# Chqbook > India's first neobank for small businesses, offering banking, loans, khata, and insurance. (iPhone/iPad app by Nineroot Technologies Private Limited.) - Source: https://appshunter.io/ios/app/chqbook/id1453655020 (this page in markdown: same URL + `.md`) - Developer: [Nineroot Technologies Private Limited](https://appshunter.io/developer/1328251682) - Category: Finance, Business - Price: Free - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 11.2 · 66 MB - Languages: English - Released: 2019-03-21 - Data updated: 2026-07-07 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/chqbook/id1453655020/reviews.md ## What is Chqbook? India's First #Neobank for Small Business Owners! Download the Chqbook app and Make your Small Business Big Why must you download the Chqbook App? 100% Free, Safe and Secure, Made in India with Love Chqbook is India's first Neobank for small business owners like Kiranas, Merchants, Chemists, and all others proprietorship businesses. Chqbook is the first in India to offer the power of a financial control centre to 60 million small business owners, as they emerge from the effects of the pandemic. It brings together banking, lending, khata, insurance & rewards. Chqbook Khata • Free Digital Khata to manage your customers, suppliers & orders • Manage udhaar of your customers using Digital bahi khata • Send reminders to your customers on SMS and WhatsApp • Collect payments from customers by sending UPI payment links • Create orders and send to your suppliers • Create a free business card and share on WhatsApp. • Get easy transaction statements • Earn rewards on daily transactions • Available Hindi, English, Hinglish Kannada, Telugu, Marathi & Bengali Banking • Banking made easy with Instant Fund Transfers • Share bank details with IFSC in an easy and simple format using WhatsApp or SMS • Easy account statements for viewing on your mobile phone • Open a new Current Account with ICICI Business Banking • Link your existing ICICI Bank Current Account • Earn Rewards on daily current account transactions • Safety & Security of India's Largest Private Sector Bank • Secure Biometric Access, mobile-friendly and easy to use Loans • Apply for personal or business loans at best rates • Fast process with excellent assistance • Speedy disbursal system • Earn rewards on loan disbursal Customers applying for Loan should note that: Loans have a repayment tenure ranging from 2 to 5 years. Depending on individual’s profile & the lender, the APR of a loan may vary from 14% - 32% For example, on a personal loan of ₹4.5 lakh @ interest rate of 15.5% & repayment tenure of 3 years, the EMI will be ₹15710. Total payout here would be: Principal Amount: ₹300000 Interest (@15.5%): ₹79700 Processing Fees (@2%): ₹6000 Documentation charges: ₹500 Amortisation Schedule charges: ₹200 Total cost of the loan: ₹386400 In case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable. Depending on the lender, prepayment options may or may not be available & applicable charges for the same may vary Insurance • Members-only insurance plans • Secure your life, health and shop • No medicals • No documentation • Instant Policy Free Credit Report • Take financial fitness test • Credit Report worth ₹1200/- for Free Credit Cards • Zero Joining Fees on India's best credit cards • Earn rewards on card issuance • Lifetime Free Credit Card available from top banks Rewards • Earn Chqbook Coins • Redeem coins for offers from top brands across entertainment, health, lifestyle, food and travel • Buy Binge Pack at ₹499/- and get 15 offers worth ₹3500/- About the Chqbook.com Chqbook.com, a Gurugram and Bangalore based fintech start-up, is India's first neobank for small business owners offering world-class financial services through its five pillars of banking, khata, lending, insurance, and rewards. Founded in 2017 by Vipul Sharma, Rajat Kumar, Sachin Arora, and Mohit Goel, Chqbook's vision is to make India’s small business owners financially fitter. It serves more than 700,000 customers across India's top 500 cities. It uses alternate data, working closely with credit bureaus, partners, and financial institutions to deliver tailor-made financial products and services to small business owners. Chqbook is the winner of many prestigious awards like the Fintech Rocketship Award 2019 from the UK's Department of International Trade, Tech30 at YourStory TechSparks 2019, and 2018 SuperStartups Asia Awards. ## Key features - Digital Khata for customer and supplier management - Instant fund transfers and easy account statements - Apply for personal and business loans - Members-only insurance plans - Free credit reports and financial fitness tests - Zero joining fees on credit cards - Earn and redeem rewards ## Frequently asked questions about Chqbook ### What is Chqbook? Chqbook is India's first neobank designed for small business owners. It provides a financial control center that integrates banking, lending, digital khata management, insurance, and rewards. ### Is Chqbook free to use? Yes, Chqbook is 100% free to download and use. It is supported by advertisements. ### What banking services does Chqbook offer? Chqbook offers instant fund transfers, easy account statements, and the ability to open a new current account with ICICI Business Banking or link an existing one. You can also earn rewards on daily transactions. ### How can Chqbook help manage customer and supplier orders? Chqbook provides a free Digital Khata to manage customers, suppliers, and orders. You can manage 'udhaar' (credit), send payment reminders via SMS and WhatsApp, collect payments via UPI links, and create orders for suppliers. ### What are the loan options available through Chqbook? You can apply for personal or business loans at competitive rates with a fast process and speedy disbursal. Loan repayment tenures range from 2 to 5 years, with APRs varying from 14% to 32%. ### Does Chqbook offer insurance plans? Yes, Chqbook provides members-only insurance plans for life, health, and shop coverage. These plans are offered with no medicals or extensive documentation and provide instant policies. ### Can I get a credit report through Chqbook? Yes, Chqbook offers a free credit report worth ₹1200/-. You can also take a financial fitness test through the app. ### What kind of rewards can I earn with Chqbook? You can earn Chqbook Coins on daily transactions, loan disbursals, and credit card issuances. These coins can be redeemed for offers from top brands across various categories. ## Version history (last 5 releases) ### 2.5.0 — 2021-10-15 We update the app every couple of weeks so that we can make it better for you. Get the latest version for all of the available Chqbook features. This version includes several bug fixes and performance improvements. Thanks for using Chqbook! ### 2.4.7 — 2021-08-12 We update the app every couple of weeks so that we can make it better for you. Get the latest version for all of the available Chqbook features. This version includes several bug fixes and performance improvements. Thanks for using Chqbook! ### 2.4.6 — 2021-08-04 We update the app every couple of weeks so that we can make it better for you. Get the latest version for all of the available Chqbook features. This version includes several bug fixes and performance improvements. Thanks for using Chqbook! ### 2.4.5 — 2021-08-02 We update the app every couple of weeks so that we can make it better for you. Get the latest version for all of the available Chqbook features. This version includes several bug fixes and performance improvements. Thanks for using Chqbook! ### 2.4.2 — 2021-06-04 We update the app every couple of weeks so that we can make it better for you. Get the latest version for all of the available Chqbook features. This version includes several bug fixes and performance improvements. Thanks for using Chqbook! ## Apps similar to Chqbook | App | Rating | Price | Category | | --- | --- | --- | --- | | [Faircent - P2P Investment](https://appshunter.io/ios/app/faircent-p2p-investment/id1129684121) | 3.7 (10) | Free | Finance | | [JiffyPe-ID](https://appshunter.io/ios/app/jiffype-id/id6670164140) | — | Free | Finance | | [RazorpayX](https://appshunter.io/ios/app/razorpayx/id1542911810) | 5.0 (2) | Free | Finance | | [Torus: Banking, Trading, Demat](https://appshunter.io/ios/app/torus-banking-trading-demat/id6523421422) | 5.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*