# Ching — Auto Expense Tracker — Scan receipts, log card taps

> Scan receipts, log card taps (iPhone/iPad app by I Love Working Limited.)

- Source: https://appshunter.io/ios/app/ching-auto-expense-tracker/id6761770967 (this page in markdown: same URL + `.md`)
- Developer: [I Love Working Limited](https://appshunter.io/developer/1891377555)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 27.0 · 95 MB
- Languages: American English, Chinese (Traditional, Taiwan)
- Released: 2026-10-13
- Data updated: 2026-10-18

## What is Ching?

Ching is an automatic expense tracker designed for Hong Kong. Snap receipts, log Apple Wallet taps automatically, no bank login.

• Receipt Photos
Snap a paper bill, or pick a PayMe, Octopus or bank payment screenshot from your album. Ching reads the amount, merchant and date; you tap to confirm. 3 images a month on Free, 300 on Ching Pro. Cloud reading is its own opt-in switch.

• Auto-Log Card Taps (requires iOS 27)
Add one Ching Shortcut. When a card in Apple Wallet is used, or PayMe tells you money has arrived, Ching posts a notification and one tap confirms the entry. Set it up once.

• Quick Manual Entry
Expenses, income and transfers in seconds. Merchant categories that learn, multi-currency with live rates, recurring transactions, category budgets, and stock FIFO cost tracking.

• AI Spending Insights
Monthly spending analysis and trend statistics for tracking where your money goes. Informational only — see disclaimer below.

• Cloud Backup (Ching Pro)
Encrypted backup. Restore on a new phone in one step.

• Privacy First
Ching never asks for your bank password and never connects to your bank account. Data stays on your device by default; cloud reading and AI Spending Insights are separate opt-in switches.

Free: Unlimited* tracking · Basic stats · 3 AI Spending Insights/month · 3 image reads/month · 3 category budgets
Ching Pro: HK$28/month or HK$238/year — Unlimited* AI Spending Insights · 300 image reads/month · Cloud backup · Unlimited* category budgets
*Fair-use limits apply to prevent abuse.

Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings.

Made by an independent developer in Hong Kong. Questions? We'd love to hear from you.

Important Disclaimer
Ching is a personal expense-tracking tool, not a financial advisor. All content — including AI-generated spending insights — is strictly informational and must not be relied upon as investment advice, a recommendation to buy or sell any security, a solicitation, or any form of regulated financial advice. Ching does not hold any licence from the Hong Kong Securities and Futures Commission (SFC) or any other regulator, and does not carry on any regulated activity under the Securities and Futures Ordinance (Cap. 571). Always consult a qualified, licensed professional before making financial decisions.

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Ching Pro Annual | $29.99 | per year |
| Ching Pro Monthly | $3.99 | per month |


## Is Ching safe?

Not enough ratings yet to assess Ching.

## Is Ching legit?

Ching — Auto Expense Tracker has limited verification signals. The AppsHunter Legitimacy Score for Ching is 58 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 2.0.2 — 2026-10-18

• Fixed missed Octopus purchases, automatic top-ups and bank notifications; added ZA Bank capture support.
• Added a settings reminder when iPhone notifications are disabled.
• Fixed payback undo, category order after renaming, and importing backups from other money apps.

### 2.0.1 — 2026-10-15

- Report an unrecognised payment notification with a screenshot, and Ching will add support soon.
- Reads more payment notifications: AlipayHK transit QR and PayLater, mainland Alipay.
- Octopus fare adjustments (refunds) now reduce the matching fare.
- Bug fixes.

### 2.0.0 — 2026-10-14

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-18.*