# ChoreCoins: Learn & Earn — Kids Finance & Money Education

> Financial education app for kids teaching money management through chores and lessons. (iPhone/iPad app by Justin Jabuka.)

- Source: https://appshunter.io/ios/app/chorecoins-learn-and-earn/id6768875601 (this page in markdown: same URL + `.md`)
- Developer: [Justin Jabuka](https://appshunter.io/developer/1896612502)
- Category: Education, Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 4 App Store ratings · 3 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 39 MB
- Languages: American English
- Released: 2026-06-14
- Data updated: 2026-09-19
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/chorecoins-learn-and-earn/id6768875601/reviews.md

## What is ChoreCoins?

ChoreCoins: Learn and Earn is the financial education app that grows with your child — from their first chore at age 6 to advanced lessons on investing, entrepreneurship, and retirement by age 16.
Most kids finish school without ever learning how money really works. ChoreCoins: Learn and Earn fixes that. Every chore completed becomes a real earnings moment. Every dollar earned splits automatically into Spending, Saving, and Investing. And every week a new financial lesson unlocks — building the habits and knowledge your child needs before they ever have to manage money on their own.
THE THREE BUCKET SYSTEM
Every dollar your child earns splits automatically into three buckets — Spending, Saving, and Investing — at percentages you set. Kids see exactly where their money goes and why. No more spending everything the moment it arrives.
THE INVESTING BUCKET
Completely locked. Earns real compound interest at a rate you configure. Kids watch their investing bucket grow month after month — experiencing the power of compound interest before they ever open a real brokerage account. Your child can't touch it. That's the whole point.
FAMILY INVESTMENT MATCH
Set a percentage match on everything your child invests — just like a 401k employer match. Kids learn that investing multiplies money immediately. The most powerful financial habit in America, taught experientially before age 10.
FAMILY TAX
Simulate real paycheck withholding. A small percentage of every dollar earned goes to a family fund, a charity your family chooses, or back into investing. Kids see gross earnings vs net earnings on every chore. They'll understand their first real paycheck before their friends have any idea what FICA means.
FUTURE ME CALCULATOR
The signature feature. Kids enter their weekly investing amount and see projected balances at ages 18, 25, 40, and 65. Watching a 10-year-old realize their $5 a week could become over $130,000 by retirement changes how they think about money forever.
THE FUTURE YOU MOMENT
Every time a child requests to spend money ChoreCoins: Learn and Earn shows them exactly what that amount would become if invested instead. They must acknowledge it before spending. Not to stop them from spending. To make sure every spending decision is a conscious one.
58-WEEK MONEY MISSION CURRICULUM
A new financial lesson unlocks every week. Kids read a 60-second lesson, answer a short quiz, and earn bonus coins. Topics include compound interest, the stock market, needs vs wants, entrepreneurship, mortgages, credit scores, taxes, and much more. No other kids app delivers a curriculum like this.
BUILT FOR REAL FAMILIES
Parents approve chores before money releases. Savings withdrawals require parent sign-off. The investing bucket requires parent override to access. Co-parents share full access. Push notifications keep both parents in the loop.
BANK-LEVEL SECURITY FOR YOUR FAMILY
Child PINs are hashed and never stored in plain text. Brute force protection locks accounts after failed attempts. Role-based security rules prevent any family from accessing another family's data. Face ID and Touch ID for parents. No child email addresses required. COPPA compliant.
IMPORTANT — HOW CHORECOINS: LEARN AND EARN WORKS
ChoreCoins: Learn and Earn is a financial simulation. No real money moves through the app. Parents hold the actual money — the app tracks it digitally. Think of ChoreCoins: Learn and Earn as the most educational allowance system ever built — with you as the bank.
Earn. Save. Invest. Learn. — ChoreCoins: Learn and Earn. 
Terms of Use: https://www.notion.so/ChoreCoins-Learn-and-Earn-Terms-of-Service-371ef7fe24d180569e88fe039fb80954

