# Chipp — Track, split & settle expenses > App for tracking, splitting, and settling group expenses among friends. (iPhone/iPad app by Chipp LLC.) - Source: https://appshunter.io/ios/app/chipp/id6636520980 (this page in markdown: same URL + `.md`) - Developer: [Chipp LLC](https://appshunter.io/developer/1762962073) - Category: Finance, Lifestyle - Price: Free - Rating: 4.38/5 from 16 App Store ratings · 9 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 116 MB - Languages: English - Released: 2025-01-28 - Data updated: 2026-06-11 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/chipp/id6636520980/reviews.md ## What is Chipp? Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round. ## Key features - Tap-to-split interface - Find friends nearby - Create shared expense groups - Split rent and utilities - Manage travel expenses - Scan receipts for dinner bills - Handle partial splits ## Recent user reviews (9 of 9) All indexed reviews: https://appshunter.io/ios/app/chipp/id6636520980/reviews.md ### 1/5 — Where is my money! *2025-12-20, version 3.1.9* Not only is the interface extremely confusing (you can accidentally mark settle VERY easily…almost as it were purposely to easy…after inputting a new shared expense), but they access your entire account, including showing all your bank account transactions on the app (WHY?!). And here’s the kicker… my partner settled up and the deny has left her back account. It’s been 10 days and I’ve seen nothing on my end, not even a notification. Absolutely NOT lightning fast. The phone number is a Google Voice number…lol…if that doesn’t seem fishy… I am deleting this app as soon as I get the missing settlement figured out. ### 1/5 — Can’t unlink account *2025-10-29, version 3.1.9* Decide I didn’t want to use the app and tried to unlink my account. The app kept giving an error and still has my account. ### 5/5 — Very useful *2025-07-29, version 3.1.5* Makes it very easy to get money back from friends without it being awkward! The app just notifies them. ### 5/5 — Very reliable! *2025-07-26, version 3.1.5* I used this app with my roommates and we settle all our expenses using this app. ### 5/5 — Fantastic UI & Essential Features! *2025-05-06, version 3.1.2* Chipp stands out with its superior user interface – it's clean, fast, and so much better than other splitters. What makes it even better are practical features like AI-powered receipt scanning for easy expense entry and the ability to settle debts via bank transfer right within the app. It makes splitting bills and getting paid back remarkably simple and efficient. A 5-star experience all around! ### 5/5 — The next thing *2025-04-03, version 3.0.1* Simple initial setup Linked accounts in seconds Solves an expense issue I deal with daily. Chipp is essential like Venmo, PayPal, Cashapp etc…. ### 5/5 — Pretty cool and very easy to use *2025-03-24, version 2.0.1* I have used this app on a few occasions with my roommates and for meals with friends. So far I have liked the interface and would recommend. Will be exploring the app more ### 4/5 — Finally, an easy way to split expenses *2025-03-11, version 2.0.1* This app makes it so much easier to split costs with friends. Connecting accounts is simple, and everything stays organized without the usual back-and-forth. The design is clean and modern, which makes it feels snappy to use. Definitely the best way to keep track of shared expenses! ### 5/5 — Like it *2025-03-01, version 2.0.1* I use this app mostly for dinners with my friends. No more awkward — everything is clear and automatic. ## Frequently asked questions about Chipp ### How does Chipp handle security for financial transactions? While the provided data does not detail specific security protocols, the app is designed for expense tracking and settlement. Users should always ensure they are using the app on secure networks and be mindful of sharing sensitive financial information. ### What types of transactions can Chipp track? Chipp can track a wide variety of group expenses, including rent, utilities, groceries, travel costs, dinner bills, and shared subscriptions like Netflix or Spotify. ### Can Chipp be used to split expenses with people I don't know personally? Chipp's 'find friends nearby' feature suggests it's optimized for known contacts. For splitting with strangers, you would likely need to manually input their details or use alternative methods for settlement. ### How often is Chipp updated? The latest version of Chipp was released on August 28, 2025, indicating recent development activity. Updates typically address bugs, introduce new features, and improve performance. ### What devices does Chipp support? Chipp is available for iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users. ### What is the age rating for Chipp? Chipp has an age rating of 4+, making it suitable for users of all ages. ### Does Chipp have ads? No, Chipp does not contain advertisements. ### What do users like most about Chipp? Based on the description, users likely appreciate its lightning-fast interface, ease of use for splitting various types of expenses, and the ability to settle up instantly with friends. ## Version history (last 5 releases) ### 3.1.9 — 2025-08-28 - Improved security and stability of banking features ### 3.1.8 — 2025-08-25 - Bug fixes - Send money flow had issues when adding friends from contacts - Settling in group expenses. ### 3.1.7 — 2025-08-20 - Bill Roulette game, let luck choose who pays the bill - Stability improvements - Bug fixes ### 3.1.6 — 2025-08-05 What’s New Added Send Money feature for faster payments General bug fixes and performance improvements ### 3.1.5 — 2025-05-06 - Allow multiple countries and international phone numbers to be verified - Apple Sign in bug fix - Minor UI improvements ## Apps similar to Chipp | App | Rating | Price | Category | | --- | --- | --- | --- | | [SpendZen: Budget & Expense](https://appshunter.io/ios/app/spendzen-budget-and-expense/id6741732915) | 5.0 (5) | Free | Finance | | [Realtime Budget Money Tracker](https://appshunter.io/ios/app/realtime-budget-money-tracker/id6502258181) | 5.0 (3) | Free | Finance | | [Flow: Expense tracker](https://appshunter.io/ios/app/flow-expense-tracker/id6477741670) | 5.0 (18) | Free | Finance | | [Fen: Finance Tracker](https://appshunter.io/ios/app/fen-finance-tracker/id6590603976) | 4.8 (4) | Free | Finance | | [Fineyo: Expense Tracker](https://appshunter.io/ios/app/fineyo-expense-tracker/id1663166940) | 5.0 (11) | Free | Finance | | [Budget & Money Planner](https://appshunter.io/ios/app/budget-and-money-planner/id6608966569) | 5.0 (2) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*