# ChoiceCredit

> Mobile credit card management and security tool. (iPhone/iPad app by Community Choice Credit Union.)

- Source: https://appshunter.io/ios/app/choicecredit/id1591154447 (this page in markdown: same URL + `.md`)
- Developer: [Community Choice Credit Union](https://appshunter.io/developer/829894222)
- Category: Finance
- Price: Free
- Rating: 2.17/5 from 18 App Store ratings · 9 written reviews indexed
- Age rating: 17+
- Requires: iOS 11.0 · 34 MB
- Languages: English
- Released: 2021-10-22
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/choicecredit/id1591154447/reviews.md

## What is ChoiceCredit?

Enjoy easy and on-the-go management of your credit cards with the ChoiceCredit app from Community Choice Credit Union! This app offers a convenient way to:
 
•	View recent and pending transactions.
•	View account details.
•	Report your card lost or stolen.
•	Raise a dispute on a transaction.
•	Protect your cards by sending transaction alerts and enabling you to define when, where and how your cards are used.
•	Turn your cards on or off.
•	View rewards points for participating cards.
•	Set travel notifications.
 
Card registration is easy from any mobile device, and access is secure and protected by multi-factor authentication.

## Key features

- View transactions
- Report lost/stolen cards
- Dispute transactions
- Set card usage controls
- Transaction alerts
- Travel notifications

## Recent user reviews (9 of 9)

All indexed reviews: https://appshunter.io/ios/app/choicecredit/id1591154447/reviews.md

### 1/5 — App Worthless

*2022-10-26, version 22.1.1*

App does not work!  Continues to give me an error message!

### 1/5 — Awful.

*2022-10-21, version 22.1.1*

Just put the credit cards on the your other GD bank app this is way more inconvenient

### 1/5 — App is horrible

*2022-01-30, version 20.0.0*

I’m sorry but this all is trash. I can’t even make a payment. It won’t let me add my banking info without saying there is an error with the system. It worked fine before why did you have to change it? Fix it.

### 1/5 — What’s an app when it doesn’t work

*2021-12-27, version 20.0.0*

I enrolled my account in the app only to get to the very end and receive an error message. I tried logging in and it said I needed to enroll. After going back through the process, I received the same error- “there’s something wrong, but it’s on our end”. No good- if it doesn’t work!

### 1/5 — Doesn’t work with Apple

*2021-12-10, version 20.0.0*

Very unorganized transition to a new credit mgmt system.  Can’t even get registered. Get an error message each time I try. Can’t get help over the phone or solutions.  No one knows what’s going on. Drove to the bank because I was so frustrated and needing to make a payment. They said they would get back to me by email as far as why I can’t get registered and I never heard back.  Seems to be isolated to apple phones.   Their customer service and technology has gone down hill and inferior to competitors. The face recognition does not work on the regular banking app either.  Seems to not be compatible with Apple and nothing is being done about it. It’s been 2 months.  I am considering switching banks. I need convenience not hassle with todays technology

### 1/5 — CCCU Credit App

*2021-12-03, version 20.0.0*

This a junk app , it does not work, CCCU union has a regular app that worked great , then they added the Credit App that never works, call the number on it and it sends you to someone that can’t help you , This credit union has failed at this , the other app you could check your credit card and everything, now you log in to the regular CCCU app and you have to download this crude , that is worthless, they upgraded there credit u ion Visa , and screwed that up , I paid a balance on my card and it went to my old card ,, was told it would be transferred to my new card , after 5 calls and call member services got it paid , they didn’t give me the correct payoff , so still owe a buck or two , time to change credit unions .

### 1/5 — No.

*2021-11-12, version 19.0.1*

It won’t let me pay my CC using this new app and when I try to use the “Contact” button for a call, it sends me to a third party in India. When I do reach someone, they say they have to transfer me to Member Services, but they send me to a CU in Tennessee! When I try calling a CCCU branch directly, it sends me to the same call center in India. I expected more from my Iowa CU. It’s gone downhill.

### 2/5 — Doesn’t work

*2021-10-29, version 19.0.1*

All the text is very light and incredibly small. It’s really difficult to read. It also won’t allow me to make a payment. It just says there was an error and to try again.

### 5/5 — Happy UnBanker

*2021-10-22, version 18.0.0*

Love the new features and functions

## Frequently asked questions about ChoiceCredit

### How do I report my ChoiceCredit card lost or stolen?

ChoiceCredit allows you to report your card lost or stolen directly through the app. This feature ensures quick action to protect your account from unauthorized use.

### Can I dispute a transaction with ChoiceCredit?

Yes, you can raise a dispute on a transaction directly within the ChoiceCredit app. This provides a convenient way to address any discrepancies.

### What security features does ChoiceCredit offer?

ChoiceCredit offers secure access with multi-factor authentication. You can also protect your cards by setting transaction alerts and defining when, where, and how your cards are used, including turning them on or off.

### Does ChoiceCredit support travel notifications?

Yes, ChoiceCredit allows you to set travel notifications. This feature helps prevent your card from being flagged for suspicious activity while you are traveling.

### What devices are supported by ChoiceCredit?

ChoiceCredit is available for iPhone and iPad devices. The app is designed for easy management on the go.

### When was the latest version of ChoiceCredit released?

The latest version of ChoiceCredit, 27.0.2, was last updated on February 15, 2023. This indicates regular updates to maintain functionality and security.

### What is the age rating for ChoiceCredit?

ChoiceCredit has an age rating of 17+. This is typical for finance applications that handle sensitive personal and financial information.

### How does ChoiceCredit compare to other credit card management apps?

ChoiceCredit focuses on direct management and security features for Community Choice Credit Union cardholders, including transaction disputes and card controls, which may differ from broader financial aggregation apps.

## Version history (last 1 release)

### 27.0.2 — 2023-02-15

* General software updates to latest frameworks for latest security, privacy, and performance improvements.
* Improvements to UI, Login, and One-Time Passcode flows.
* Enhanced Enrollment Flow.
* Enhanced Merchant Information in Transaction Data.

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## More apps by Community Choice Credit Union

- [Community Choice Credit Union](https://appshunter.io/ios/app/community-choice-credit-union/id1441017241)

All apps by Community Choice Credit Union: https://appshunter.io/developer/829894222

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*