验问题

### 1.20.00 — 2026-08-27

1. 优化记账速度，记账速度更快
2. 优化其他已知体验问题

### 1.19.00 — 2026-08-21

1. 优化记账速度，记账速度更快
2. 优化其他已知体验问题

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All apps by Shanghai Yuhuan Technology Co., LTD: https://appshunter.io/developer/1680121338

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*