# Chipper - Chip Away Debt Fast — Automate Debt Repayment > Automated debt repayment and management with customized strategies. (iPhone/iPad app by Be Chipper, Inc..) - Source: https://appshunter.io/ios/app/chipper-chip-away-debt-fast/id1334827413 (this page in markdown: same URL + `.md`) - Developer: [Be Chipper, Inc.](https://appshunter.io/developer/1334827412) - Category: Finance - Price: Free - Rating: 2.50/5 from 8 App Store ratings · 61 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 4 MB - Languages: English - Released: 2018-08-01 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/chipper-chip-away-debt-fast/id1334827413/reviews.md ## What is Chipper? # App Store Description Meet Chipper - the app that automatically manages and chips away your debt. In a world where debt can feel overwhelming, Chipper simplifies your debt-free journey with smart automation and creates a plan you can stick to with confidence. “Chipper is ideal for those who want to ease their debt anxiety and need some clarity on how to start.” —CNBC MANAGE YOUR DEBT IN ONE PLACE Say goodbye to manual tracking. We connect all your debt accounts, from credit cards to student loans, in a single, easy-to-navigate dashboard. NAVIGATE STUDENT LOANS WITH EASE Chipper streamlines student debt management, enabling easy exploration and enrollment in repayment and forgiveness programs, including the new SAVE plan. CHIP AWAY AT YOUR PACE Customize your debt repayment to fit your lifestyle and goals, either by using our Round-Ups feature for effortless savings or setting a consistent monthly payment to meet your debt-free timeline. CUSTOMIZED REPAYMENT PLANS Our advanced technology tailors leading Snowball and Avalanche strategies to your debts, interest rates, and financial situation, crafting a personalized, effective strategy that fits your budget. DEBT-FREE PLAN ON AUTOPILOT After setting your plan, we automate your extra payments, handling everything to ensure timely payments from your linked bank account without any manual effort. CELEBRATE YOUR PROGRESS With our intuitive dashboard, track your progress to a debt-free life with real-time updates, visual charts, and insightful analytics. HOW CHIPPER WORKS: 1. Get started in minutes - sign up and instantly link your debts 2. Choose a chip away strategy that best fits your budget 3. Set your debt repayment plan on autopilot and track your progress TRUSTED BY BORROWERS LIKE YOU Join 150k members and get all these features and more. Download the Chipper app now! As seen on: - Forbes - CNBC - Business Insider - Yahoo Finance - Bloomberg BANK LEVEL SECURITY - Chipper is secured using SSL 256-bit encryption — the same security protocol that banks use — to ensure that your sensitive personal information is fully encrypted and securely stored Chipper is good for debt tracker, debt management, debt free, debt calculator, student loans, debt consolidation, auto loans, debt control, credit card debt, credit union Chipper is not affiliated with Debt Payoff Planner, Bright Money, Tally, Peach, Albert, CreditKarma, Klover, Dave, Clerkie, Earnin, MoneyLion, Brigit, Albert, Cleo, Branch, Even, Cash App ## Key features - Consolidate all debt accounts - Student loan program navigation - Customizable repayment strategies - Automated extra payments - Progress tracking and analytics - Bank-level security ## Recent user reviews (10 of 61) All indexed reviews: https://appshunter.io/ios/app/chipper-chip-away-debt-fast/id1334827413/reviews.md ### 1/5 — Cannot even begin to use *2024-10-18* Seems like a great app. Shame it can’t load past the page where it asks for money. ### 1/5 — SCAM!!! *2024-10-09* They are a scam. Won’t refund anything. Won’t stepsons to anything. ### 1/5 — Not useful *2024-09-30* Not useful ### 1/5 — Good Idea, but bad execution *2024-09-02* Terrible software. How do they even come up with a debt plan if there software doesn't generate accurate balances and interest rates or sorting. ### 1/5 — Won’t work! *2024-07-17* I have tried EVERYTHING to delete this app because I no longer want to use it and I’ve emailed several times trying to delete and cancel my account but no response and it’s been weeks of constant emails but no response whatsoever! Why can I not get a response from anyone directly?? Very annoyed about this and I’d like the money yall have taken refunded back to me because I don’t see any indication (and I’ve checked all accounts it’s supposed to pay down) that these funds have been used to pay down my accounts. So where are my funds going?? ### 1/5 — App is awful *2023-11-04* Took me about 5 tries to link my accounts because the “continue” buttons grey out any time you leave the app (ie like to look for a password in your iPhone notes). Extremely annoying. After finally linking my accounts, I was greeted with the option of either a $60 subscription or a $200 subscription. LOL! Went to go delete my account I literally just made and the instructions are to “click the chat icon on the bottom