# Chillara - Expense & Budget — Expenses, EMIs, SIPs & more

> Expenses, EMIs, SIPs & more (iPhone/iPad app by Vexellab Solutions LLP.)

- Source: https://appshunter.io/ios/app/chillara-expense-and-budget/id6816469974 (this page in markdown: same URL + `.md`)
- Developer: [Vexellab Solutions LLP](https://appshunter.io/developer/6777004593)
- Category: Finance, Productivity
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 30 MB
- Languages: American English
- Released: 2026-10-03
- Data updated: 2026-10-31

## What is Chillara?

Chillara is a calm, private money manager for everyday life. See your balance, what you spent, what is due and what you own, in one clean view.

"Chillara" means coins in Malayalam: the small change that adds up. Chillara helps you keep track of every rupee.

EVERYTHING AT A GLANCE
• Total balance with this month's income and spending
• Upcoming and pending payments across EMIs, card bills, subscriptions, SIPs and debts
• Clear insights: safe-to-spend until payday, spending trend and category breakdown

EXPENSES AND INCOME
• Add an expense in seconds with categories, notes and dates
• Record spends in other currencies with automatic conversion
• Recurring salary, rent and bills are recorded automatically
• Full history with filters, including transfers such as lending and card bill payments

LOANS, CARDS AND PEOPLE
• Loans and EMIs with remaining balance and overdue alerts
• Credit cards with statement date, bill due, unbilled spends and available limit
• Money you lent or borrowed, with repayments and due dates
• Share a debt with a friend who also uses Chillara, so you both see the same record

INVESTMENTS AND SIPs
• Stocks (NSE, BSE and US), mutual funds, ETFs, gold, silver, crypto, fixed deposits, bonds and property
• Live prices: mutual fund NAVs from AMFI, market prices for stocks, ETFs and crypto, and gold and silver per gram
• Invested amount, current value, returns, day change and allocation
• SIPs on any investment: instalments are recorded automatically on schedule
• Buying and selling can move money from and back to your balance, shown as transfers rather than spending

SUBSCRIPTIONS AND GOALS
• Netflix, Spotify, iCloud, Claude and more, with renewal dates and the card they bill to
• Savings goals with progress, including an emergency fund

PRIVATE BY DESIGN
• Use it fully offline with no account. Your data stays on your device.
• Optionally create an account to back up and sync across devices
• No ads and no tracking. We never sell your data.
• Export a backup or an Excel report any time, and delete your account from Settings

Chillara is a tracking and planning tool. It does not connect to your bank, move money or give financial advice. Prices are for information and may be delayed.

Terms of Use: https://legal.vexellab.com/chillara/terms/
Privacy Policy: https://legal.vexellab.com/chillara/privacy/

## Is Chillara safe?

Not enough ratings yet to assess Chillara.

## Is Chillara legit?

Chillara - Expense & Budget appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Chillara is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 2 releases)

### 1.0.1 — 2026-10-13

Today’s update includes:

• Improved investment tracking with separate invested amounts and current values
• Easier one-time payments, SIPs, and withdrawals
• More reliable loading and cloud sync
• A refreshed splash screen and bug fixes

If you’re enjoying Chillara, let us know by leaving a review! Your feedback helps us improve.

### 1.0.0 — 2026-10-03

No release notes.

## More apps by Vexellab Solutions LLP

- [VEIL: Watchlist & Reviews](https://appshunter.io/ios/app/veil-watchlist-and-reviews/id6777004591)
- [MD.ify](https://appshunter.io/ios/app/mdify/id6780826156)
- [TileTribe: Match 3 Puzzle](https://appshunter.io/ios/app/tiletribe-match-3-puzzle/id6782695638)
- [Wallrace - Race with walls](https://appshunter.io/ios/app/wallrace-race-with-walls/id6818849870)

All apps by Vexellab Solutions LLP: https://appshunter.io/developer/6777004593

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*