# Changera — Changera - Send Money & Gifts

> International money transfer, virtual cards, bill payments, and airtime top-ups. (iPhone/iPad app by Bitmama Inc.)

- Source: https://appshunter.io/ios/app/changera/id1552433839 (this page in markdown: same URL + `.md`)
- Developer: [Bitmama Inc](https://appshunter.io/developer/1552433841)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 3.50/5 from 234 App Store ratings · 87 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.0 · 76 MB
- Languages: English
- Released: 2021-03-12
- Data updated: 2026-06-19
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/changera/id1552433839/reviews.md

## What is Changera?

Changera is an International money transfer app that lets millions of people send & receive money in  Naira, Euros, Dollars, Pounds, Cedis, and Kenyan Shillings currency around the world in a very fast, easy, and secure way.

Why Changera?

Changera guarantees you a great customer experience and encourages you to take control of your money. With Changera you can send & receive money, and make online payments with our virtual cards with just a few easy swipes and taps on your smartphone. Buy airtime or data top-ups for your family and friends and use the app for bill payments in any currency, all hassle-free.

◆Send & Receive Money: 
Sending & receiving money from your friends, family, and business partners within African countries, the United States, and the European region has never been easier and more secure. Instant money transfer with competitive rates.

◆Virtual & Physical Cards: 
Changera Virtual Dollar Debit Cards are accepted on all Mastercard and VISA online checkouts pay points globally. Go cashless and access your money fast, anywhere in the world with our Virtual & physical cards.

◆Airline Tickets:
On Changera, you receive the best flight deals on the market, making it easy to discover new local and international destinations.

◆Events:
On Changera, you can manage your events seamlessly, from ticketing to attendance to revenue generation. The process is easy and simple.


◆Recharge Airtime & Data: 
Get Airtime and internet data for yourself, your family, and loved ones, or send it to your tribe, globally. 


◆Fast Withdrawals & Payouts: 
Skip the slow queues at banks and use Changera. This easy-to-use bank alternative saves you time as you will receive your money instantly.

◆Mobile Money Transfers: 
Enjoy quick & secure mobile money transfers anywhere at any time with Changera. Transfer money globally from your wallet without journeying from one Bureau de Change to another.

◆Pay Remote Workers:
Pay remote workers with Changera, anywhere, anytime. Our platform helps people and  businesses accelerate payments to their workforce promptly and effectively.

◆Highly secured:
Your money is secure with us. Swift transaction alerts keep you up to date with every transaction made with your account. Changera has enforced multi-factor authentication to prevent unauthorised access to your online bank account.

◆Supported Countries:
Nigeria, Kenya and Ghana in Africa 
All Countries within the EU region and the United States of America 

Changera powers the future of remittance and cross-border payments to the world. Want to experience a new digital mobile payment experience? Download the Changera App. It takes minutes to get started on your home away from home journey with Changera.
#DoMore with Changera

Stay Informed
Keep updated on the latest features, deals, and news on our social media page:
Facebook / Instagram / Twitter: @changeraapp 
Contact us at:  support@changera.co


Terms and condition: https://changera.co/terms-of-use


Privacy policy: https://changera.co/privacy-policies

## Key features

- Send and receive money globally
- Virtual and physical debit cards
- Online payments and bill pay
- Recharge airtime and data
- Fast withdrawals and payouts
- Mobile money transfers
- Pay remote workers

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Changera Premium Plan | $129.99 | per year |
| Changera Freelancer Plan | $63.99 | per year |


## What do users think of Changera?

Overall sentiment: negative

**Pros**

- ⭐ Great app
- 🚀 Fast and easy money transfers
- 💳 Useful virtual card feature

**Cons**

- 🐛 Frequent app crashes
- 💸 Excessive fees and charges
- ⏳ Delayed transactions and withdrawals
- 🔒 Security and account access issues
- 🤖 Poor customer support

**Commonly reported bugs**

- Login issues
- Inability to access account funds
- Virtual card creation failures

**Most requested features**

- Improve transaction processing speed
- Reduce fees and charges
- Enhance security measures
- Provide better customer support

## Recent user reviews (10 of 87)

All indexed reviews: https://appshunter.io/ios/app/changera/id1552433839/reviews.md

### 1/5 — Biggest scam

*2026-01-24, version 3.1.79*

Please, avoid this app as much as possible… I migrated from payday and they are still holding my 128$ for a check(over 2 years now), they disable my account from even reaching support… please, I have no reason to lie, for your safety, find a different app.

