# Checkbook -Budget & Expenses 2 — Reconcile & Balance checkbook

> Digital checkbook for tracking transactions, reconciling accounts, and managing finances. (iPhone/iPad app by Mobile Innovations LLC.)

- Source: https://appshunter.io/ios/app/checkbook-budget-and-expenses-2/id6759548093 (this page in markdown: same URL + `.md`)
- Developer: [Mobile Innovations LLC](https://appshunter.io/developer/314316469)
- Category: Finance, Business
- Price: Free with in-app purchases
- Rating: 4.40/5 from 24 App Store ratings · 4 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.6 · 7 MB
- Languages: American English
- Released: 2026-03-06
- Data updated: 2026-08-26
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/checkbook-budget-and-expenses-2/id6759548093/reviews.md

## What is Checkbook?

The Modern Way to Balance Your Checkbook

Track every transaction, reconcile your accounts, and always know your exact balance. Checkbooks brings the essential practice of checkbook balancing into the modern age—simple, fast, and always accurate.

BALANCE YOUR CHECKBOOK

- Know Your Real Balance – See your current balance instantly
- Track Every Transaction – Record deposits and withdrawals in seconds
- Reconcile with Ease – Match transactions to bank statements quickly
- Cleared vs. Pending – Monitor what's posted and what's coming
- Never Overdraw – Track pending transactions before they hit
- Multiple Accounts – Manage checking, savings, and credit cards

RECONCILIATION MADE EASY

- Mark transactions as cleared when they post
- Match entries to your bank statement
- Identify missing or duplicate transactions
- Spot errors before they become problems
- Generate reconciliation reports
- Complete transaction history at your fingertips

STAY ORGANIZED

-  Smart Categories – Organize income and expenses automatically
- Search & Filter – Find any transaction instantly
-  Receipts – Attach photos to transactions
- Reports – Visual charts and spending insights
-  Check Numbers – Track checks for easy reconciliation

CHECKBOOKS PRO

Upgrade for unlimited power:

-  iCloud Sync – Access on iPhone, iPad, and Mac
-  Unlimited Accounts – Track all your financial accounts
-  Unlimited Transactions – Complete history forever
-  Export CSV & PDF – Share with accountants
-  Advanced Reports – Detailed analytics
-  Automatic Backup – Never lose your records
-  Priority Support – Get help fast

PRIVACY & SECURITY

-  Data stored locally on your device
-  End-to-end encryption for iCloud Sync
-  Never sold or shared
-  Face ID / Touch ID protection (Pro)
- Bank-level security

PERFECT FOR

-  Balancing checkbooks monthly
-  Reconciling bank statements
-  Tracking account balances
-  Avoiding overdraft fees
-  Catching bank errors quickly
-  Managing household finances
-  Keeping accurate records

START FREE

- 1 checkbook account
-  Complete transaction tracking
-  Balance reconciliation tools
-  30 days unlimited transactions
-  Categories and budgets


Checkbooks Pro: The Complete Financial Toolkit

UNLIMITED POWER
-  Unlimited checkbook accounts
-  Unlimited transactions forever
-  Unlimited budgets and categories
-  Complete transaction history

SYNC EVERYWHERE
- iPhone, iPad, and Mac
- Real-time updates
-  Automatic backup
-  End-to-end encryption

PROFESSIONAL TOOLS
-  Export to CSV and PDF
-  Advanced analytics
- Reconciliation reports
- Tax preparation support

MAXIMUM SECURITY
- Face ID / Touch ID
- Passcode protection
- Secure cloud backup

PREMIUM SUPPORT
-  Priority email support
- Faster response times
- Feature request priority
- Beta access

ONE LOW PRICE
$1.99/month 
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TERMS & CONDITIONS

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://mobileinnov.com/PrivacyPolicy.html

Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Payment will be charged to iTunes Account at confirmation of purchase. You can manage your subscription in your Account Settings.

Download Checkbook Ledger 2 today and take control of your account balance!

## Key features

- Track deposits and withdrawals
- Reconcile with bank statements
- Monitor cleared vs. pending transactions
- Manage multiple accounts
- Organize income and expenses
- Attach receipt photos
- Generate reports and insights

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro Upgrade | $1.99 | per month |
| Pro Upgrade - Yearly | $9.99 | per year |


## Recent user reviews (4 of 4)

All indexed reviews: https://appshunter.io/ios/app/checkbook-budget-and-expenses-2/id6759548093/reviews.md

### 5/5 — Loving it!

*2026-08-23*

Update: 8/22/26
The sync feature seems to have something wrong with it. The app quit syncing with my husbands device. If I had iCloud sync enabled it duplicated all of my accounts. I have reset the sync data, deleted all the app data from my phone, restarted my phone. Done the data export. Nothing had worked. I have been in email contact with the developed about it, but haven’t had any luck yet with the issues being fixed. 

