# Chiphone Federal Credit Union

> Mobile banking app for Chiphone Federal Credit Union members. (iPhone/iPad app by Chiphone Federal Credit Union.)

- Source: https://appshunter.io/ios/app/chiphone-federal-credit-union/id541670153 (this page in markdown: same URL + `.md`)
- Developer: [Chiphone Federal Credit Union](https://appshunter.io/developer/541670156)
- Category: Finance
- Price: Free
- Rating: 2.60/5 from 20 App Store ratings · 14 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.0 · 61 MB
- Languages: American English
- Released: 2012-07-14
- Data updated: 2026-08-21
- Monetization: ad-supported
- User reviews in markdown: https://appshunter.io/ios/app/chiphone-federal-credit-union/id541670153/reviews.md

## What is Chiphone Federal Credit Union?

Chiphone Federal Credit Union Mobile provides members convenient access to our website, mobile check deposit, mobile banking, branch and contact information.

## Key features

- Mobile check deposit
- Access to website
- Mobile banking
- Branch information
- Contact information

## Recent user reviews (10 of 14)

All indexed reviews: https://appshunter.io/ios/app/chiphone-federal-credit-union/id541670153/reviews.md

### 1/5 — Faulty app

*2026-04-01*

Why is it that you have to have 9 million people reporting a problem with your app before you even think about trying to fix it? This is ridiculous. I can’t even hardly use your app to unlock my card and then I run out of gas because of your dumb app. FIX YOUR APP ALREADY!!!! Do what you’re paid for…

### 1/5 — Faulty app

*2026-03-17*

Your app is not working properly. It won’t show my credit card details and it’s displaying the wrong information. The page will only show
1 transaction.

### 3/5 — Slow update

*2025-04-29*

I have four bars of 5G and it is taking forever to accept an update. I can’t even open the app to unlock my card to do the update in. I’m out of gas. This is great.

### 1/5 — If I could give negative stars I would

*2020-05-27*

This app is absolutely awful. The app they had years ago was simple functional and actually worked. This one is complicated and is “down” for months at a time. It really should not  be so hard to know where your money is going.

### 5/5 — Love new features

*2020-01-09*

Great easy way to access my fingerprint option! Fast and easy, and I can remote deposit my check! Yes please!🙃😊

### 1/5 — No thumb print access anymore

*2018-08-03*

New update removes thumb print access or made it impossible to find

### 1/5 — Doesn’t work

*2018-01-22*

Have had to reset my password several times because the app questions are matching the online answers.  Can login to the website just fine but the app says invalid every time.

### 1/5 — Thumb Scan Feature Poorly Designed (Still!)

*2017-11-10*

My original review: *I would probably give this a 3 or 4 star review if it wasn't for the thumb scan. Most apps use the thumb scan as quick access option. This app only uses the thumb scan as another "enter" button. You still have to input your password AND security question every time. Fix this feature and I will change my review to a 4 star.*

Way to not improve anything on this app. Maybe you should listen to your feedback before redesigning your app.  2 thumbs down.

### 1/5 — Horrible

*2017-04-27*

Don't work on my iPhone only when is connected to wifi called the bank and they tell you that you need data turn on .... really  is a waste of time not body checks on this crap anyway

### 1/5 — Horrible new design.

*2015-12-13*

The old app wasnt fancy but it was more functional than this one. This app has all the transactions in and out of your account but no descriptions at all. You have to use the side menu to go to website and then click on "full website" so you arent in the mobile portion and then resign in again. At this point you can then click on your account to see the description of your transactions of where you spent your money at. 

I feel like that is a lot of work just to see where my money went. I feel like that this isnt that hard to put in the app, why is it not built in? If i could go back to the older app, I would.

## Frequently asked questions about Chiphone Federal Credit Union

### What can I do with Chiphone Federal Credit Union?

Chiphone Federal Credit Union allows members to access the credit union's website, deposit checks via mobile, manage their accounts, and find branch and contact information.

### Is Chiphone Federal Credit Union free to use?

Yes, Chiphone Federal Credit Union is available for free download and use.

### What devices support Chiphone Federal Credit Union?

Chiphone Federal Credit Union is available on iPhones and iPads.

### How secure is Chiphone Federal Credit Union?

While specific security features are not detailed, as a financial institution's app, it is expected to employ industry-standard security measures to protect user data.

### When was Chiphone Federal Credit Union last updated?

The app was last updated on January 15, 2026, indicating regular maintenance and updates.

### What is the user rating for Chiphone Federal Credit Union?

Chiphone Federal Credit Union has a rating of 2.7 stars based on 19 user ratings.

### Does Chiphone Federal Credit Union have ads?

Yes, Chiphone Federal Credit Union contains advertisements.

### What age rating does Chiphone Federal Credit Union have?

Chiphone Federal Credit Union has an age rating of 4+, making it suitable for a wide range of users.

## Version history (last 5 releases)

### 6.0.35 — 2026-08-20

This update introduces new quick sign-in options. Use Face ID, Touch ID, or set up a PIN for fast, secure access. Once enrolled, the app signs you in automatically...no password needed.

### 6.0.29 — 2026-05-20

Performance and stability improvements.

### 6.0.28 — 2026-01-15

Performance and stability improvements.

### 6.0.27 — 2025-11-08

Performance and stability improvements.

### 6.0.26 — 2025-10-23

Performance and stability improvements.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-21.*
