# Checkbook - Bills to Budget — Check Register + Money Tracker

> Modern checkbook register for bill tracking, budgeting, and financial clarity. (iPhone/iPad app by CoreBits LLC.)

- Source: https://appshunter.io/ios/app/checkbook-bills-to-budget/id1636872963 (this page in markdown: same URL + `.md`)
- Developer: [CoreBits LLC](https://appshunter.io/developer/1257463128)
- Category: Finance, Lifestyle
- Price: Free with in-app purchases
- Rating: 4.60/5 from 199 App Store ratings · 41 written reviews indexed
- Age rating: 4+
- Requires: iOS 18 · 199 MB
- Languages: British English
- Released: 2022-11-26
- Data updated: 2026-08-31
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/checkbook-bills-to-budget/id1636872963/reviews.md

## What is Checkbook?

Late fees and overdrafts can cost more than $30 each — and wreck your credit score. Bills to Budget is the modern checkbook register that helps you stay organized, track every bill, and know exactly what's cleared and what's still pending. If you've ever been surprised by a payment hitting your account at the wrong time, this app is for you.

FINALLY KNOW WHAT'S REALLY IN YOUR ACCOUNT

The biggest problem with online banking? It only shows what's cleared. Bills to Budget lets you mark payments as "Paid but not Cleared" — so you always know your true available balance, not just what the bank says. No more mental math. No more overdrafts from forgotten pending checks.

STAY AHEAD OF EVERY BILL

Add your bills once, and Bills to Budget reminds you before they're due. Mark a bill as paid, and it automatically resets for next month, next quarter, or whatever schedule you need. See everything organized by your pay schedule, so you always know what's due before your next paycheck arrives.

BUDGET WITHOUT THE SPREADSHEETS

Once your bills are under control, take the next step: create simple spending budgets and track purchases as they happen. See exactly where your money goes — whether you pay by check, debit card, or cash. Get alerts when you're close to overspending, so you can adjust before it's too late.

SEE YOUR FINANCIAL FUTURE

The calendar view shows your complete financial picture: upcoming bills, paydays, and projected balances all in one place. Spot problems days or weeks before they become stress. Know exactly how much you can afford to spend today.

BUILT FOR REAL LIFE

- Works on iPhone, iPad, and Mac with seamless iCloud sync
- Supports multiple accounts — checking, savings, credit cards
- Tracks check numbers for your checkbook register
- Family sharing lets everyone stay on the same page
- Widgets put your bills and budgets front and center
- Siri Shortcuts support for quick access

Bills to Budget brings the reliability of a traditional checkbook register into the modern age — helping you organize your bills, track your spending, and finally feel in control of your money.

Terms of Use:  https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Track cleared and pending payments
- Bill reminders and automatic scheduling
- Create and track spending budgets
- Calendar view of financial future
- Multiple account support
- Family sharing

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Bills to Budget Family Plus | $29.99 | per year |
| Bills to Budget Premium | $3.99 | per month |
| Bills to Budget Premium Annual | $29.99 | per year |
| Bills to Budget Family Plus | $4.99 | per month |
| Bills to Budget Plus | $1.99 | per month |
| Bills to Budget Family Plus | $29.99 | per year |
| Bills to Budget Plus | $19.99 | per year |
| Bills to Budget Family Plus | $4.99 | per month |
| Bills to Budget Plus | $1.99 | per month |
| Bills to Budget Plus | $19.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Bills to Budget Plus Lifetime | $39.99 | one-time |
| Family Upgrade | $19.99 | one-time |
| Family Plus Lifetime | $59.99 | one-time |