My husband and I have been looking for a checkbook that would allow us to both have access and receive updates in real time. I have had this app for 3 days now and am absolutely loving it! I love the transfer feature as we use a special account specifically for online purchases. It makes it very easy to see why the transfer was made and to what account. We opted for the year subscription, so can’t really beat paying less than a dollar a month for the functionality of this app.

Update 6/25/26:
The only “negatives” I’ve found are the lack of icon selection for different spending categories, and I’ve had issues with the app closing out my transaction when I try to change the category. Otherwise, still loving this app. My husband and I can’t stop talking about how much we like it!

### 5/5 — Loving it!

*2026-06-25*

My husband and I have been looking for a checkbook that would allow us to both have access and receive updates in real time. I have had this app for 3 days now and am absolutely loving it! I love the transfer feature as we use a special account specifically for online purchases. It makes it very easy to see why the transfer was made and to what account. We opted for the year subscription, so can’t really beat paying less than a dollar a month for the functionality of this app.

Update 6/25/26:
The only “negatives” I’ve found are the lack of icon selection for different spending categories, and I’ve had issues with the app closing out my transaction when I try to change the category. Otherwise, still loving this app. My husband and I can’t stop talking about how much we like it!

### 5/5 — All the features you need & want.

*2026-05-14*

I love this app. I was having a problem with a different app and found this one and it has all the features you could ask for and if it doesn’t the creator is very responsive and open to hearing ideas for updates!! One of my favorite features is the joint account option. My wife and I have a couple of joint accounts and now we can each update entries in those specific accounts in our own app after sharing that specific account. All while still having individual accounts. Tracking everything is the best way!

### 3/5 — Could have been Great.

*2026-04-23*

Would be a great app if not for the ongoing monthly fee.  I would gladly pay a one time fee for it, But I’m a no go on the monthly subscription. Deleting it.

## Frequently asked questions about Checkbook

### What is Checkbook Ledger 2 used for?

Checkbook Ledger 2 is used to track financial transactions, reconcile bank accounts, and monitor your exact balance. It helps you organize income and expenses, identify potential errors, and avoid overdraft fees.

### How does Checkbook Ledger 2 help with reconciliation?

You can mark transactions as cleared, match them to your bank statement, and identify missing or duplicate entries. This makes it easy to spot errors and generate reconciliation reports.

### What are the benefits of Checkbook Ledger 2 Pro?

Checkbook Ledger 2 Pro offers unlimited accounts and transactions, iCloud sync across iPhone, iPad, and Mac, advanced reports, CSV/PDF export, and automatic backups. It also provides priority support.

### Is my financial data secure with Checkbook Ledger 2?

Yes, data is stored locally on your device and features end-to-end encryption for iCloud Sync. Pro users can also enable Face ID/Touch ID protection. Your data is never sold or shared.

### What is the pricing for Checkbook Ledger 2?

The app offers a free version with one checkbook account and limited transactions for 30 days. Checkbook Ledger 2 Pro is available for $1.99 per month, providing unlimited features and sync capabilities.

### What devices does Checkbook Ledger 2 support?

Checkbook Ledger 2 is available for iPhone and iPad. With the Pro subscription, you can sync your data across iPhone, iPad, and Mac devices.

### How often is Checkbook Ledger 2 updated?

The app was last updated on June 3, 2026, indicating active development and maintenance. Users can expect regular updates to improve functionality and security.

### Does Checkbook Ledger 2 have ads?

No, Checkbook Ledger 2 does not contain advertisements. The app is free to start with basic features and offers an optional subscription for advanced functionality.

## Version history (last 5 releases)

### 2.3 — 2026-08-21

- Mark all transactions as cleared in one tap, from the Transactions list or from an account. Cleared status now syncs to shared accounts too.
- Larger, easier to read transaction rows with clearer fonts and a tighter layout.
- Renamed account totals to Total Cleared and Total Pending for clarity.
- Consistent number styling across Accounts, Transactions, Budgets, Reports, and the Dashboard.

Thanks for using the app. If it helps you stay on top of your money, please leave a review.

