# Chaaq: Split & Save — Splits, groups & chit funds

> Splits, groups & chit funds (iPhone/iPad app by CapraTrail Studios LLP.)

- Source: https://appshunter.io/ios/app/chaaq-split-and-save/id6770125978 (this page in markdown: same URL + `.md`)
- Developer: [CapraTrail Studios LLP](https://appshunter.io/developer/1896717460)
- Category: Finance, Lifestyle
- Price: Free
- Age rating: 4+
- Requires: iOS 17.6 · 22 MB
- Languages: American English
- Released: 2026-05-20
- Data updated: 2026-07-25
- User reviews in markdown: https://appshunter.io/ios/app/chaaq-split-and-save/id6770125978/reviews.md

## What is Chaaq?

Chaaq makes shared money simple. Track expenses with friends, split bills in groups, and run transparent savings circles, all in one beautifully designed app.
Whether you're splitting rent with roommates, settling up after a trip, or running a rotating savings group with family, Chaaq keeps everyone on the same page without the awkward "who owes what" conversations.
SPLIT WITH ANYONE

Track one-on-one balances and settle up in any currency
Split equally, by percentage, by shares, or exact amounts
Add receipts, notes, and payment records to every expense

GROUPS FOR ANY PLAN

Create a group for a trip, a shared flat, an event, or a project
Add members and log expenses, and Chaaq works out who owes what automatically
Simplify debts so everyone settles with the fewest payments

SAVINGS CIRCLES, FULLY TRANSPARENT

Start a savings circle (chit fund) with friends, family, or colleagues
Collect monthly contributions and track every cycle and payment
Each cycle, one member receives the pool in an order the group sets or on a set schedule
Every member receives the pool exactly once, and everyone sees the same records

STAY ON TOP OF EVERYTHING

Reminders so no payment slips through
A clear activity feed of who paid what, and when
Works across currencies for friends and family anywhere

Chaaq is built for clarity and trust, so money never gets in the way of your relationships.


## Version history (last 5 releases)

### 1.2.1 — 2026-07-09

This update brings a fresh, cleaner design across the app and a smoother experience throughout.
• Redesigned tab bar that stays out of your way as you scroll
• Cleaner settle-up screens and clearer balance summaries
• Improved savings circle setup with clearer options
• Smarter currency defaults based on your history
• Refined visuals, smoother animations, and various performance improvements
Thanks for using Chaaq! We'd love your feedback.

### 1.2.0 — 2026-07-01

Thanks for using Chaaq! This update brings:

- Real-time savings circle updates, synced live across everyone's devices
- Push notifications for activity, reminders, and circle updates
- Add new members to a savings circle midway, with balances adjusted automatically
- A smoother sign-up and onboarding experience
- Improved multi-currency display across splits and groups
- Performance improvements and bug fixes

### 1.1.1 — 2026-05-26

New Firebase function
Schema-touching transaction
New UI surface
Notifications

### 1.1.0 — 2026-05-24

- Cycle reminders — never miss a chit payment
- Smoother profile setup with phone verification
- Better friend matching across phone and email
- International phone number support
- Fresh permissions onboarding
- Various bug fixes and polish

### 1.0 — 2026-05-20

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-25.*