# China Bank Mobile App — user reviews

> 156 indexed App Store user reviews of China Bank Mobile App by China Banking Corporation, rated 1.82/5 from 61 ratings.

- Source: https://appshunter.io/ios/app/china-bank-mobile-app/id1309420253/reviews
- App overview in markdown: https://appshunter.io/ios/app/china-bank-mobile-app/id1309420253.md
- Rating breakdown: 5★ 7 · 4★ 2 · 3★ 4 · 2★ 8 · 1★ 40

## Newest reviews (17 of 156)

### 1/5 — Chinabank online App

*2025-01-12*

Worst bank app ever….:always loading then,it will pop up time limit expired . Then getting back to log in again and again and agaid…you can’t even pay your credit card online  until due date comes😡

**Developer response:** Hi! Please send us an email at online@chinabank.ph so we may assist you on this. Thank you.

### 1/5 — App keeps shutting down

*2025-01-12, version 4.6*

Buggy app. Keeps exiting every time I use the dashboard. This problem has been ongoing for a year, maybe more. The “solution” they gave me was to reinstall the app and restart my phone. Sometimes this will work, sometimes not. Do they expect users to do this tedious routine every single time they need to use the app? I am a developer myself and it is shocking that this mess has been published in this state. This is a known issue for a long time so why has it not been addressed with a more permanent solution?

### 1/5 — OTP

*2025-01-10, version 4.6*

I cant recieved OTP in my transactions many times i tried, can u help how to fix this

### 1/5 — Log in is tedious and app constantly crashes

*2024-12-14, version 4.6*

Aside from it’s log in system that is a bit tedious compared to other banking apps that would only need face recognition or fingerprint scan, this app constantly crashes whenever I try to transfer or click QR. It did not only happened once but multiple times already and that drove me to drop a 1star review hoping the developer can fix whatever problem this app has.

### 3/5 — iPhone 12

*2024-12-11, version 4.6*

Crashes when viewing accounts on iPhone 12 !!!!

### 1/5 — After that long maintenance in Sept 2024 I was not able to log in again

*2024-10-16*

Everything was functioning well with my China Bank mobile app until a recent maintenance around early September 2024, after which I’ve been completely unable to access it. This is a pressing issue as I have bank transfers to manage, and this access problem is causing significant inconvenience. 

I’ve already attempted to contact the numbers provided in the website, but no one has responded, which is concerning as I was informed that support is available 24/7.

**Developer response:** Hi! Please send us an email at online@chinabank.ph so we may assist you on this. Thank you.

### 2/5 — Disappointing and frustrating

*2024-10-14, version 4.4*

The app crashes a lot especially when you’re about to transfer funds. It would just shut down and even after refreshing the app the problem goes on. No transaction can be done even after multiple attempts. Received a number of notices that they are currently fixing the glitch in the app through text but the app is still broken with numerous crashes upon usage.

### 1/5 — Crashing

*2024-09-07, version 4.3*

Can’t open app! It’s crashing!

### 1/5 — App crashes before it open

*2024-09-07, version 4.3*

App crashes every time i tried to open in the IOS. It’s been a month and still crashing until now.

### 1/5 — Mobile App Crashing USA

*2024-09-07, version 4.3*

I tried to access my account here in US, but it always closes.

### 1/5 — Rubbish app!!!

*2024-09-06, version 4.3*

It keeps crashing down, it’s been few weeks now, tried all the suggestions, but nothing worked. The customer service is pretty useless as well! I’m switching to another bank.

### 1/5 — Version 4.3

*2024-09-06, version 4.3*

Still unresolved. CHINABANK has poor attention on this very important issue

### 1/5 — App Crashed!

*2024-09-06, version 4.3*

Since this upgrade app crashed in iOS. Emailed but no response. Please look onto this, it’s giving inconvenience.

### 1/5 — None of your contacts are working!!!!

*2024-09-05, version 4.3*

Your system is  not working, even ur contact number is not accessible, all in all your system is rubbish. China bank gives my husband a stress, he can’t even open the app, we are here in abroad, we emailed 5 days ago and no reply from email, Viber is unreachable,  land line is not working, none of ur contact details is working! Unbelievable

### 1/5 — Apps Crashing

*2024-09-05, version 4.3*

Cannot access app. Kept crashing.

