# Champions First Credit Union

> Mobile banking app for checking balances, transfers, payments, and deposits. (iPhone/iPad app by Champions First Credit Union.)

- Source: https://appshunter.io/ios/app/champions-first-credit-union/id869490872 (this page in markdown: same URL + `.md`)
- Developer: [Champions First Credit Union](https://appshunter.io/developer/659594670)
- Category: Finance
- Price: Free
- Rating: 4.60/5 from 1,327 App Store ratings · 29 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.0 · 105 MB
- Languages: American English
- Released: 2014-06-03
- Data updated: 2026-08-01
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/champions-first-credit-union/id869490872/reviews.md

## What is Champions First Credit Union?

Bank wherever you are with the Champions First Credit Union Mobile App! Check balances, make transfers, and find locations. Our safe and user-friendly app is free and available to all Champions First Credit Union members.

With the Champions First Credit Union Mobile App, you can:
•	Review balances and account activity
•	Set alerts
•	Transfer funds
•	Schedule payments
•	Use the Mobile Check Deposit feature
•	Take advantage of our free credit score program
Your mobile carrier’s message and data rates may apply.

## Key features

- Check account balances and activity
- Transfer funds
- Schedule payments
- Mobile check deposit
- Set account alerts
- Free credit score program

## What do users think of Champions First Credit Union?

Overall sentiment: negative

**Pros**

- 👍 Convenient app
- 💡 Access to joint accounts

**Cons**

- 🐛 Frequent login issues
- 🐛 Unreliable app performance
- 🐛 Inconsistent user experience
- 🐛 Buggy money transfer functionality
- 🐛 Outdated and basic mobile platform
- 🐛 Lack of essential features

**Commonly reported bugs**

- Inability to login consistently
- Recurring payment issues
- Incorrect account balance display
- Unexpected transaction fees

**Most requested features**

- Mobile check deposit
- Biometric login support
- Improved transaction history and recurring payments
- Seamless integration between app and website

## Recent user reviews (10 of 29)

All indexed reviews: https://appshunter.io/ios/app/champions-first-credit-union/id869490872/reviews.md

### 1/5 — App is trash

*2026-06-29*

The app is completely trash I choose this bank a week ago because my grandma has been banking there for years. Come to find out I can’t even spend the money in my account because my card number don’t even show in the app and I keep getting the same message when I try to make external transfers I’m starting to regret my choice create a better app immediately seriously being able to spend and move your own money when banking should never be a problem.

### 1/5 — Outdated app

*2025-09-05*

Would have been nice if they had put more money into developing a better mobile banking platform rather than a new main branch.

### 1/5 — Bad Banking

*2025-08-19*

I am 70 years old and never experienced banking this bad. Opened my account less than a year ago and have had one problem after another. The latest problem was in trying to transfer money from Champions First to another bank. When through the process and successfully linked the accounts. Went to the app and requested the transfer. Got an error message “this transaction cannot be processed at this time. Please try again later”. Tried the transaction two more times. Got the same message. Called the bank and they could not explain the problem. I was told to try again tomorrow. Tried the next day and got the same result. Made the request through the other bank and after five days, the money was credited to my account. However, the money was pulled back by Champions First. Called the other bank and inquired as to why and they informed me it was pulled back for insufficient funds. I went on line to check my balance. The money was in my checking account, but they tried to take it out of the savings account. So, I tried again and after six attempts, finally got the money transferred.  Today I opened my account and discovered I was charged a $35 transaction fee.  I would NOT recommend this institution to anyone.

### 1/5 — This app is mediocre

*2025-04-14*

I’ve been banking here since 2018 and consistently have login issues. The UI is also very basic. 
There should also be an option to lock your card. You should also be able to see recurring transactions.

### 1/5 — Visa pymt

*2024-05-13*

Can’t seem to handle payment of balance without showing amount due instead of selected payment.

### 2/5 — Please do better…and soon

*2024-01-24*

I can’t believe this app has so many stars given how basic it is! I can’t even see my recurring transfers on it smh. With the app, customers should have access to roughly the same content and abilities as the website. This app is far from achieving that.

### 1/5 — Horrible app

*2022-11-15*

While I love being with FSU Credit Union, this app is horrendous. I haven’t been able to login to my account for weeks because it’s saying it can’t recognize my credentials. There’s always something going on with this app.

### 4/5 — Access to Joint Accounts

*2022-11-02*

Previously, we were allowed to access joint accounts.   When I have to go to the office and wait in line to get statements for joint accounts, it is time consuming.   For me to have to log out of my account and into my joint accounts for each child of mine, it becomes burdensome.   

Unsure of why this change was made 3/4 years ago - but I am considering leaving FSU CU as the other CU does allow me access to all my accounts.

### 1/5 — Do better

*2022-04-29*

I love banking with FSUCU, however this app is horrible. There is ALWAYS some issue with it. The updates if any are infrequent or non existing. There’s always an issue with logging in. I have to log in 2-3 times before actually getting access to my account. This app prompts me to change my password every 30 days. And when I do it never recognize the change. I have to use my desktop to correct it on the website. There’s always an issue with syncing to my other banking accounts. 

Why offer mobile banking if it is this much work to actually use the app? Do better 🤬

### 1/5 — Absolutely awful

*2021-04-12*

What everyone else is saying is right. I switched credit unions because my husband and I merged accounts and he was already a member here. If he wasn’t already so invested in the CU, I would leave.

## Frequently asked questions about Champions First Credit Union

### What can I do with the Champions First Credit Union Mobile App?

The app allows you to check your account balances and recent activity, transfer funds between your accounts, schedule payments, and deposit checks using your mobile device. It also provides features like setting account alerts and accessing a free credit score program.

### Is the Champions First Credit Union Mobile App free to use?

Yes, the app is free and available to all Champions First Credit Union members. While the app itself is free, your mobile carrier's message and data rates may apply.

### How do I deposit a check using the app?

The app features a Mobile Check Deposit function. You can use your device's camera to take pictures of the front and back of your endorsed check, and then submit it for deposit directly through the app.

### What are the benefits of using the credit score program?

The app offers access to a free credit score program for members. This allows you to easily monitor your credit score without incurring any additional costs, helping you stay informed about your financial health.

## Version history (last 5 releases)

### 26.1.20 — 2026-07-08

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.2.100 — 2026-02-25

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 25.1.30 — 2025-08-13

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.1.71 — 2024-10-01

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes.  Please be sure to turn on automatic updates to make sure that your app is always up to date.

### 24.1.70 — 2024-06-26

Bug fixes and performance improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-01.*
