# ChatWallet ChipChat — Everyone chips in, in chat > Group payment collection and management within chat conversations. (iPhone/iPad app by Algorithm, LLC.) - Source: https://appshunter.io/ios/app/chatwallet-chipchat/id6778056226 (this page in markdown: same URL + `.md`) - Developer: [Algorithm, LLC](https://appshunter.io/developer/6778056228) - Category: Finance, Social Networking - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 16.4 · 124 MB - Languages: English - Released: 2026-07-28 - Data updated: 2026-09-19 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/chatwallet-chipchat/id6778056226/reviews.md ## What is ChatWallet ChipChat? The name: ChipChat is where "everyone chips in" meets the "chat" you're already in. Two ideas, one word: the chip is the money each person contributes; the chat is the group conversation where it all happens — the planning, the nudging, the "I just sent mine!" Money and conversation finally live in the same place. Money lives where you chat. ChipChat turns any group chat into a place where everyone can chip in. Rent, the group trip, the team gift, monthly dues — start a collection right inside the conversation and watch contributions roll in, live. No more "Venmo me," screenshots of who owes what, or chasing people one by one. Drop a ChipChat into the chat, and every member can pay their share in a single tap. Why groups love ChipChat Collect & pay without leaving the chat Live campaign cards appear right in the conversation. Tap once to pay your share — done. Split any bill in seconds Add the tip, divide by the group, and send a payment request. No mental math required. Never chase a friend again One tap sends a friendly — or firm — reminder to everyone who hasn't paid yet. Watch the money roll in, live A real-time pulse shows every contribution the moment it lands. Momentum everyone can see. Hit the goal together Watch the bar fill and celebrate the moment your group is fully funded. Reward your most reliable members Streaks and crowns turn on-time payments into a game everyone wants to win — and build your group's reputation, all the way to Diamond. Built for the way groups actually talk. Works for roommates, trips, teams, clubs, families, and any crew that pools money together. Just ChipChat it. The easiest way for any group to handle money together. Free to start. Lives in ChipChat but can work alongside WhatsApp · Telegram · SMS ## Key features - Collect and pay within chat - Split bills instantly - Automated payment reminders - Live contribution tracking - Gamified payment rewards - Supports various group types ## Frequently asked questions about ChatWallet ChipChat ### How does ChipChat handle security for payments? While the description doesn't detail specific security protocols, the app integrates payment functionality directly into chat conversations. Users can expect standard security measures for financial transactions when using the app. ### What types of transactions can I make with ChipChat? ChipChat is designed for collecting and splitting various group expenses, such as rent, group trips, team gifts, or monthly dues. It allows for one-tap payments and splitting bills with added tips. ### Does ChipChat work with all banking institutions? The provided data does not specify which banking institutions are supported. However, it enables users to pay their share directly within the chat interface. ### How often is ChipChat updated? The app was last updated on August 10, 2026, with version 1.0.1. This indicates a recent update, suggesting ongoing development and maintenance. ### What is the user sentiment for ChipChat? Based on the available data, ChipChat has a perfect 5.0-star rating from one review, indicating highly positive initial user sentiment. ### Is ChipChat available on Android devices? Currently, ChipChat is only listed as supported on iPhone devices. Compatibility with Android and other platforms is not mentioned in the provided information. ### Does ChipChat have ads? No, ChipChat is ad-free. The application does not contain advertisements, ensuring an uninterrupted user experience. ### What is the age rating for ChipChat? ChipChat has an age rating of 4+, making it suitable for a wide range of users, including younger individuals who are part of group financial activities. ## Version history (last 4 releases) ### 1.0.3 — 2026-09-12 • A new Business tab that connects businesses around you and communicate directly with them. Message businesses directly from their profiles and customer groups. • Stay on top of business conversations with clearer notifications, unread badges, and message previews. • Share your screen during calls with improved Presentation Device support. • Keep your presentation device awake while sharing. • Enjoy cleaner group call screens with fewer distractions ### 1.0.2 — 2026-09-02 - Improved group call reliability and prevented unexpected call disconnections. - Added clearer messages when calls end, pause, or become unavailable. - Improved camera recovery when returning to ChipChat after switching apps. - Enhanced incoming call handling and overall call stability. - Additional performance improvements and bug fixes. ### 1.0.1 — 2026-08-10 • Swipe right on any message to quickly reply to it • See when someone is typing in a conversation • Edit your sent messages within 15 minutes • Incoming calls now ring with a proper ringtone • Get notified in the app when a new version is available ### 1.0 — 2026-07-21 No release notes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-19.*