### 1/5 — Keep on crashing

*2024-09-05, version 4.3*

I just open a oks account, then when I was suppose to log in for the first time… the app crashed. Is this the first impression you wanted to me have? So disappointing.

### 1/5 — Disappointing Experience

*2024-09-05, version 4.3*

These past months the app consistently lags, requires multiple logins (due to "timeout session" which i am sure is not due to our internet connection) before i can enter the app successfully, making it difficult to carry out transactions smoothly. It's frustrating when you're in the middle of something important and the app just shuts down unexpectedly. This is a major concern. A banking app should be dependable. I hope Chinabank's developers take these issues into consideration and work towards improving the overall performance and reliability of the app.

## Most critical reviews (10 lowest-rated)

### 1/5 — 0 STARS!!!

*2025-09-09, version 4.6*

If I could leave 0 stars I would!! This has got to be the worst banking app I’ve ever had to use. I have to fully enroll payees even if I’m only ever going to send them money once in my life, and worse I keep getting logged out “due to inactivity” while I’m in the middle of processing transactions? And when I log back in it tells me I have an existing session and need to wait a few minutes before I can log back in. It’s so inconvenient and makes work so inefficient!!!

### 1/5 — Chinabank App: A Complete Disappointment

*2025-08-20, version 4.6*

This has been the most disappointing banking app I’ve used. For an “online banking app,” it is highly unreliable. Opening an account with Chinabank Corporation feels like a mistake because of the poor performance of this app. Accessibility and convenience should be its primary purpose, but instead, it often causes frustration due to frequent crashes, freezing, and overall non-functionality. I use multiple banking apps, and unfortunately, this is by far the worst. I would not recommend entrusting your money to Chinabank Corporation, as the app is more of a hassle than a help.

### 1/5 — MOBILE APPLICATION NEEDS IMPROVEMENT

*2025-08-15, version 4.6*

Dear Chinabank, 

I am user of this bank and I always got so mad everytime I open up the app and it just go back says Information error. Like I need to open the app again and again for 4x before I can get to send a money. It’s just so frustrating and you really need to invest in application. How can people be happy to use your bank if you can’t even put effort in the application itself. I can even compare to other bank application that is so smooth and Chinabank is not Good for navigation there’s a lot of error. Please don’t make me leave in this bank, you are giving people a reason to back out in this bank.

### 1/5 — Please fix

*2025-08-06, version 4.6*

Dear China Bank Support Team,

Good day. I hope this message finds you well.

I would like to report a recurring issue with the China Bank mobile app on my iPad. Each time I attempt to send salary or complete a transaction, the app crashes unexpectedly. This has caused delays and inconvenience, especially when processing important payments.

I’ve tried reinstalling the app and ensuring my device software is up to date, but the issue persists. I kindly request that your technical team look into this problem and provide a solution or update that can improve the app’s stability and performance.

Thank you for your attention to this matter. I truly value your services and hope for a prompt resolution.

### 1/5 — China Bank Mobile App Honest Review

*2025-07-30, version 4.6*

Honestly, we cannot use the app properly. It has so many bug. It keeps logging out and when I log in i will not be able to finish my transaction because it keeps receiving an error. 
I hope you work on improving this application. I tried all the remedies to try to use it properly but it just keeps on receiving an error. It's just very frutrating on our part. I hope we can use it properly without any error.

### 1/5 — Keep logging out

*2025-07-30, version 4.6*

So poor

### 1/5 — very underwhelming

*2025-07-09, version 4.6*

took so long to have a general app without getting a pin from the bank and its very underwhelming! looks like dino years! pathetic piece of trash. doesnt even have a basic lock function!

update: 
New version certainly looks more aesthetically pleasing - no longer resembling a Jurassic era design. However, beneath the new clothing, it’s still very much the same old CBC app.
Wouldn’t it be more worthwhile to prioritise useful features, like the lock function? Users would likely appreciate that far more than just a visual overhaul.

### 1/5 — Not Usable if you have credit card

*2025-01-20*

This app is not usable if you have credit card. It lacks viewing the transaction history, locking card etc. Also it force closes once you click on the amount balance. Useless app. When will you release the new one. We cannot take advantage of the high CL given without a proper app.

**Developer response:** Hi! We appreciate your feedback. To help us resolve the issue, please email us at online@chinabank.ph. Thank you and have a great day.

### 1/5 — Have you noticed?

*2025-01-17, version 4.6*

Your app ratings are getting lower. 

