# ChoiceWorth — Dealer-grade car & finance > Comprehensive financial calculator suite for car deals, home finance, and everyday money management. (iPhone/iPad app by Cheryl Turner.) - Source: https://appshunter.io/ios/app/choiceworth/id6790245768 (this page in markdown: same URL + `.md`) - Developer: [Cheryl Turner](https://appshunter.io/developer/6789281326) - Category: Finance, Productivity - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 17.0 · 4 MB - Languages: American English - Released: 2026-07-24 - Data updated: 2026-08-28 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/choiceworth/id6790245768/reviews.md ## What is ChoiceWorth? ChoiceWorth brings the everyday calculators and tools you actually use into one fast, native app — with a dealer-grade car-deal and F&I suite at its heart. No accounts, no ads, no tracking. Just tools that work, online or off. CAR DEALS & F&I • Auto Loan — price, trade, payoff, taxes, and fees with full amortization • Car Deal & Out-the-Door — itemized tax and fees to a true drive-off price • Anti-Four-Square Auditor — see the dealer's real payment, with a customer view that explains negative equity and a salesperson four-square, both exportable to PDF • Payment Shopper, Dealer Rate & Reserve, F&I Product ROI, Deal Menu, Reverse APR • Deal Jacket — scan an ID, attach a photo, save and share a full deal sheet • Deal Scoreboard — your saved deals rolled up into units, financed, and averages HOME & FINANCE • Mortgage, Refinance, Compound & Simple Interest with growth charts • Credit Card Payoff, Savings Goal, Retirement, Investment Growth, Down Payment • Budget Planner, Take-Home Pay, Affordability • Upside-Down? Start Here — a plain-English negative-equity guide EVERYDAY MONEY & TOOLS • Tip & split, discount, percentage, BMI & calories, water, sleep • Fuel & trip cost, Gas vs EV break-even, area & paint, energy cost • Unit and currency converters, workout timer, world clock, password generator • To-do, notes, drawing notes, daily motivation — export to PDF DESIGNED FOR iPHONE & iPAD • Native, light & dark mode, 19 accent colors, Home Screen & Lock Screen widgets • Everything stored privately on your device; global search across every tool Built by a 44-year automotive finance & insurance veteran — the calculators are accurate to the conventions professionals actually use. Know what your deal is worth. ## Key features - Car deal and F&I suite - Auto loan and out-the-door pricing - Mortgage, refinance, and interest calculators - Budget planner and savings goal tracker - Unit and currency converters - Offline functionality - No accounts or ads ## Frequently asked questions about ChoiceWorth ### What is ChoiceWorth? ChoiceWorth is a native app designed to provide a comprehensive suite of financial calculators and tools. It focuses on car deals, F&I, home finance, budgeting, and everyday money management, offering dealer-grade accuracy. ### Does ChoiceWorth have ads? No, ChoiceWorth is ad-free. The app is designed to provide a clean and uninterrupted user experience without advertisements. ### Is ChoiceWorth available on Android? ChoiceWorth is currently designed for iPhone and iPad. Platform availability for Android has not been specified in the provided data. ### How accurate are the car deal calculations in ChoiceWorth? The car deal calculators in ChoiceWorth are built with dealer-grade accuracy, reflecting the conventions used by automotive finance and insurance professionals. They include detailed breakdowns of price, trade, payoff, taxes, and fees for precise out-the-door pricing. ### Can I use ChoiceWorth offline? Yes, ChoiceWorth is designed to work online or off. All tools are available for use without an internet connection, and data is stored privately on your device. ### What is the age rating for ChoiceWorth? ChoiceWorth has an age rating of 4+. This indicates it is suitable for a wide audience, including children, with no mature content. ### How often is ChoiceWorth updated? The latest version of ChoiceWorth is 1.0, and it was last updated on July 22, 2026. Further update frequency information is not available. ### Does ChoiceWorth require an account? No, ChoiceWorth does not require any accounts. The app prioritizes user privacy by storing all data locally on your device and avoiding tracking. ## Version history (last 2 releases) ### 1.1 — 2026-08-19 ChoiceWorth now remembers everything — and lets you play out the deal before you sign. NEW • Picks up where you left off — every calculator saves your numbers as you type; tap ↺ anytime for a fresh start • What-if sliders — drag down payment, term, or APR and watch the payment move live, with −/+ fine-tuning and tap-to-type exact values • Deal Garage — save deals by name ("Silverado at Smith Chevy"), reload anytime, and compare two side by side • Rate Shopping (new tool!) — log offers from banks, credit unions, and the dealer, ranked by TRUE total cost including lender fees • State presets — sales tax and typical doc fee for all 50 states + DC, filled in with two taps • Credit-tier APR estimates for when you don't know your rate • F&I Menu presenter — Platinum/Gold/Base package columns with real re-amortized payments • Payoff timeline and budget-fit check on loan results • Share any what-if payment as a clean image • Siri & Spotlight shortcuts, plus long-press app icon quick actions IMPROVED • Haptic feedback and smoother spring animations throughout Everything still stays on your device. No accounts, no ads, no tracking. ### 1.0 — 2026-07-22 No release notes. ## More apps by Cheryl Turner - [eSquire: Dark Fantasy Runner](https://appshunter.io/ios/app/esquire-dark-fantasy-runner/id6789281324) All apps by Cheryl Turner: https://appshunter.io/developer/6789281326 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*