# CFR AI - Title 12 — Banking & Financial Compliance

> AI-powered financial compliance assistant for Title 12 of the CFR. (iPhone/iPad app by Ryan Smerdon.)

- Source: https://appshunter.io/ios/app/cfr-ai-title-12/id6503028452 (this page in markdown: same URL + `.md`)
- Developer: [Ryan Smerdon](https://appshunter.io/developer/1732547078)
- Category: Reference, Business
- Price: Free with in-app purchases
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 12+
- Requires: iOS 26.0 · 13 MB
- Languages: American English
- Released: 2024-05-23
- Data updated: 2026-08-22
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/cfr-ai-title-12/id6503028452/reviews.md

## What is CFR AI?

CFR AI - Title 12 is built for people who need a focused, modern workspace for Code of Federal Regulations Title 12 research and organization.

Ask questions about Title 12 and get AI-assisted responses designed around current eCFR source material, citations, and a clear trust layer. The app also gives you a productivity hub for saved answers, deadlines, reminders, notes, and title-specific follow-up work.

Key features:

Live Title 12 CFR Chat
Ask natural-language questions about Banks and Banking and receive structured AI responses with citation-oriented source context from current eCFR data.

eCFR Trust Layer
Responses are designed to highlight cited CFR sections, source context, and professional-use reminders so users understand what should be verified before relying on an answer.

CFR Change Monitor
Track Title 12 update context, recent amendment dates, saved sections, and CFR follow-up work.

Citation Builder
Build and save CFR references for research, case notes, follow-ups, and professional documentation.

Compare Versions
Compare CFR section text across available eCFR dates to better understand how regulations have changed over time.

Banking Organizer
Track CFR-related questions, review steps, target dates, statuses, and follow-up items for banking work.

Advanced Calendar
Use an iOS-style calendar workspace with month, week, day, and agenda views for review blocks, appointments, deadlines, and saved chat answers.

Reminders
Create organized reminder lists with due dates, notes, priorities, tags, flagged items, scheduled items, and CFR follow-ups.

Notes
Save research notes, AI answers, citations, checklists, tags, folders, and longer CFR notes without losing important context.

AI Action Buttons
Save useful chatbot responses into calendar items, reminders, notes, and organizer workflows so research can turn into action.

Important notice:
CFR AI - Title 12 is an independent productivity and research tool. It is not affiliated with, endorsed by, or sponsored by the U.S. government, eCFR, or the Office of the Federal Register. The eCFR is continuously updated but is not the official legal edition of the CFR. AI responses should be reviewed against cited source material and should not be treated as legal, medical, benefits, or professional advice.

Subscription required:
Access to app features requires an active subscription. Subscriptions are managed through your Apple account and can be canceled in App Store account settings.

Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- AI-powered Title 12 CFR answers
- GPT-4o technology
- Instant regulatory information
- Example questions for guidance
- Interactive chatbot
- Notes, calendar, and reminder features

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Weekly | $0.99 | per 7 days |
| Biannual | $23.99 | per 6 months |
| Monthly | $3.99 | per month |
| Annual | $45.99 | per year |



## Frequently asked questions about CFR AI

### What is CFR AI - Title 12?

CFR AI - Title 12 is a subscription-based mobile application designed to provide professionals with accurate and up-to-date information on Title 12 of the Code of Federal Regulations (CFR). It utilizes GPT-4o technology to answer inquiries related to banking and financial compliance.

### What are the subscription options for CFR AI - Title 12?

CFR AI - Title 12 offers several subscription plans: a weekly plan for $0.99, a monthly plan for $3.99, a bi-annual plan for $23.99, and an annual plan for $45.99. All plans include a 3-day free trial.

### What kind of financial topics does CFR AI - Title 12 cover?

The app covers a wide range of topics within Title 12 of the CFR, including banking regulations, financial institutions, consumer credit protection, and federal reserve system policies. It aims to provide precise answers to user inquiries in these areas.

### Is CFR AI - Title 12 suitable for beginners in finance?

Yes, CFR AI - Title 12 is designed for both seasoned professionals and those new to the field. It offers example questions to help users explore common queries and deepen their understanding of CFR Title 12 regulations.

### What AI technology powers CFR AI - Title 12?

CFR AI - Title 12 is powered by GPT-4o, one of the most advanced AI models available. This ensures that the information provided is precise, reliable, and up-to-date for regulatory compliance needs.

### Does CFR AI - Title 12 have ads?

No, CFR AI - Title 12 does not contain advertisements. The app operates on a subscription model, providing an ad-free experience for users to access its financial compliance features.

### What devices are supported by CFR AI - Title 12?

CFR AI - Title 12 is available on Mac, iPhone, iPad, and iPod. This broad compatibility allows users to access financial compliance information across various Apple devices.

### How often is CFR AI - Title 12 updated?

The app was last updated on December 29, 2024, to version 3.0.1. This indicates a commitment to regular updates to ensure the app remains current with features and information.

## Version history (last 5 releases)

### 5.1 — 2026-08-20

Major redesign with a modern red, white, and blue interface, live eCFR-focused Title 12 chat, StoreKit subscription paywall, citation builder, version comparison, CFR change monitoring, Banking Organizer, advanced calendar, reminders, notes, and improved save actions for complete AI responses.

### 3.0.1 — 2024-12-29

Bug Fix

### 3.0.0 — 2024-09-16

Complete Overhaul

Added:
Notes, Calendar, Reminder Features

### 2.1 — 2024-07-20

Update to GPT Model

### 2.0.1 — 2024-06-03

Added the ability to stop the assistant response in order to ask another question

## More apps by Ryan Smerdon

- [CFR AI - Title 21](https://appshunter.io/ios/app/cfr-ai-title-21/id6478321436)
- [CFR AI - Title 40](https://appshunter.io/ios/app/cfr-ai-title-40/id6499383417)
- [CFR AI - Title 49](https://appshunter.io/ios/app/cfr-ai-title-49/id6502741519)
- [CFR AI - Title 29](https://appshunter.io/ios/app/cfr-ai-title-29/id6502909696)
- [CFR AI - Title 26](https://appshunter.io/ios/app/cfr-ai-title-26/id6503179367)

All apps by Ryan Smerdon: https://appshunter.io/developer/1732547078

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-22.*
