# ChitChat ZMW — Smart Debit Card & Expense App > Social commerce platform for secure messaging and card-based financial transactions. (iPhone/iPad app by Zazu Africa LTD.) - Source: https://appshunter.io/ios/app/chitchat-zmw/id1447258908 (this page in markdown: same URL + `.md`) - Developer: [Zazu Africa LTD](https://appshunter.io/developer/1387809401) - Category: Finance - Price: Free - Rating: 4.23/5 from 13 App Store ratings · 8 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 59 MB - Languages: English - Released: 2019-03-03 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/chitchat-zmw/id1447258908/reviews.md ## What is ChitChat ZMW? ChitChat: Empowering Conversations and Transactions ChitChat is the ultimate social commerce platform, where "Money Talks." Supported by Mastercard, we bring secure messaging together with virtual and physical cards for a seamless experience. Key Features: One on One Messaging: Chat with your contacts securely; Group Messaging: Chat in groups with your contacts securely; Payments: Send money in individual chats, or in group chats; Card Payments: Use virtual cards for online transactions or physical cards for swiping in stores; With ChitChat, stay connected and empowered while managing your finances and social interactions. Download now to join the conversation and redefine the way you handle your money ## Key features - Secure one-on-one messaging - Secure group messaging - Send money in chats - Virtual card payments - Physical card payments ## Recent user reviews (8 of 8) All indexed reviews: https://appshunter.io/ios/app/chitchat-zmw/id1447258908/reviews.md ### 5/5 — Love it *2024-07-16* Please add +1 US code for US users, I like the Idea of this app! ### 1/5 — Scam *2024-06-04* I had a better experience with the purple zazu app this new upgrade to chitchat is a scam ### 1/5 — Scam app *2022-09-02* It’s a scam app ### 1/5 — Are you sure this app is real *2022-08-31* I signed up and verified my Identity via nin/bvn yet over two weeks now, they are still verifying, I cant do anything at all on the app while it’s pending. ### 5/5 — Incredible App *2022-05-09, version 2.6.3* Zazu is the best financial app for online uses 👍🏻 ### 4/5 — Great App! *2021-10-17, version 2.6.3* Great app and excellent design. However please enable the ability to delete accounts created within the app and enable CSV/Excel exportation of statements. Uploading a picture on the profile would be great too. ### 5/5 — Helped me Manage my money *2021-02-24, version 2.3.3* Zazu is an awesome app that has helped me see more clearly what I spend on and how much. The virtual cards and a physical cards are just amazing I recommend this app 100%. Try it I bet you will love it. ### 5/5 — Really nice to see *2019-06-10* Zazu bringing mobile banking to areas that others have forgotten about ## Frequently asked questions about ChitChat ZMW ### What is ChitChat ZMW? ChitChat ZMW is a social commerce platform that integrates secure messaging with financial tools. It allows users to chat with contacts and manage money using virtual and physical debit cards. ### Is ChitChat ZMW secure for financial transactions? Yes, ChitChat ZMW is supported by Mastercard, indicating a level of security for its card payment features. The app emphasizes secure messaging alongside its financial capabilities. ### Can I use ChitChat ZMW for online and in-store purchases? Yes, you can use the virtual cards for online transactions and the physical cards for swiping in stores, providing flexibility for various purchasing needs. ### How often is ChitChat ZMW updated? The latest version of ChitChat ZMW is 3.0.4, and it was last updated on March 28, 2024. This indicates a relatively active development cycle. ### What devices support ChitChat ZMW? ChitChat ZMW is available for iPhone and iPod devices, as indicated by its supported devices list. ### What is the user rating for ChitChat ZMW? ChitChat ZMW has a rating of 4.2 stars based on 13 ratings, suggesting generally positive user sentiment. ### Does ChitChat ZMW have ads? No, the application data indicates that ChitChat ZMW does not have advertisements. ### What age rating is ChitChat ZMW? ChitChat ZMW has an age rating of 4+, making it suitable for a wide range of users. ## Version history (last 5 releases) ### 3.0.4 — 2024-03-28 We fixed the issues that you previously experienced with downloading the ZMW app. ### 3.0.3 — 2023-11-08 We fixed some issues which were not working, like adding depositing from Airtel Money ### 3.0.0 — 2023-10-23 We have rebranded Zazu into Chitchat. Lots of exciting new features coming soon ### 2.10.3 — 2023-09-13 Download this version to order your physical card replacement and find out next steps ### 2.10.2 — 2023-08-18 For a very small number of users, there was an issue which prevented them from opening new accounts. We have fixed that in this update. ## Apps similar to ChitChat ZMW | App | Rating | Price | Category | | --- | --- | --- | --- | | [Central Liverpool Credit Union](https://appshunter.io/ios/app/central-liverpool-credit-union/id1530792600) | — | Free | Finance | | [Ford Credit](https://appshunter.io/ios/app/ford-credit/id1523100320) | 4.5 (1,138) | Free | Finance | | [PFCU Protect](https://appshunter.io/ios/app/pfcu-protect/id1528968680) | 3.0 (2) | Free | Finance | | [Bancovinet](https://appshunter.io/ios/app/bancovinet/id1524741720) | 5.0 (1) | Free | Finance | | [HOP Remit - Send Money Abroad](https://appshunter.io/ios/app/hop-remit-send-money-abroad/id1526102800) | 4.0 (4) | Free | Finance | | [FORUS Wallet](https://appshunter.io/ios/app/forus-wallet/id1528295780) | — | Free | Finance | ## More apps by Zazu Africa LTD - [ChitChat: Because Money Talks](https://appshunter.io/ios/app/chitchat-because-money-talks/id6477154953) All apps by Zazu Africa LTD: https://appshunter.io/developer/1387809401 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*