## What do users think of Checkbook?

Overall sentiment: positive

**Pros**

- 👍 Replaces Mint budgeting effectively
- 💡 Groups bills by pay period
- 🗓️ Calendar view for due dates
- ✨ Customer service is impressive
- 🚀 Quick response to support requests
- ✅ Makes adulting easier
- 💖 Shows care from the developer
- 💡 Great for young couples
- 📈 Features and functionalities added regularly
- 🔔 Helpful bill payment reminders
- ✅ Smartly handles recurring bills
- 💰 Good for budget problems
- 🎯 Helps avoid overdrafts
- 🏠 Organizes bills in one place
- 👨‍👩‍👧‍👦 Can share budget with family
- ✅ 'Paid but not cleared' feature is fantastic
- 💯 Simple and flexible budgeting
- 💡 Account Insights feature (Apple Card only)
- 👨‍👩‍👧‍👦 Keeps family on track
- ✅ Everything just works
- 📝 Easy to get started
- ⏱️ Budgeting is a quick process
- ✅ Staying organized for the first time
- ✅ Best bill tracking app tried
- 🎯 Helps avoid overdrafts
- 💡 'Paid but not cleared' feature is fantastic
- 🌟 Peace of mind with reminders
- 🎯 Helps avoid overdrafts
- 💯 Simple and flexible budgeting
- ✅ Everything just works
- 📝 Easy to get started
- ⏱️ Budgeting is a quick process
- ✅ Staying organized for the first time
- ✅ Best bill tracking app tried
- ✅ Useful bill tracking and reminders
- 👍 Straightforward to use
- 🧹 Tidy UI
- 💰 Pays for itself

**Cons**

- 🐛 Doesn't work for 1099 contractors (irregular income)
- 🐛 Doesn't work with partial payments
- 🐛 Doesn't work with variable due amounts
- 🐛 Ledger disappeared on new phone
- ❓ No clear path to refund from Apple
- ❓ Developer receives funds directly from Apple
- ❓ No human review for Apple refunds
- ❓ Lifetime purchase not as promised
- ❓ Only supports Apple Card for Account Insights
- ❓ Cannot enter income data
- ❓ Does not keep track of current balances
- ❓ Does not project balances in calendar view
- ❓ Only tracks bills

**Commonly reported bugs**

- Charged for something not billed
- Ledger disappeared on new phone
- Automated refund system by Apple
- Lifetime purchase not honored

**Most requested features**

- Manual way to add income for irregular pay
- Tutorial on how to use the app
- Support for Portuguese language
- Enhance Chinese localization
- Add employment paycheck amounts for check and balancing
- Allow entering pay amount to see remainder

## Recent user reviews (10 of 41)

All indexed reviews: https://appshunter.io/ios/app/checkbook-bills-to-budget/id1636872963/reviews.md

### 5/5 — Mint replacement

*2026-03-27*

Ever since they destroyed mint, I haven’t been able to budget effectively this app solve that problem and replaces mint for me

### 5/5 — Doesn’t work for 1099 : (

*2026-03-15*

I was so excited to try this app out. It has everything that I want in a bill and budgeting app except one thing. I don’t seem to be able to figure out how to add an income if you are not paid on a regular basis. I work as a 1099 contractor so my pay is very irregular, if there was a manual way to just add income as you are paid, this app would be unstoppable. Please add this functionality!

### 1/5 — DO NOT BUY THIS APP

*2026-03-14*

I want to warn other users about my experience. I was charged for something I should never have been billed for. The developer acknowledged directly to me that the charge was a mistake, yet Apple is refusing to refund it because their automated system marked it as “not refundable.” Apple also told me the developer receives the funds directly, but there is no way for a human at Apple to review or override the decision.

At this point, I’m stuck between Apple and the developer, with no clear path to get my money back even though the developer admitted the charge should not have happened. I’m posting this so others are aware before purchasing.

### 1/5 — DO NOT BUY THIS APP

*2026-03-12*

I want to warn other users about my experience. I was charged for something I should never have been billed for. The developer acknowledged directly to me that the charge was a mistake, yet Apple is refusing to refund it because their automated system marked it as “not refundable.” Apple also told me the developer receives the funds directly, but there is no way for a human at Apple to review or override the decision.

At this point, I’m stuck between Apple and the developer, with no clear path to get my money back even though the developer admitted the charge should not have happened. I’m posting this so others are aware before purchasing.

### 1/5 — Needs a lot of work

*2026-01-30*

It doesn’t work with partial payments and variable due amounts. Worst, I installed this app on my new phone then my ledger on my old phone disappeared.