right to enter a ticket”. There is no chat icon on the bottom right. An infuriating and frustrating 15 minutes I’ll never get back. ### 1/5 — They won’t delete my account *2023-07-15* I’m really worried because they basically have no support team and I can’t get them to delete my account or my info. I’ve reached out several times and no one responds but they keep messaging about money that’s been rounded up. Unfortunately, this is just an idea. Save yourself the lifetime commitment to it, create an excel sheet and calculate your own roundup. ### 2/5 — Is this still in testing phase 1? *2023-04-30* Has potential but a lack of cs communication, inconsistency in $ amounts and overall just adds more tasks one has to manage in the overwhelming mound of loan repayment chaos. Also, poor design…ex when writing to cs the “send” button is covered by the “click here for help icon” and you must find a work around to get your question sent in to cs. ### 1/5 — Horrible Customer Service *2023-03-16* The app is a good idea but the roundups feature didn't work and I could ever get a response on why. So I tried to get my account deleted and it's been over 2 months and I have not gotten a response from anyone. This is some of the worst customer service I have seen. Do not recommend this app to anyone, there are much better options. ### 1/5 — Horrible Customer Service *2023-03-10, version 2.5.4* The app is a good idea but the roundups feature didn't work and I could ever get a response on why. So I tried to get my account deleted and it's been over 2 months and I have not gotten a response from anyone. This is some of the worst customer service I have seen. Do not recommend this app to anyone, there are much better options. ## Frequently asked questions about Chipper ### What does this app do? This app helps you manage and automate the repayment of your debts. It connects all your debt accounts, such as credit cards and student loans, into a single dashboard. The app then helps you create and automate a personalized repayment plan to become debt-free faster. ### What are the key features for managing debt? Key features include consolidating all your debt accounts into one place, navigating student loan repayment and forgiveness programs, and offering customized repayment strategies like Snowball and Avalanche. It also automates extra payments and provides progress tracking with visual charts and analytics. ### Is this app free to use? The app is free to download and use, with in-app purchases available. While the core functionality of managing and automating debt repayment is accessible, certain advanced features or services might be offered through in-app purchases. ### How does the app ensure security? The app utilizes bank-level security, specifically SSL 256-bit encryption. This is the same security protocol used by banks to ensure that your sensitive personal information is fully encrypted and securely stored, protecting your financial data. ### Who is this app best suited for? This app is ideal for individuals who feel overwhelmed by debt and need a clear, automated plan to become debt-free. It's particularly helpful for those managing credit card debt, student loans, or looking for a structured approach to debt consolidation and repayment. ## Version history (last 5 releases) ### 3.0.2 — 2024-05-18 Automatically make small extra payments towards your debt that maximize interest and time savings. Automatically implement your preferred debt pay-down strategy Manage all your debt in one place with actionable insights." ### 3.0.1 — 2024-04-12 Automatically make small extra payments towards your debt that maximize interest and time savings. Automatically implement your preferred debt pay-down strategy Manage all your debt in one place with actionable insights." ### 3.0.0 — 2024-02-22 - Improvements to UI responsiveness - Released New UI and Features - Added debt elimination strategy feature - Added new debt summary page - Added flat payment option to go towards debt repayment ### 2.5.7 — 2023-11-07 Added improvements to the Stripe portals for subscriptions. ### 2.5.6 — 2023-08-16 Update to enable Plaid linking ## Apps similar to Chipper | App | Rating | Price | Category | | --- | --- | --- | --- | | [Small Loan - Money Borrowing](https://appshunter.io/ios/app/small-loan-money-borrowing/id6444898467) | 4.5 (760) | Free | Finance | | [Arvofinance](https://appshunter.io/ios/app/arvofinance/id1464504843) | 4.0 (451) | Free | Finance | | [FairMoney: Loan App In Nigeria](https://appshunter.io/ios/app/fairmoney-loan-app-in-nigeria/id6456485223) | 4.6 (13,732) | Free | Finance | | [EasyLoan MN](https://appshunter.io/ios/app/easyloan-mn/id1552667550) | 2.9 (89) | Free | Finance | | [Debt Payoff Planner & Tracker](https://appshunter.io/ios/app/debt-payoff-planner-and-tracker/id1009323715) | 4.7 (6,741) | Free | Finance | | [Aella App](https://appshunter.io/ios/app/aella-app/id1498675625) | 2.9 (167) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*