# Chit Kart: Smart Chit Fund — Effortless.Transparent.Secure

> Effortless.Transparent.Secure (iPhone/iPad app by KODACHADRI FINTECH PRIVATE LIMITED.)

- Source: https://appshunter.io/ios/app/chit-kart-smart-chit-fund/id6752853161 (this page in markdown: same URL + `.md`)
- Developer: [KODACHADRI FINTECH PRIVATE LIMITED](https://appshunter.io/developer/1841339694)
- Category: Finance
- Price: Free
- Age rating: 17+
- Requires: iOS 15.1 · 53 MB
- Languages: American English
- Released: 2025-12-12
- Data updated: 2026-08-15
- User reviews in markdown: https://appshunter.io/ios/app/chit-kart-smart-chit-fund/id6752853161/reviews.md

## What is Chit Kart?

Chit Kart brings the entire chit fund experience into a beautifully designed, easy-to-use mobile app. Track your savings, explore new plans, join live auctions, make secure payments, and access all your documents — anytime, anywhere.
Built with complete compliance to The Chit Funds Act, 1982, Chit Kart ensures accuracy, safety, and trust at every step.

A Smarter Way to Manage Your Chits
Clarity at a Glance
Your personalized dashboard shows everything that matters — savings, dividends, due payments, live auctions, and quick actions.

One App for All Your Chits
Easily view and manage all active, completed, and pending chits with full visibility of payments, installments, certificates, and history.

Live Auctions. Real Transparency.
Join auctions in real time with a modern, chat-style bidding interface, countdown timers, and instant winner announcements.

Subscribe to New Plans Instantly
Discover curated chit plans designed for every financial goal. Compare, evaluate, and enroll in minutes using secure UPI payments.

Vacant Chits, Instant Opportunities
Join running groups with open slots and enjoy transparent dividend visibility from day one.

Your Documents! Always Available.
Access all digital certificates — FDR, PSO, Commencement Certificate, Agreements, and more — all in one place.

Security You Can Trust
-Mandatory KYC for every user
-Encrypted UPI payments
-Transparent digital ledger for all transactions
-Fully aligned with regulatory guidelines

Designed for Every Chit Participant
Whether you’re saving, investing, or bidding strategically, Chit Kart gives you total control — with the simplicity of a modern fintech app.


## Version history (last 3 releases)

### 1.15.02 — 2026-08-10

We're continuously improving Chit Kart to provide a faster, more reliable, and seamless experience.
New in this release:
Refreshed and improved user interface for a better user experience.
Enhanced Auction module with multiple bug fixes and performance improvements.
New Agreement features with an improved e-Sign experience.
Added PhonePe as a payment gateway option for a smoother and more secure payment experience.
Improved app stability and reliability across key user flows.
Optimized performance to reduce loading times and enhance responsiveness.
Fixed several issues reported by users to improve overall usability.
General bug fixes and backend improvements for a more stable application.
Thank you for using Chit Kart! We appreciate your feedback and are committed to delivering the best possible experience.

### 1.15.01 — 2026-04-25

Auction Module – Now Live!
Experience our all-new Auction Module, fully enabled and ready to use. Bid, track, and manage auctions seamlessly within the app.
 
Bug Fixes
Several major and minor bugs have been resolved for a smoother, more stable experience.
 
Improved UI – New Chits & Vacant Chits
We've refreshed the New Chits and Vacant Chits screens with a cleaner, more intuitive interface for easier browsing and selection.
 
Thank you for using Chit Kart. Keep sharing your feedback — it helps us improve!

### 1.15.00 — 2025-12-12

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-15.*