### 2.2 — 2026-08-08

New features
• Photo attachments — Snap or attach a receipt or bill photo to any transaction, so your records live right next to the numbers.
• Close accounts without losing history — Swipe left on an account to close it. All its transactions are kept, it moves to a new "Closed Accounts" section, and it's excluded from your total balance. Swipe to reopen anytime.
• Balance trend at a glance — The Accounts screen now shows a 6-month sparkline of your total balance.
• Multi-account Dashboard filter — Focus the Dashboard on one account or several at once.
• Edit categories — Rename, recolor, and re-icon your categories, with a bigger icon picker to choose from. Category changes now sync across your devices.
• Faster entry — Amounts now format automatically as you type, and you can quick-add a transaction straight from the Dashboard.

Improvements & fixes
• Clearer iCloud Sync — If sync ever stops, the iCloud Sync screen now shows exactly why, with a one-tap "Resync Now" button.
• Fixed duplicate shared accounts — Resolved an issue where a joint/shared account could appear twice with different balances.
• Closed accounts no longer appear when adding transactions, transfers, budgets, or in the Dashboard.
• Various stability and sync reliability improvements.

Thanks for using the app! If it's helping you stay on top of your money, please leave a review — it really helps.

### 2.1 — 2026-07-16

A big update — receipts, smarter categories, faster entry, and a more flexible dashboard.

Attach receipts & bills
• Add photos to any transaction — snap with the camera or pick from your library.
• Attach multiple images and view them full-screen from the transaction details.

Categories that just work
• Shared categories now sync fully between you and anyone you share accounts with — including renames, colors, icons, and deletions.
• Fixed transactions from a partner showing up without a category.
• Edit any category (name, color, icon) at any time — even ones already in use.
• A much larger icon library to choose from.
• Category icons now appear on every transaction row.

Faster transaction entry
• Optional auto-decimal entry: just type the digits and the decimal places itself (turn it on in Settings).
• The Add Transaction screen remembers your last-used category.
• The dashboard "+" jumps straight to a new transaction.
• A quick add button now sits at the bottom of each account for easy one-thumb entry.

A dashboard that fits you
• Filter by multiple accounts at once, not just one.
• Your filter is remembered every time you open the app.

Also
• Meet ReceiptHQ, our free companion app for capturing and organizing receipts.
• Various fixes and refinements.

Enjoying Checkbook Ledger? Please take a moment to leave a review — it really helps!

### 2.0 — 2026-07-06

Receipts, smarter categories, and a more flexible dashboard.

Attach receipts & bills
• Add photos to any transaction — snap one with the camera or pick from your library.
• Attach multiple images per transaction and view them full-screen from the transaction details.

Shared categories that just work
• Categories now sync fully between you and anyone you share accounts with — including renames, colors, icons, and deletions.
• Fixed transactions from a partner showing up without a category.

A dashboard that fits you
• Filter by multiple accounts at once — see just the ones you care about.
• Your filter is remembered every time you open the app.
• Recent Transactions now always show your latest activity.

More Icons
• Added more icon selections for income and expense categories

Faster entry & nicer details
• The Add Transaction screen remembers your last-used category.
• Category icons now appear on every transaction row.
• Quick add-transaction button added inside each account.

Enjoying Checkbook Ledger? Please take a moment to leave a review — it really helps!

### 1.3.0 — 2026-06-18

Better sharing and faster entry.

Shared accounts
• Fixed: categories your partner picks now appear correctly on your device.
• Categories sync end-to-end — renames, color and icon changes, and deletes flow between devices.

Faster transactions
• The Add Transaction screen remembers your last-used category for expenses and income.
• Category icons now appear on every transaction row.

Polish
• Cleaner Categories list in Settings.

Enjoying Checkbook Ledger? Please take a moment to leave a review on the App Store — it really helps us keep improving the app. Thank you!

## More apps by Mobile Innovations LLC

- [Easy Mortgages](https://appshunter.io/ios/app/easy-mortgages/id396886949)
- [Debt Free –Pay Off Debt Faster](https://appshunter.io/ios/app/debt-free-pay-off-debt-faster/id407366192)
- [Checkbook - Budget & Expenses](https://appshunter.io/ios/app/checkbook-budget-and-expenses/id442980285)
- [Easy Expenses Tracker](https://appshunter.io/ios/app/easy-expenses-tracker/id591054245)
- [Checkbook Ledger](https://appshunter.io/ios/app/checkbook-ledger/id1036032084)
- [Budget Envelopes](https://appshunter.io/ios/app/budget-envelopes/id1052741851)

All apps by Mobile Innovations LLC: https://appshunter.io/developer/314316469

## Related topics

[checkbook ledger 2](https://appshunter.io/ios/topics/checkbook-ledger-2) · [checkbook pro](https://appshunter.io/ios/topics/checkbook-pro)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-26.*