### 5/5 — Exactly what I was looking for!

*2026-01-28*

I wanted to group my bills by pay period and also have a calendar to track due dates. This app does what I was looking for and does it well! I was also very impressed with their customer service. I had an issue early on with syncing and they worked quickly and thoroughly to find and fix the issue.

### 5/5 — Exceptional App & Support

*2026-01-05*

I reached out for technical support and received a quick response as well as a tutorial to fix the solution.

### 1/5 — No Lifetime As Promised

*2025-10-09*

No Lifetime As Promised

### 5/5 — Excellent app!

*2025-09-29*

This app has been a lifesaver. It’s nice that it helps me manage better. Adulting is not fun, but this app definitely makes it easier. I love the care that is shown from tribe developer as well! Could give it more stars even

### 4/5 — Tutorial please.

*2025-09-25*

This is a great app. However, I would like to see a short tutorial on how to use.

## Frequently asked questions about Checkbook

### What does the Bills to Budget app do?

This app functions as a modern checkbook register designed to help you organize your bills, track your spending, and maintain awareness of your true available balance. It aims to prevent late fees and overdrafts by providing a clear financial overview.

### How does the app help with bill management?

You can add your bills once, and the app will remind you before they are due. Paid bills automatically reset for their next due date, and you can view them organized by your pay schedule to see what's due before your next paycheck.

### Is Bills to Budget free to use?

The app is free to download and use, with in-app purchases available for additional features or functionality. The core features for tracking bills and managing your budget are accessible without upfront cost.

### What devices is Bills to Budget compatible with?

The app is built for real-life use and works seamlessly on iPhone, iPad, and Mac devices. It supports iCloud sync, ensuring your financial data is consistent across all your Apple devices.

### Can I use this app for more than just bills?

Yes, once your bills are under control, you can create simple spending budgets and track purchases as they happen. The app helps you see where your money goes, whether paid by check, debit card, or cash, and alerts you if you're close to overspending.

## Version history (last 5 releases)

### 1.70 — 2026-07-15

This update introduces refreshed expense and planning interfaces, making it easier to review spending, manage upcoming expenses, and keep your budget on track. It also includes performance improvements and bug fixes throughout the app.

### 1.69 — 2026-06-08

Smart Categories are here! Logging expenses is now even quicker: Bills to Budget can suggest a category for you automatically. You're always in control and can override the suggestion, and the app learns from your history over time. So if you want your favorite coffee shop to use the Coffee category, Bills to Budget can start doing that for you, every time!

This update also includes a bunch of bug fixes and polish across Account Review, shared ledgers, recurring income, Shopping Spree Live Activities, and budget editing.

### 1.68 — 2026-05-13

• Transfers are now supported throughout the app! Plan recurring transfers, move money between accounts, and track things like savings contributions or credit card payments alongside your bills and spending.

• Custom categories have been enhanced with symbol and color selection, making it easier to personalize how your transactions are organized and displayed.

• Account Review includes improvements and bug fixes for transfers, pending bills, budget adjustments, and cross-account activity.

### 1.67 — 2026-05-04

Income now fits into your plan. Track recurring income with pay schedules, add one-time income for irregular deposits, and use the new Account Review flow to confirm balances, pending activity, and budget carryover before the next cycle.

### 1.66 — 2026-05-04

Income now fits into your plan. Track recurring income with pay schedules, add one-time income for irregular deposits, and use the new Account Review flow to confirm balances, pending activity, and budget carryover before the next cycle.

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## More apps by CoreBits LLC

- [Signals for HomeKit](https://appshunter.io/ios/app/signals-for-homekit/id1453293391)
- [Mind Map with Brainstorm/AI](https://appshunter.io/ios/app/mind-map-with-brainstormai/id6736348574)
- [GLP 1 Tracker - Within Reach](https://appshunter.io/ios/app/glp-1-tracker-within-reach/id6754293786)

All apps by CoreBits LLC: https://appshunter.io/developer/1257463128

## Related topics

[checkbook learn](https://appshunter.io/ios/topics/checkbook-learn) · [easy check book register](https://appshunter.io/ios/topics/easy-check-book-register)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-31.*