# ChargeStripe: Stripe Payments — Mobile Credit Card Processing

> Mobile credit card processing using Stripe for businesses. (iPhone/iPad app by SureSwift Worldwide Inc..)

- Source: https://appshunter.io/ios/app/chargestripe-stripe-payments/id1103374458 (this page in markdown: same URL + `.md`)
- Developer: [SureSwift Worldwide Inc.](https://appshunter.io/developer/1791612463)
- Category: Finance, Business
- Price: Free
- Rating: 4.61/5 from 2,079 App Store ratings · 131 written reviews indexed
- Age rating: 4+
- Requires: iOS 26.0 · 55 MB
- Languages: English, French, German, Italian, Japanese, Korean, Portuguese, Chinese, Spanish, Chinese
- Released: 2016-04-18
- Data updated: 2026-08-23
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/chargestripe-stripe-payments/id1103374458/reviews.md

## What is ChargeStripe?

ACCEPT CREDIT CARD PAYMENTS ANYTIME, ANYWHERE
Turn your iPhone into a Stripe POS credit card reader. Accept payments instantly with Tap to Pay. No hardware required. Start accepting credit card payments in seconds. No delays. No complicated setup.

TAP TO PAY ON IPHONE

Accept contactless payments including credit cards, debit cards, Apple Pay, and Google Pay directly on your iPhone.

EASY SETUP

Connect your Stripe account in seconds. No long approval process. No hardware to configure. Start getting paid immediately.

ACCEPT PAYMENTS YOUR WAY

-Accept all major credit and debit cards
-Tap to Pay with your iPhone
-Scan cards using your camera
-Enter card details manually
-Charge customers remotely
-Create subscriptions and recurring payments

MULTI-CURRENCY SUPPORT

Accept payments in 135+ currencies including USD, EUR, GBP, and more. 
Automatic currency conversion included.

BUILT FOR BUSINESS
-Track sales in real time
-Manage your customer database
-Customize receipts and branding

-Set taxes, tips, and product catalogs

SECURE TRANSACTIONS
End-to-end encryption, PCI compliance, and built-in fraud protection keep every payment secure.

TRANSPARENT PRICING
Just 1.3% above Stripe processing fees.
-No monthly fees
-No minimums
-No surprises

Join thousands of businesses using ChargeStripe as their mobile point of sale. 
Download now and start accepting credit card payments today.

Questions or feedback?
Email hello@chargestripe.com

Need help getting started?
Visit our support guides: https://www.chargestripe.com/guides

## Key features

- Accept credit and debit cards
- Tap to Pay on iPhone
- Apple Pay and Google Pay support
- Recurring payments
- 135+ currency support
- Customizable receipts and catalogs
- Real-time sales tracking

## What do users think of ChargeStripe?

Overall sentiment: negative

**Pros**

- 🚀 Simple and easy to use
- 🚀 Quick and efficient
- 👍 Great customer service
- 👍 Works well for small businesses

**Cons**

- 🐛 Issues with card scanning and processing
- 🕰️ Slow payouts and delayed access to funds
- 💰 High fees and commission charges
- 🔒 Security and account freezing concerns
- 🤖 Poor communication and lack of support

**Commonly reported bugs**

- Transactions failing or getting declined
- Inability to delete or update payment methods
- Compatibility issues with certain devices and OS

**Most requested features**

- Instant payouts and faster fund access
- Improved card scanning and processing
- Lower fees and more transparent pricing
- Better customer support and communication

## Recent user reviews (10 of 131)

All indexed reviews: https://appshunter.io/ios/app/chargestripe-stripe-payments/id1103374458/reviews.md

### 1/5 — Wtf

*2026-06-18, version 2.0.29*

There’s literally no option to even withdraw your funds………..

### 1/5 — Now terrible

*2026-04-11, version 2.0.24*

Needs to be rebooted twice between each transaction

### 3/5 — Used to be better

*2026-03-17, version 2.0.22*

In a recent update they added suggested tip buttons in the amounts of 0%, 10% and I think 13%… I couldn’t figure out why my income suddenly dropped by a couple hundred bucks a week until I noticed that people tend to automatically hit the middle suggested tip button (10%) where they used to either do the math or just say “throw another twenty on there.” I was averaging 20% tips when the only option was to manually input. Let me toggle those suggested tip buttons off or at least change their amounts.

### 5/5 — So ez to use

*2026-01-20, version 2.0.22*

So ez to use and not complicate I’m so happy my son can sell he’s food and and water and it’s so wz im definitely giving 5 stars

### 2/5 — If it worked…would be great.

*2025-08-04, version 2.0.18*

Not sure which cards it works with, but the 2 cards I tried did not. Failed for two different reasons.  One was CSV was wrong, but the CSV is 100% correct so no idea.  Other failed for transaction declined, which I suspect issuer knows it is a stripe tap and pay on a phone and assuming it is fraud.  Too bad, could be a good app and payment tool.  Not trusted it seems.

### 1/5 — Useless without a card reader

*2025-06-18, version 2.0.15*

There’s an option to buy a card reader which I did and then you cannot connect it! Seriously what’s the point!

### 5/5 — AMAZING

*2025-06-04, version 2.0.14*

This app is perfect for small buisness highly recommend

### 1/5 — Horrible

*2025-05-22, version 2.0.14*

I have had this for about 6 months and I have never got my money do not waste your time

### 1/5 — No provision not to charge GST.

*2025-04-28, version 2.0.13*

So frustrating! I’m not registered for GST and yet Stripe automatically adds it to the sale. There doesn’t seem to be way around this. 
This would make it illegal to collect a tax I’m not registered for.

### 3/5 — Worst deposit delay ever!

*2025-04-06, version 2.0.10*

I know I Ned to work on my patience, however if you’re expecting a quick withdrawal after a sale. This is not the app for you!

## Frequently asked questions about ChargeStripe

### What does ChargeStripe do?

ChargeStripe turns your iPhone into a Stripe-powered card reader, allowing you to accept credit card payments anywhere. You can tap to pay, scan cards, or manually enter payment details to process transactions instantly without needing extra hardware.

### What payment methods can I accept?

You can accept all major credit and debit cards, Apple Pay, and Google Pay. The app also supports Tap to Pay on iPhone, allowing customers to pay by holding their card or device near your iPhone.

### How much does ChargeStripe cost?

The app itself is free to download and use. There are no monthly fees or minimums. You will pay 1.3% above Stripe's standard processing fees for each transaction.

### Is my payment information secure?

Yes, ChargeStripe prioritizes secure transactions. It utilizes end-to-end encryption, is PCI compliant, and includes built-in fraud protection to safeguard every payment.

### Can I accept payments in different currencies?

Yes, the app supports over 135 currencies, including USD, EUR, and GBP. Automatic currency conversion is included, making it easy to accept payments from international customers.

## Version history (last 5 releases)

### 2.0.30 — 2026-07-01

bug fixes

### 2.0.29 — 2026-06-17

bug fix with subscriptions

### 2.0.28 — 2026-06-13

bug fixes

### 2.0.27 — 2026-05-05

bug fixes

### 2.0.26 — 2026-04-22

bug fixes

## Apps similar to ChargeStripe

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Charge for Stripe Card Payment](https://appshunter.io/ios/app/charge-for-stripe-card-payment/id1400281070) | 3.8 (18) | Free | Finance |
| [Apple Wallet](https://appshunter.io/ios/app/apple-wallet/id1160481993) | 4.8 (6,665,079) | Free | Finance |
| [Pay for Stripe](https://appshunter.io/ios/app/pay-for-stripe/id1440091081) | 4.7 (1,459) | Free | Finance |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*