# CFPS－Smart alternative banking — Open money account in a minute

> Digital banking app for SEPA/SWIFT transfers, virtual cards, and financial control. (iPhone/iPad app by CFP TECHNOLOGY - FZCO.)

- Source: https://appshunter.io/ios/app/cfpssmart-alternative-banking/id6449088765 (this page in markdown: same URL + `.md`)
- Developer: [CFP TECHNOLOGY - FZCO](https://appshunter.io/developer/1687650248)
- Category: Finance
- Price: Free
- Rating: 2.30/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 127 MB
- Languages: American English
- Released: 2023-10-01
- Data updated: 2026-06-10
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/cfpssmart-alternative-banking/id6449088765/reviews.md

## What is CFPS－Smart alternative banking?

Take control of your finances with CFPS. Send money within Europe (SEPA) and abroad (SWIFT), spend globally and online securely with a virtual card — all in one place. Drive your finances with CFPS.

APP BENEFITS
- QUICK REGISTRATION and opening a free IBAN account in a minute, right in your smartphone, without lines or leaving home. Free top up EUR account;
- FREE virtual card: no monthly or hidden fees for payments;
- REAL TIME balance checking and transaction history;
- LOW FEES for cash withdrawal and SEPA/SWIFT transfer to any European bank or abroad.


APP FUNCTIONALITY
On the dashboard you can find a short description and the main functionality of the app:
- BALANCE: top up your main account or make transfers;
- CARD WIDGET: check the information and the balance of your cards or manage them in the Card Management section;
- TRANSACTION HISTORY: you can keep track of last purchases, transfers and deposits;
- PAYMENTS: Send money within Europe and internationally.

SOON IN THE APP
Soon you will be able to apply for a physical debit MasterCard card with original design. All new clients will get a physical debit one with cashback (absolutely free for all purchases).

CARD MANAGEMENT
You can turn to the Card Management section through widget cards on the main app screen. Here you can: see your balance, bank details and transaction history, change a pin, top up an account, make a transfer, block or unblock a card.

PAYMENTS
You can turn to the Payments section through the main app screen. To send a payment you need to choose a payment type and a bill or card (where a payment will be sent from), insert a bill and a sum of money to transfer and tap "Send money".

CFPS FEATURES
 - A FINANCIAL CONTROL: save, distribute your finances between accounts and manage your money;
 - SUPPORT SERVICE: ask any questions about the app.

## Key features

- Quick IBAN account opening
- SEPA and SWIFT money transfers
- Free virtual card
- Real-time balance checking
- Transaction history
- Card management
- Financial control

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/cfpssmart-alternative-banking/id6449088765/reviews.md

### 1/5 — Lose

*2024-08-07*

It doesn’t go beyond registration

## Frequently asked questions about CFPS－Smart alternative banking

### How do I open an account with CFPS?

You can open a free IBAN account with CFPS quickly and easily directly from your smartphone in under a minute, without needing to visit a branch.

### What are the fees for using CFPS?

CFPS offers a free virtual card with no monthly or hidden fees for payments. There are low fees for cash withdrawals and SEPA/SWIFT transfers.

### Can I send money internationally with CFPS?

Yes, CFPS allows you to send money within Europe (SEPA) and internationally (SWIFT) securely from your account.

### How secure is CFPS?

The app provides secure spending globally and online with its virtual card. Users can manage their cards by blocking or unblocking them within the app.

### What devices does CFPS support?

CFPS is available for iPhone and iPod devices, as indicated by its supported devices list.

### How often is CFPS updated?

The latest version of CFPS is 2.16.0, and it was last updated on February 27, 2026, suggesting a consistent update schedule.

### Does CFPS have ads?

Yes, CFPS contains advertisements.

### What is the user sentiment for CFPS?

Based on the provided data, CFPS has a rating of 2.3 stars from 3 ratings, indicating a generally negative user sentiment.

## Version history (last 5 releases)

### 2.16.0 — 2026-02-27

Important service updates:

Registration for new users is now closed.

Opening of new accounts is disabled.

Added a step-by-step guide on the dashboard regarding the upcoming disabling of Verification (KYC).

UI updates to guide you through necessary actions with your current balance.

### 2.15.0 — 2026-02-26

Important service updates:

Registration for new users is now closed.

Opening of new accounts is disabled.

Added a step-by-step guide on the dashboard regarding the upcoming disabling of Verification (KYC).

UI updates to guide you through necessary actions with your current balance.

### 2.12.0 — 2026-02-18

Important service updates:

Registration for new users is now closed.

Opening of new accounts is disabled.

Added a step-by-step guide on the dashboard regarding the upcoming disabling of Verification (KYC).

UI updates to guide you through necessary actions with your current balance.

### 2.10.0 — 2025-12-11

• Share transaction receipts directly from your transaction history using native sharing

### 2.9.0 — 2025-11-26

• You can now order an instant statement for any of your CFPS accounts

• Select a date range and receive a PDF with all your transactions and payments for the given period

## Apps similar to CFPS－Smart alternative banking

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Revolut — Mobile Finance](https://appshunter.io/ios/app/revolut-mobile-finance/id932493382) | 4.9 (1,026,250) | Free | Finance |
| [PayPal - Send, Manage, Pay](https://appshunter.io/ios/app/paypal-send-manage-pay/id283646709) | 4.7 (189,942) | Free | Finance |
| [OnePay – Mobile Banking](https://appshunter.io/ios/app/onepay-mobile-banking/id1494523953) | 4.9 (328,374) | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*