I’ve been using this banking app, and unfortunately, it’s been a frustrating experience. The app crashes constantly, making it unreliable for completing even basic transactions. Whether I’m trying to log in or transfer funds, it either freezes or shuts down unexpectedly.

To make matters worse, the app lacks modern security features like fingerprint or Face ID login. In a time when most apps offer these for convenience and security, it’s disappointing to see them missing here.

I’ve tried reinstalling and keeping it updated, but the issues remain. A banking app should be stable, secure, and user-friendly—this one isn’t. Until these problems are resolved, I can’t recommend it.

### 1/5 — poor online service

*2025-01-15, version 4.6*

the same error over and over again. one of the worst banking application. couldn’t be more reliable especially during emergency times

## Most praised reviews (10 highest-rated)

### 5/5 — Convenient and easy to use

*2024-10-15, version 4.4*

I’m using Chinabank for almost a year now and I’m not disappointed at all. I can  easily access my payroll account and transfer to other savings account. Transfer fees are acceptable and instant. I also did not encounter any trouble with them and the security features is beyond to my expectation. Due to this experience with them I’m planning to open a personal saving account in Chinabank as well.

### 5/5 — Works on iPhone XR now

*2024-09-08, version 4.4*

Version 4.4 finally fixed the crashing issue in older phones. Thank you.

### 5/5 — Best Bank App

*2023-09-11, version 4.2*

Easy to use and very secured. When all my other online bank apps were having problems that created horror to many, I was securely using this bank app with no hassle.

### 5/5 — I like this app, very convenient

*2023-05-16, version 4.1*

I like the fact that I seldom encounter issues when logging in and using it to transfer or receive money. Very fast, secure and reliable app. 

I cant wait to see more features being added on this app. Thank you

### 5/5 — Very convenient!!!

*2023-04-29, version 4.1*

Chinabank app is an underrated app. Of all the mobile bankings I have, this is by far the most efficient and convenient! My favorite feature is the NOW transaction wherein I can withdraw even if I forgot to bring my card or I just wanted to have a faster transaction if there’s a long queue at the ATM. While waiting for my turn, I will transact my desired amount to be withdrawn using the app then I’ll just take note of the reference and OTP. I think not many are aware of this amazing feature. My second favorite is the peek balance. I can easily see my balance without having the trouble of logging in. It’s secured because you have the option to put your biometrics or face ID. What I would like suggest for improvement in this app is to have the option to remove or delete some of your saved contacts/billers/accounts because it tends to be too crowded while scrolling thru my most frequently used contacts. I also have deactivated credit cards that are still at my billers which makes it confusing for me. Overall, I love chinabank mobile banking! It’s rare that I’m taking my taking my time to write a review. This shows how much I appreciate this among the rest while others never fail to disappoint.

### 5/5 — Super user friendly

*2022-11-22, version 4.1*

I like that the app is user friendly and straight to the point. There were issues tho when I hadn’t updated my iOS. I’m guessing the app works best if one’s mobile device is working well or has an updated software.

### 5/5 — Excellent!

*2021-10-01, version 3.8*

The app is reliable and very easy to use. Interface is straight forward. Users don’t have to press a lot of options before they can do their transaction. We use different online banking apps but I must say this is one of the best banking apps out there even better than the bigger banks’ mobile apps.

### 5/5 — It is working!

*2018-06-14, version 1.0*

You have to create NEW credentials for this mobile app. You cannot use your credentials in your internet banking. BUT you can choose to use your internet banking credentials in creating your mobile banking user account.

### 5/5 — Not Working

*2018-02-10, version 1.0*

Does not accept my ATM nor my Internet Banking Login Details. Tried registering via both but not go. Will change ratings to 5 when this gets resolved . Thanks :-)

UPDATE: it’s fixed now! Way to Go ChinaBank :-) I look forward banking with you!!! Loving the app... :-)

### 4/5 — Pls include lock/unlock feature

*2025-01-13, version 4.6*

The basic features of an online banking app is acailable. However, if I may suggest, please add also the lock and unlock feature of credit and debit cards so that we can use it as a protection from any unauthorized transactions. 

This feature is already present in other online banking app that’s why I can compare. Also, I appreciate it if you can present the transactions made by the credit cards so we can track every transaction and see if all are authorized or not. 

Overall, the app is easy to use and very user friendly. Thank you so much.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-20.*