## Key features

- Gamified chore completion for earnings
- Automatic split into Spending, Saving, Investing buckets
- Compound interest simulation in Investing bucket
- Family investment matching feature
- Simulated family tax deductions
- Future earnings projection calculator
- Weekly financial lessons and quizzes

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| ChoreCoins Monthly | $4.99 | per month |
| ChoreCoins Annual | $39.99 | per year |


## Recent user reviews (3 of 3)

All indexed reviews: https://appshunter.io/ios/app/chorecoins-learn-and-earn/id6768875601/reviews.md

### 5/5 — Easy to use

*2026-06-25*

Great app. I wish I learned these money habits early in life. I can see this translating well into my kids future. The kids love the app too and seeing their buckets grow with every chore completed. The chore reminder feature has been great as well so if I don’t ask my kids to complete something they still get a little push.

### 5/5 — Perfect app to help teach my kids about money.

*2026-06-23*

This app really helps me teach my kids the fundamentals about money.

### 5/5 — Brilliant and intuitive. Where Chores Meet Financial Literacy.

*2026-06-15*

This app has been a game changer for our family. It is incredibly easy to use, and the layout is simple enough for kids to understand and navigate on their own. My children can clearly see their chores, track their progress, and watch their earnings grow in real time, which makes the entire experience both fun and motivating.

What I love most is how it teaches real-world money management skills at an early age. It gives kids a practical understanding of how earning, saving, and spending money works while helping them develop responsibility and accountability. Seeing the direct connection between their hard work and their rewards has been incredibly valuable.

One of the most unique features is that it introduces concepts that many adults don’t fully understand until much later in life. Kids can learn the difference between spending, saving, investing, and even paying taxes, helping them build a realistic understanding of how money works in the real world. These lessons are presented in a way that is easy for children to grasp and apply.

The app turns everyday chores into an engaging experience and has helped us create positive habits around responsibility in a way that feels rewarding rather than overwhelming. It has given our children a sense of ownership over their work and their finances while making the process fun and interactive. I highly recommend it to any family looking to teach financial literacy, responsibility, and accountability while keeping kids motivated and engaged.

## Frequently asked questions about ChoreCoins

### What is ChoreCoins?

ChoreCoins is a financial education app designed to teach children about money management. It uses chores as a way for kids to earn money, which is then automatically split into spending, saving, and investing buckets.

### How does ChoreCoins teach investing?

ChoreCoins features an 'Investing Bucket' that earns simulated compound interest at a rate configured by parents. Children can visually track their investments growing over time, experiencing the power of compound interest firsthand.

### What is the 'Future Me Calculator' in ChoreCoins?

The 'Future Me Calculator' is a signature feature that allows children to enter their weekly investment amounts and see projected balances at various future ages, such as 18, 25, 40, and 65. This helps them understand the long-term impact of their saving and investing habits.

### Does ChoreCoins have ads?

No, ChoreCoins does not contain advertisements. The app is designed to provide an uninterrupted learning experience for children focused on financial education.

### What is the age rating for ChoreCoins?

ChoreCoins has an age rating of 4+. This indicates it is suitable for children aged 4 and above, with its core financial lessons scaling from age 6 up to age 16.

### How often is ChoreCoins updated?

ChoreCoins was last updated on June 24, 2026, with version 1.0.2. This suggests regular updates to improve features and content for users.

### What devices support ChoreCoins?

ChoreCoins is available on iPhone, iPad, and iPod. It is designed to be accessible on various Apple mobile devices.

### Can parents control spending requests in ChoreCoins?

Yes, parents have significant control within ChoreCoins. They must approve chores before money is released, and savings withdrawals require parent sign-off. The app also prompts children to acknowledge spending decisions, highlighting their potential investment value.

## Version history (last 3 releases)

### 1.0.2 — 2026-06-24

updated the photos

### 1.0.1 — 2026-06-22

Ipad ready

### 1.0 — 2026-06-15

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-19.*