# ChoiceOne Bank

> Personal financial management app for aggregating accounts and managing transactions. (iPhone/iPad app by ChoiceOneBank.)

- Source: https://appshunter.io/ios/app/choiceone-bank/id1504585935 (this page in markdown: same URL + `.md`)
- Developer: [ChoiceOneBank](https://appshunter.io/developer/522481672)
- Category: Finance
- Price: Free
- Rating: 4.70/5 from 5,388 App Store ratings · 62 written reviews indexed
- Age rating: 4+
- Requires: iOS 18.4 · 171 MB
- Languages: American English, European Spanish
- Released: 2020-04-23
- Data updated: 2026-08-30
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/choiceone-bank/id1504585935/reviews.md

## What is ChoiceOne Bank?

ChoiceOne Bank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances.

Here’s what else you can do with ChoiceOne Bank:

Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks.
Set up alerts so you know when your balance drops below a certain amount
Make payments, whether you’re paying a company or a friend
Transfer money between your accounts
Deposit checks in a snap by taking a picture of the front and back
Reorder your debit card or turn it off if you’ve misplaced it
View and save your monthly statements
Find branches and ATMs near you

Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. 

To use the ChoiceOne Bank app, you must be enrolled as a ChoiceOne Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

## Key features

- Aggregate accounts from multiple institutions
- Organize transactions with tags, notes, and photos
- Set custom balance alerts
- Make payments and transfer funds
- Deposit checks via photo
- Manage debit cards
- View statements and find branches/ATMs

## What do users think of ChoiceOne Bank?

Overall sentiment: negative

**Pros**

- 👍 Great service
- 🚀 Fast service
- 💡 Awesome mobile banking
- 👍 Friendly and helpful staff
- 👍 Simple and easy to use app

**Cons**

- 💰 Outrageous statement fees
- 🐛 App not working most of the time
- 🔍 Difficult to access accounts
- 💰 Disappointing interest rate cuts
- 🐛 Mobile deposit issues

**Commonly reported bugs**

- App crashes and won't open
- Transactions not showing up in a timely manner
- Mobile deposit not working properly

**Most requested features**

- Widget for checking balance without login
- Bank-to-bank transfer feature
- Ability to customize bill pay limits

## Recent user reviews (10 of 62)

All indexed reviews: https://appshunter.io/ios/app/choiceone-bank/id1504585935/reviews.md

### 1/5 — Worst banking app ever

*2026-08-11, version 3.36.0*

By far the worst banking app ever. After 10pm your money amount resets to the mornings amount. The app does not update the amount even if you make a payment or purchase. If you go negative at 6pm and deposit at 6:01, you get charged an over draft fee. By far the worst banking experience ever

### 5/5 — Plinqit

*2026-08-01, version 3.36.0*

Great works in the makeing

### 5/5 — excellent

*2026-07-21, version 3.36.0*

The stuff are great and the app is super easy to use it. I was a 10 out of 10. It’s a great bank to use.

### 5/5 — Choiceone bank is  1

*2026-06-29, version 3.35.0*

I love this app!!!   So easy to use.

### 2/5 — Not real time

*2026-05-30*

As all the comment say, it is always off with the amount you have in your bank account which in return throws me off and then I end up paying I have to duty overdraft fee when the bank tells me that it’s in there don’t have so I rely on this being real time with the money in my account

### 2/5 — Online banking

*2026-05-19, version 3.33.0*

Terrible bill pay product.  Can’t schedule payments for the correct date.  Much harder to use than other banks.

### 2/5 — Check deposit

*2026-05-11, version 3.33.0*

I always have to retake the picture of the check being deposited several times very irritating

### 3/5 — Closing branch

*2026-04-18, version 3.33.0*

So sorry you closed the Emmett branch!

### 3/5 — Choice One

*2026-03-26, version 3.32.0*

Just love the on line banking transfer money, pay bills 
It’s great!

### 1/5 — App has a lot of issues

*2026-03-07*

This app is not reliable and the newest update is not good. I have different accounts I log into and with this new update, it does not allow me to choose which account I want to get into. The number pad is the first thing that pops up with no choice to get into the other accounts.

## Frequently asked questions about ChoiceOne Bank

### What does the ChoiceOne Bank app do?

The ChoiceOne Bank app allows you to aggregate all your financial accounts, including those from other banks and credit unions, into a single view. It provides tools to manage your finances, such as organizing transactions, setting alerts, making payments, transferring money, and depositing checks.

### What are the key features of the ChoiceOne Bank app?

Key features include aggregating accounts from multiple institutions, organizing transactions with tags and photos, setting balance alerts, making payments, transferring funds, depositing checks by photo, managing debit cards, viewing statements, and finding branches and ATMs. It also offers robust security with passcode and biometric login options.

### Is the ChoiceOne Bank app free to use?

The app is free to download and use. However, it does contain advertisements. To use the app, you must be enrolled as a ChoiceOne Bank digital banking user.

### What devices is the ChoiceOne Bank app compatible with?

The app is designed for mobile devices and supports secure login options like fingerprint or face reader on supported devices. You need to be enrolled in ChoiceOne Bank's Internet Banking to use the app.

### How can I use the ChoiceOne Bank app to manage my money?

You can use the app to get a consolidated view of all your financial accounts, track spending by adding notes and photos to transactions, receive notifications for low balances, pay bills, transfer money between your accounts, and deposit checks remotely by taking pictures.

## Version history (last 5 releases)

### 3.37.0 — 2026-08-19

Version 3.37.0
• Bug fixes and performance improvements

### 3.36.0 — 2026-07-16

Version 3.36.0
• Bug fixes and performance improvements

### 3.35.0 — 2026-06-09

Version 3.35.0
• Bug fixes and performance improvements

### 3.34.1 — 2026-05-23

Version 3.34.1
• Bug fixes and performance improvements

### 3.34.0 — 2026-05-19

Version 3.34.0
• Bug fixes and performance improvements

## Apps similar to ChoiceOne Bank

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Choice One Community FCU](https://appshunter.io/ios/app/choice-one-community-fcu/id1481613901) | 4.8 (352) | Free | Finance |
| [Frankenmuth Credit Union](https://appshunter.io/ios/app/frankenmuth-credit-union/id578146647) | 3.4 (77) | Free | Finance |
| [ELGA Credit Union](https://appshunter.io/ios/app/elga-credit-union/id6753704181) | 4.2 (404) | Free | Finance |
| [MyFPCU](https://appshunter.io/ios/app/myfpcu/id1474660587) | 4.8 (8,184) | Free | Finance |
| [IB ONE Wallet](https://appshunter.io/ios/app/ib-one-wallet/id491134755) | 4.6 (9,720) | Free | Finance |
| [Dort Financial Mobile Banking](https://appshunter.io/ios/app/dort-financial-mobile-banking/id457915614) | 4.8 (9,350) | Free | Finance |

## More apps by ChoiceOneBank

- [ChoiceOne Super Saver](https://appshunter.io/ios/app/choiceone-super-saver/id1490468205)
- [Mortgage Pronto by ChoiceOne](https://appshunter.io/ios/app/mortgage-pronto-by-choiceone/id1533829097)
- [ChoiceOne Business Deposit](https://appshunter.io/ios/app/choiceone-business-deposit/id1551688080)
- [ChoiceOne Treasury Management](https://appshunter.io/ios/app/choiceone-treasury-management/id1664950090)
- [ChoiceOne Treasury Management](https://appshunter.io/ios/app/choiceone-treasury-management/id6755127599)

All apps by ChoiceOneBank: https://appshunter.io/developer/522481672

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*