### 1/5 — Worst Service

*2025-11-24, version 3.1.79*

I signed up with this app a year ago and I’ve been battling with the money I deposited which has never been in balance till date! This app is scam

### 1/5 — Worst app/biggest scam.

*2025-11-09, version 3.1.79*

Over two years and I’ve not gotten my money from them. Kept lying they were migrating and investigation,till I can no longer access my acct

### 1/5 — 0 stars if possible

*2025-11-01, version 3.1.79*

Held my money from payday, over two years still, they claim to be working in migration

### 1/5 — What’s going on this app?

*2025-08-27, version 3.1.79*

Why can’t I login this app again and how do I contact the support?

### 1/5 — Not opening

*2025-07-28, version 3.1.79*

this app has refused to open for the past one month , it wont just open after inputing my username and password , feel likes it crashed or something and i have verified my account @apple look into this  app

### 1/5 — Scam scam scam

*2025-06-14, version 3.1.79*

This app is means of stealing from people, whatever goes into their app will be stock in there. I just wander why Apple Store is hosting such a scam app on their platform.
Pls do not use this app

### 1/5 — Fraud

*2025-06-07, version 3.1.79*

My transfer has been processing since April 5 2025.. No customer support online to help with this issue.. This app is a scam

### 1/5 — Scam app

*2025-05-21, version 3.1.79*

Your app is a scandal the owners need to be picked up and put in jail for life this app should be reviewed and should be brought to answer questions

### 1/5 — Dangerous App

*2025-05-16, version 3.1.79*

This is absolutely the worst Financial App I have come across in my life. They have wasted so much of my money transferred out that never came across the other party’s account. They are just Criminals in disguise

## Frequently asked questions about Changera

### What does Changera do?

Changera is an international money transfer app that allows users to send and receive money in various currencies like Naira, Euros, Dollars, Pounds, Cedis, and Kenyan Shillings. It also facilitates online payments with virtual cards, bill payments, and airtime/data top-ups.

### What are the key features of Changera?

Key features include sending and receiving money internationally, using virtual and physical debit cards for global online payments, recharging airtime and data, making bill payments, and fast withdrawals. It also supports mobile money transfers and payments to remote workers.

### How much does Changera cost?

The provided information indicates that the app is free to use. There is no mention of subscription fees or upfront costs for downloading or using the core services.

### Which countries does Changera support?

Changera supports Nigeria, Kenya, and Ghana in Africa, as well as all countries within the EU region and the United States of America for its services.

### How secure is Changera?

Changera emphasizes high security with swift transaction alerts to keep users informed about every transaction. It also enforces multi-factor authentication to prevent unauthorized access to online bank accounts, ensuring the safety of user funds.

## Version history (last 5 releases)

### 3.1.79 — 2025-02-27

App revamp and bug fixes.

### 3.1.78 — 2025-02-14

App revamp and bug fixes.

### 3.1.77 — 2025-01-29

Bug Fixes and Improvements

### 3.1.76 — 2024-11-18

Bug fixes.

### 3.1.75 — 2024-11-08

Bug fixes and improvements

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## More apps by Bitmama Inc

- [Bitmama](https://appshunter.io/ios/app/bitmama/id1561857024)

All apps by Bitmama Inc: https://appshunter.io/developer/1552433841

## Related topics

[changera](https://appshunter.io/ios/topics/changera) · [bitmama](https://appshunter.io/ios/topics/bitmama) · [bitmama inc](https://appshunter.io/ios/topics/bitmama-inc)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-19.*
